Best Payment Gateway Software for 2026

Tap2Pay is a payment tool for social media marketers and sellers who are looking for an easy method to sell their products without the need to get into codes. Users can easily sell products on social media platforms such as Facebook, Instagram, Messenger, WhatsApp, Telegram, Viber, and WeChat. All customers are provided with is a secure channel to make their payments within a couple of clicks without the need for any redirection or registration. Payments can be easily activated without coding via plugins, selling links, and express checkout widget. The tool can also easily integrate with websites, social networks, ads, and messengers. Users can respond to customer service requests in real-time and boost sales through personalization and push notifications. For higher security and faster payments, the tool generates security tokens without the need for banking credentials. It even notifies customers when the products have been shipped.

Pine Labs provides a merchant platform with technological and financial solutions to assist merchants in boosting revenue, reducing the cost and complexity of running a business, and managing the risks that come with it. The company brings together financial institutions and consumer brands to enable merchants to provide value to their customers. Pine Labs and its technology platform enable physical and online last-mile retail transactions, provide merchants with customer data for targeted sales, and provide risk-managed finance solutions to help them develop their businesses. Pine Labs' platform and solutions are used by over a million merchants in India and other Asian nations to run accessible, affordable, fast, and risk-managed last-mile retail operations. Merchants from a variety of industries employ Pine Labs' solutions, including electronics, food and beverage, fashion, medicine, telecom, and airlines. Over 3,30,000 point-of-sale terminals are powered by the company's cloud-based infrastructure. Every year, Pine Labs' platforms conduct over 550 million digital transactions, assisting over 100 million retail customers. In India and Malaysia, the firm has a presence in 3700 cities and towns. Pine Labs' platform presently includes 15 major banks, seven financial services firms, and over 100 businesses.

PaySpace creates a smooth and seamless customer journey with state-of-the-art payment optimization fine-tuned to different business needs. It is a cutting-edge payments technology that enables alternative payment methods processing to satisfy the needs of even the most demanding clients. One can choose one of three different integration options including HPP, API, and MoTo while the tool keeps a track of all real-time sales volume and business performance at any given time. Its detailed customizable reporting system enables the user to stay on top of processes. They can also receive information on customer behavior and traffic performance in the desired format with just a click of a button. PaySpace aids its clients to obtain the PCI DSS certification by making sure that the business is fully compliant with the requirements. It also settles disputes over chargebacks. The clients can optimize their business further with PaySpace’s intelligent recurring billing that permits multiple retry attempts and ensures frictionless transaction flow inside a payment gateway.

EBS or E-Billing solutions complies with PCI DSS 3.0 standards and is ISO 27001-2013 certified and audited, which makes it an extremely safe online payment mode across the globe. It uses SSL, which ensures complete data protection of the customers. EBS supports 11 major foreign currencies and wallets like Oxigen and Mobikwik. It integrates well with mobile apps on Android, iOS and Windows handsets. EBS even offers EMI options with 8 credit card issuing banks, which is advantageous both to the merchant as well as the customer. The insightful data analytics offered by EBS through statistical reports assists businesses in analyzing their performance and even maximizing their potential over a period of time. Hence it provides you the leverage to carry out your business, your way. Moreover, EBS even lets the merchant customise the payment page by adding their business logo, preferred color scheme and design so as to create a seamless experience for their customers.

Safexpay is an international payment gateway solution that brings revolutionary solutions for its merchants. This payment solution coming from Paygate, Safexpay brings in disruptive technology for its merchants. The payment tool is easy and faster to integrate and provides white label solutions for banks and aggregators. Users can fully customize their Safexpay wallets in terms of Open, Closed or Semi-closed wallets. Safexpay also offers a private payment solution wherein users can brand their logo on the payment platform. Safexpay provides multiple payment options in the form of Recharge solutions, UPI, SMS, email, QR code-based payments, and more. The platform accepts payments from International cards as well as popular social media networks like Whatsapp. It can handle multiple currency processing and easily integrates with major payment service providers like Mastercard, Visa, Maestro, Rupay, and IMPS. The tool is specifically designed for small and medium sized businesses to ease their operations.

Akurateco, is a white-label payment gateway management software, designed to help merchants across different industries achieve complete command over their payment flow. A fees engine within the particular has the ability to monitor and estimate settlements of individual payment channels. Users can decide their business moves based on a highly customizable advanced reporting system within Aukurateco. Routing technology offered by the software helps business houses choose specific providers who will help them in improving their transactional ratio. Akurateco can also be used to calculate affiliate program commissions. Users also get to monitor the status of an individual invoice and receive active notifications about the particular as well. Besides, the software is also equipped with chargeback and world-class fraud detection features. It integrates with different third-party anti-fraud solutions like Sift Science and MaxMind. With Akurateco, merchants can obtain a PCI DSS certification, using which they can streamline smooth and secure transactions on their websites. They can also use the payment solution for reconciliation purposes.

