Payhawk vs Expend vs Ramp in June 2026

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92% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

Payhawk

Expense Management Software

4.6 225 user ratings

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90% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

Expend

Expense Management Software

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95% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

Ramp

Expense Management Software

3.4 171 user ratings

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Featured

84% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

MileIQ

Expense Management Software

4.2 44 user ratings

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Overview

Description

Payhawk is an expense management app that delivers advanced capabilities such as automated expense reporting and managing the spend of the employees. Managers can track expenses in real time without the need for any manual tasks. With the help of an invoice tracking feature, they can easily photograph the receipts of invoices after every transaction. Employees do not have to be reminded to submit payment proofs, eliminating the hassle of chasing invoices. Employees can also be empowered to avoid personal spending while they are on business trips with the tool completely eliminating the need for cash, removing the need for personal reimbursement. Users can issue both physical and virtual cards instantly, while also setting spending limits on them. They can even enable or disable the feature of ATM cash withdrawals and prevent card sharing by automatically deleting the pictures of shared cards. Read more

Expend is changing the way businesses manage expenses and spending. Say goodbye to multiple apps, logins, and subscriptions. Say hello to an AI-assisted future that’s free of admin and inaccurate data. Invite your accountant to support your MTD filings and reclaim more VAT. Plus, they have made it simple for accountants and managers of multiple businesses to switch between them with just one login. The Expend card provides flexibility that traditional payment cards cannot. Customize daily, weekly, monthly, yearly, and project budgets. Read more

Ramp is a corporate card platform that has been designed to help clients regulate their payments. The software along with the digital card tracks every transaction and notifies the user of the amount left and how it can be saved. Since it is an automated platform, the operations are all streamlined to cut down manual labour required to scale a minimum of thousand employees at a go. Every transaction made with Ramp is accompanied by guaranteed cashback, points and insights that are aimed at maximising savings. Further, the expense policies can be digitised with Ramp so that clients can check their future spending and cut down on the extra expenditure significantly. Ramp further goes on to collect and verify receipts accurately so that the clients can proceed over to hassle-free payments. This is arguably also the most powerful accounting experience and it eliminates the need for account books or Excel sheets to keep a track of multiple entities and custom fields. Read more

MileIQ simplifies mileage tracking for deductions and expenses with its automatic, user-friendly, and highly accurate app. Whether a self-employed professional seeking mileage deductions or a large business managing expense reports, MileIQ has the needs. Available on iOS and Android, the app tracks the miles seamlessly while one can stay focused on driving. With a swipe, one can classify trips as personal or business and generate custom reports with a tap. Use tax-compliant mileage rates or set custom rates to match the requirements. MileIQ allows one to set work hours, automatically categorizing business drives for added convenience. Easily name frequent locations to streamline trip classification and reporting. Designed to track every mile for every vehicle, MileIQ makes managing mileage simple, efficient, and stress-free. Read more

Pricing Options

Free Trial Not Available
Offers Custom plan.

Free Trial Available
Offers Custom plan.

Free Trial Not Available
Starts at $15.0. Offers Free-forever and Custom plan.

Free Trial Available
Starts at $6.67. Offers Free-forever plan.

SW Score & Breakdown

92% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

Features The Feature Score % is calculated using the weighted average method, where core features hold more weight in the final calculation. Read more

94%
Reviews

83%
Momentum

74%
Popularity

80%

90% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

Features The Feature Score % is calculated using the weighted average method, where core features hold more weight in the final calculation. Read more

96%
Reviews

83%
Momentum

65%
Popularity

82%

95% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

Features The Feature Score % is calculated using the weighted average method, where core features hold more weight in the final calculation. Read more

95%
Reviews

82%
Momentum

73%
Popularity

94%

84% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

Features The Feature Score % is calculated using the weighted average method, where core features hold more weight in the final calculation. Read more