It is important to efficiently manage customer payments, contractor and staff payments, and investments. An automated payment system helps streamline this process. Payment links can be shared through email, SMS, messenger, chatbots, etc. allowing for customers to pay immediately. Marketplace cash flow can be managed by splitting incoming payments to vendors’ accounts. Virtual accounts and UPI-IDs help to automatically reconcile incoming payments made using NEFT, RTGS, IMPS, and UPI. Automating payments helps to reduce manual errors and provides faster payment processing. The use of payment links helps to keep track of payments and provides detailed records of transactions. This makes it easier to manage customer payments and investments. Automating payments also helps to save time, resources, and money. This system is the key to efficiently managing customer payments, contract and staff payments, and investments.

Trustly is an online payment monitoring solution that helps both businesses and customers with their payment receivable and due ones. With Trustly, businesses can allow their customer to deposit funds from any device, for a wide range of services. The solution is compatible with single-click and recurring payment strategies, quick invoicing and deposits as well as quick refund processes facilitating seamless transactions. Trustly also helps businesses with a simple, quick, and secure way to payouts, besides offering real-time integrations with all the popular banks situated in different parts of the world. Thus facilitating hassle-free business in multiple currencies. Moreover, the solution also helps companies verify consumer-wise data in an instant by retrieving all the necessary details from the bank, automatically without asking the consumers to fill out long forms. In this way, it eliminates all potential chances of human error in KYC processes, besides offering faster access to companies’ services to the loyal customers on the other hand. Trustly supports a wide range of industries, among them E-commerce, financial services, Gaming, and travel are the popular ones.

PayKun is an easy to use, simple, and highly secure online payment gateway solution. It accepts digital payments and the intuitive software is very easy to implement. This enables users to quickly get on board and start using the software without having to go through the hassle of physical paperwork. It even adheres to all the existing policies and laws about payment, finance, banking, and taxation in India. Core capabilities include 120+ payment options, fast settlement, and easy integration that only takes a few hours. Payments can be collected not just locally, but also internationally. Moreover, it has a powerful dashboard that allows users to keep a tab on their transactions, view payment history, and even estimate their weekly/monthly revenue reports. Since security is the topmost concern, the software is equipped with AES 256 encryption, Secure Sockets Layer (SSL), and it is also compliant with PCI DSS.

Payrexx claims to be an internationally acclaimed straightforward payment platform that can be used to handle customer-centric payments on the go. The codeless platform can be used to accept payments from customers via Mastercard, Visa, Apple Pay, PayPal, Samsung Pal and 200 other payment methods. Further, the software is PCI DSS and DSGVO complaint besides being secured by SSL facilities. At present, 30k+ global businesses depend on Payrexx to get their online payables streamlined. Dedicated Payrexx pages are made available to the businesses, which they can depend upon to proceed with easy and secure product purchases, services and subscription-related tasks online. Accountants can also forward dedicated payment links to their clients via SMS, email or social media handles with ease. It offers real-time integration with external platforms like CCAvenue, Paysafecash, VRpay, Giropay, Mollie, Paypal, Razorpay, Twint, Stripe and more. A dedicated terminal system, QR Pay option, online invoice generation facility, donation collection and advanced Plugins are also found within the same.

Ingenico ePayments is an online payment management software for businesses of all types. Brands can trust the same, regardless of the size, business scope and markets they cater to. Intuitive solution list featured by Ingenico ePayments goes as accounts payments, in-store payments, online payments, omnichannel commerce, mobility, traceability, connected services, digital banking, customer engagement and trusted digitisation. Various commercial organisations serving different sectors like travel, transport, manufacturing, petrol, hospitality and more can utilise the software to get their day to day tasks streamlined accordingly. Regional businesses are provided access to seamless regional expertise in payments where users can leverage flexible sign up processes, accurate data insights, top-notch conversion rates and exclusive service deliveries alike. For global businesses, the integrated service suite covers metrics like cross border expansion, global payment acceptance, payment performance optimisation, reduced fraud and chargebacks, PSD2 compliance along with powerful reports and insights.

Paytm Payment Gateway offers a multitude of payment options to both online as well as physical merchants through its digital wallet, e-commerce payment gateway and QR-based mobile payments. What makes Paytm so popular and user-friendly is the smoothness and convenience with which it can be operated. There is no maintenance, setup or withdrawal charge involved while operating Paytm. This Payment gateway software supports almost all domestic debit and credit cards, along with net banking of over 50 banks. However, the biggest drawback of Paytm is it does not support international credit cards and is conducive to only the Indian currency (Rupees). A round-the-clock customer service is available to solve grievances of customers at any hour of the day. With Paytm, you can make digital payments for all your necessities, book movie and flight tickets, shop for comforts and luxuries and even make your utility bill payments, just with this one app. With Paytm, life becomes easy and the world comes one step closer.