81%
Reviews

60%
Momentum

68%
Popularity

89%

Features

Total Features	11 Features	12 Features	12 Features	7 Features
Common Features for All	Bank Feed Sync Can sync with bank notification and fetch expenses to make entries in the record book. Card Spending Tracker Automatically tracks the expense done using a linked debit or credit card. Expense Approval Managers can review and approve expense reports. Expenses not in compliance are automatically flagged or rejected. Mileage Tracking Facilitates tracking mileage automatically and stop recording when a location is reached & it can produce IRS compliant reports Multi-level Approval A sequential and thorough review process to approve expenses. Multiple Reporting Currency Reports entries from different origin currencies in the native exchange rate. Receipt Management Store and manage receipts of the expenses incurred by the employees. Receipt Scanner OCR (Optical Character Recognition) tool to scan and upload a paper receipt to make entries on the go. Reconciliation Summary A statement prepared to report total outstanding payments and receipts. Reimbursement Management Helps in managing employee expenses claims and regularize the approval process. Spend Control To reduce spending and prevent unauthorized use by setting transactional control. Tax Claim Helps with tax reclaim on expenses and maximizes the tax benefit of the organization. Third-party Integration Offers synchronization with third-party applications Time & Expense Tracking Time and Expense is the process of recording and tracking hours worked and expenses as they relate to projects + 8 More - Show Less	Bank Feed Sync Can sync with bank notification and fetch expenses to make entries in the record book. Card Spending Tracker Automatically tracks the expense done using a linked debit or credit card. Expense Approval Managers can review and approve expense reports. Expenses not in compliance are automatically flagged or rejected. Mileage Tracking Facilitates tracking mileage automatically and stop recording when a location is reached & it can produce IRS compliant reports Multi-level Approval A sequential and thorough review process to approve expenses. Multiple Reporting Currency Reports entries from different origin currencies in the native exchange rate. Receipt Management Store and manage receipts of the expenses incurred by the employees. Receipt Scanner OCR (Optical Character Recognition) tool to scan and upload a paper receipt to make entries on the go. Reconciliation Summary A statement prepared to report total outstanding payments and receipts. Reimbursement Management Helps in managing employee expenses claims and regularize the approval process. Spend Control To reduce spending and prevent unauthorized use by setting transactional control. Tax Claim Helps with tax reclaim on expenses and maximizes the tax benefit of the organization. Third-party Integration Offers synchronization with third-party applications Time & Expense Tracking Time and Expense is the process of recording and tracking hours worked and expenses as they relate to projects + 9 More - Show Less	Bank Feed Sync Can sync with bank notification and fetch expenses to make entries in the record book. Card Spending Tracker Automatically tracks the expense done using a linked debit or credit card. Expense Approval Managers can review and approve expense reports. Expenses not in compliance are automatically flagged or rejected. Mileage Tracking Facilitates tracking mileage automatically and stop recording when a location is reached & it can produce IRS compliant reports Multi-level Approval A sequential and thorough review process to approve expenses. Multiple Reporting Currency Reports entries from different origin currencies in the native exchange rate. Receipt Management Store and manage receipts of the expenses incurred by the employees. Receipt Scanner OCR (Optical Character Recognition) tool to scan and upload a paper receipt to make entries on the go. Reconciliation Summary A statement prepared to report total outstanding payments and receipts. Reimbursement Management Helps in managing employee expenses claims and regularize the approval process. Spend Control To reduce spending and prevent unauthorized use by setting transactional control. Tax Claim Helps with tax reclaim on expenses and maximizes the tax benefit of the organization. Third-party Integration Offers synchronization with third-party applications Time & Expense Tracking Time and Expense is the process of recording and tracking hours worked and expenses as they relate to projects + 9 More - Show Less	Bank Feed Sync Can sync with bank notification and fetch expenses to make entries in the record book. Card Spending Tracker Automatically tracks the expense done using a linked debit or credit card. Expense Approval Managers can review and approve expense reports. Expenses not in compliance are automatically flagged or rejected. Mileage Tracking Facilitates tracking mileage automatically and stop recording when a location is reached & it can produce IRS compliant reports Multi-level Approval A sequential and thorough review process to approve expenses. Multiple Reporting Currency Reports entries from different origin currencies in the native exchange rate. Receipt Management Store and manage receipts of the expenses incurred by the employees. Receipt Scanner OCR (Optical Character Recognition) tool to scan and upload a paper receipt to make entries on the go. Reconciliation Summary A statement prepared to report total outstanding payments and receipts. Reimbursement Management Helps in managing employee expenses claims and regularize the approval process. Spend Control To reduce spending and prevent unauthorized use by setting transactional control. Tax Claim Helps with tax reclaim on expenses and maximizes the tax benefit of the organization. Third-party Integration Offers synchronization with third-party applications Time & Expense Tracking Time and Expense is the process of recording and tracking hours worked and expenses as they relate to projects + 4 More - Show Less

Technical Details

Organization Types Supported	Individuals Freelancers Large Enterprises Medium Business Small Business	Individuals Freelancers Large Enterprises Medium Business Small Business	Individuals Freelancers Large Enterprises Medium Business Small Business	Individuals Freelancers Large Enterprises Medium Business Small Business
Platforms Supported	SaaS/Web/Cloud Mobile - Android Mobile - iOS	SaaS/Web/Cloud Mobile - Android Mobile - iOS	SaaS/Web/Cloud Mobile - Android Mobile - iOS	SaaS/Web/Cloud Mobile - Android Mobile - iOS
Modes of Support	24/7 (Live rep) Business Hours Online	24/7 (Live rep) Business Hours Online	24/7 (Live rep) Business Hours Online	24/7 (Live rep) Business Hours Online
API Support	Available	NA	Available	NA

Reviews & Ratings

User Rating	4.6/5 225 user ratings	Not Available	3.4/5 171 user ratings	4.2/5 44 user ratings
Rating Distribution	Excellent 84.9% Very Good 5.8% Average 2.2% Poor 1.3% Terrible 5.8%	Not Available	Excellent 58.5% Very Good 0% Average 1.8% Poor 1.2% Terrible 38.6%	Excellent 56.8% Very Good 25% Average 6.8% Poor 4.5% Terrible 6.8%
User Sentiments	Easy to Use Interface, Efficient Expense Tracking, Extensive Integrations, Excellent Customer Support Limited Mobile App Functionality, Occasional Bugs & Glitches, Inconsistent OCR Accuracy, Complex Reimbursement Process	Ease of Use, Efficient Expense Tracking, Seamless Receipt Management, User-Friendly Interface Occasional App Freezes, Limited Card Acceptance in Some Regions, Inconsistent Expense Categorization, Delayed Customer Service Response Times	Easy to Use Interface, Extensive Integrations, Seamless Receipt Management, Effective Spend Controls Fluctuating Credit Limits, Slow Customer Support Response, Lack of Robust Reporting, Limited International Functionality	Not Available
Review Summary	Payhawk's user reviews reveal both favorable and critical feedback. Positive reviews commonly praise its user-friendly interface, efficient expense tracking, and seamless integration with accounting software. Users also appreciate its centralized platform for managing business payments and its customer support's responsiveness. On the other hand, some users criticize its occasional technical glitches, limited reporting capabilities, and the need for improved mobile app functionality. Overall, Payhawk appears to be a popular choice among businesses seeking a comprehensive expense management solution, with a strong emphasis on user experience.	Overall, reviewers have mixed opinions about the product. Common criticisms include limited features, poor customer support, and a lack of customization options. On the positive side, users praise the product's ease of use, affordability, and helpful onboarding process. Reviewers from small businesses appreciate the product's simplicity and value for money, while larger organizations find it lacking in advanced features and integration options. The product seems to be a good fit for very small businesses with basic expense management needs but may not be suitable for larger organizations with more complex requirements.	Overall, Ramp is a popular financial management software praised for its user-friendly interface, efficient expense tracking, and seamless integration with accounting systems. Users appreciate the customizable features, real-time reporting capabilities, and mobile app convenience. Positive feedback highlights its effectiveness in streamlining financial processes and aiding in smart spending decisions. However, some users mention occasional glitches, limited customization options, and a learning curve for certain features. Additionally, there have been concerns regarding customer support responsiveness and pricing transparency.	User reviews of MileIQ highlight its effectiveness as an automated mileage tracker, particularly for business expenses. Users praise its simplicity, seamless background tracking, and ability to differentiate personal and business miles. However, some users express concerns about the free version's limited trip tracking, occasional GPS inaccuracies, and difficulty manually adding drives. While some find the price reasonable for its benefits, others feel the cost outweighs its shortcomings, particularly in light of similar free products.
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Pricing

Pricing Options	Free Trial Not Available Offers Custom plan.	Free Trial Available Offers Custom plan.	Free Trial Not Available Starts at $15.0. Offers Free-forever and Custom plan.	Free Trial Available Starts at $6.67. Offers Free-forever plan.
Pricing Plans Monthly Plans Annual Plans	Premium Cards Custom All-In-One Spend Custom Enterprise Custom	Business Others Enterprise Custom	Free Free Plus $15.00 $15.00 per user / month Enterprise Custom	Free Free Unlimited (For Individuals) $7.50 $8.99 per month Teams Lite $6.67 $8.00 per user / month Teams $7.50 $9.00 per user / month Teams Pro $8.33 $10.00 per user / month
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Alternatives

	Pleo 4.4 928 ratings Payhawk Vs Pleo Expensify 4.3 649 ratings Payhawk Vs Expensify Spendesk 3.4 107 ratings Payhawk Vs Spendesk SAP Concur Expense Payhawk Vs SAP Concur Expense Capture Expense Payhawk Vs Capture Expense	Access Expense Expend Vs Access Expense Weel Capture Expense Expend Vs Capture Expense ExpenSys Expend Vs ExpenSys Webexpenses Expend Vs Webexpenses	Brex 4.1 583 ratings Ramp Vs Brex Expensify 4.3 649 ratings Ramp Vs Expensify Access Expense Ramp Vs Access Expense Capture Expense Ramp Vs Capture Expense ExpenSys Ramp Vs ExpenSys
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