OnePay is the ideal way to make all their financial transactions easier than ever before. These innovative and secure products make use of the latest technology, so they can be sure that their payment experience is secure and reliable. At OnePay, they get a wide range of payment options to choose from; we provide payment solutions to suit all types of business needs - ranging from small business enterprises to larger corporations. This state-of-the-art infrastructure ensures that they are provided with a secure payment platform regardless of when their payments take place - day or night. Put their trust in OnePay and make all their financial transactions easier. We offer the reliability, security, and speed needed to help them maximize profits and effectively manage their business. Let us help them streamline their payments and transform their financial transactions into an effortless experience.

Citcon is an all in one payment gateway management solution trusted by more than 100 leading brands serving customers worldwide. Corporate giants like Blue Nile, L’OREAL, Macys, Revolve, Forward and more trust on the particular with their regular business process management and accounts related tasks. Further, organisations can depend on Citcon to accept digital payments on an international scale, besides providing adequate support over multiple channels, devices and business models alike. Businesses can add in a variety of customer favourite payment methods within Citcon and proceed forward to accept payments accordingly. It offers real-time integration with external payment platforms like Kakaopay, Klarna, Oxxo, Alipay, Paypal, Wechatpay, China Unionpay, Venmo, Gcash and more. As an additional benefit, accountants can also share secure QR codes or payment links through Citcon’s intuitive interface to streamline touchless payments. Sensitive data stored within the software is taken care of by an undecipherable and unique payment tokenisation mechanism, reducing PCI compliance burden, keeping important data off the servers and minimising risks in real-time.

Moonclerk is a recurring and one-time online payment system, which allows users to deal with secure transactions every time. Users can set up their accounts with ease, without having any technical skills or coding knowledge. Also, one would not require a separate merchant account. After setting up, one can start accepting online payments without delay. With this software, users can easily automate their back-office work with ease. The software assists in sending funds to the bank account automatically. One can easily integrate Moonclerk with different third-party applications like Mailchimp, Quickbooks, Google Drive, Zapier, Google Analytics, and more. Besides, the software also enables users to send automatic and customizable email notifications on various occasions. With Moonclerk, one can take granular control of the payment process, which means users can set custom frequencies, create installment plans/coupons, choose their recurring options and make other changes successfully. One can even retry failed payments automatically, and filter and export essential data. Users can allow their payers to have self-service control over their accounts. Moreover, the application works on all desktop or mobile devices, allowing one to monitor transactions on-the-go.

Instamojo can be integrated conveniently into any website and offers the simplest API with detailed attestation. With over six lac businesses using this gateway software to collect their payments, Instamojo makes for a highly lucrative deal as all you need to set up this software is a mobile number and a bank account. Marked as one of the simplest, easiest and most popular payment gateways with extremely user-friendly interface, some of the features about this gateway, which attracts users, is that it carries no setup or maintenance charge and works with both Debit and Credit cards, testified with over 58 banks. Moreover, one can even request for international plastic money transactions for overseas orders. It even supports mobile app usage on both Android and iOS handsets and can be tuned in with SMS and WhatsApp with a single zero cost account. With all these key highlights, Instamojo can instantly collect your payments and automatically transfer it to your bank account in no time at all.

PayStand is a leading payment solution for B2B companies helping them with their financial transactions without paying unnecessary fees. It is trusted by numerous top companies like Choozle, Urban Surfaces, Apress, Covetous, and more. A plethora of expert features provided by the same is capable of automating multiple processes for a seamless financial management experience. With PayStand, users can automate their entire cash cycles and digitize receivables to reduce manual errors. Also, the platform adapts easily to the everchanging business needs of multiple organizations and delivers high-quality facilities effortlessly. A payments-as-a-service model equipped within PayStand helps with the transformation of revenue operations for better access to cash, growth, and capital. Moreover, seamless integration facilities provided by the same with external ERPs eliminate all possible chances for data to get siloed. Also, the integration setup is made easy and flexible to help users enjoy optimized payment procedures. Users can integrate PayStand with external platforms like Oracle NetSuite, Xero, and Magento.

Centili is a global digital monetization company, fully focused on driving growth by providing innovative mobile payment solutions and a frictionless customer experience. In-house developed, Centili platform is trusted by content providers, telco operators, mobile apps, game developers, and social networks worldwide. Centili is turning their existing users into paying customers by seamlessly monetizing digital content and virtual goods, opening new revenue streams. Centili helps partners orchestrate the ecosystem and monetize digital experiences across the globe.