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About Qonto

Qonto is an easy business banking solution for entrepreneurs and startups. This all-in-one online business accounting platform helps SMEs and freelancers create business accounts as per convenience. Thus getting access to simplified accounting flow and transparent solutions. The services and features delivered by this platform are trusted widely by over 2,00,000 businesses located in different parts of the globe. Organizations are provided with a secure platform that safeguards the funds through FGDR (a French financial crises operator) services. Also, access to MasterCard business cards, with SEBA and SWIFT transfers enabled, is available with a subscription to Qonto. Furthermore, users can enjoy facilities like automated bookkeeping and team expense management besides streamlining and optimizing their work effectively. Also, integration with top third-party applications like Slack, Accountable, AXA, Pennylane, Zettle, etc makes user-wise task management a lot simpler to handle. Beyond this, users can also depend on the same to create multiple accounts with dedicated IBANs for organized management of expense items, activities, and team budgeting.

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Screenshots & Videos

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SW Score Breakdown The SW Score breakdown shows individual score for product features.Read more

  • Features The Feature Score % is calculated using the weighted average method, where core features hold more weight in the final calculation. Read more
  • Reviews
  • Momentum
  • Popularity

Platforms Supported

  • Browser Based (Cloud)
  • Mobile App (Android, iOS)

Organization Types Supported

  • Medium Business
  • Small Business
  • Freelancers
  • Individuals

API Support

  • Available

Modes of Support

  • Business Hours, Online

Qonto Awards

Qonto Features

Accounting Features

  • Features: The Feature Score % is calculated using the weighted average method, where core features hold more weight in the final calculation. Read more

Tax Management

Management of finances for payment of tax as well as assessing the advance tax liability to pay your tax in time


Acquiring goods or services required for the business at minimal cost

Project Accounting

Creation of financial reports specifically designed to track the financial progress of projects


Handling the salary payable to the employees


Enables payment and collection in multiple currencies.

General Ledger

Maintaining and recording all the accounting related transactions.

Expense Tracking

Keep a count of your day to day expenses as well as allows you to quickly identify where the expense report is in the approval process.


Recovery of cash from a business or individual.

Cash Management

Collection and management of cash.

Billing and Invoicing

This feature helps in issuing and handling the invoice and bills.

Bank Reconciliation

Matching the balances of an entity's accounting records with the corresponding information on a bank statement.

Accounts Receivable

Handling the money the client owes to the company.

Accounts Payable

Handling the money owed by a business to its suppliers.

Spend Management

Managing the expenditure of a business in order to build its product or services

Revenue Recognition

Determining the specific conditions under which revenue is recognized or accounted for

Fixed Asset Management

Helps in tracking fixed assets for the purposes of financial accounting, preventive maintenance, and theft deterrence.

CPA Firms

Offers collaboration with a professional expert for financial and consulting services.
Qonto Pricing

Free Trial


Pricing Options

Premium Plans ( Subscription / Quotation Based )

Pricing Plans

Screenshots of Vendor Pricing Page

Pricing screenshot

Disclaimer: The pricing details were last updated on 07/09/2020 from the vendor website and may be different from actual. Please confirm with the vendor website before purchasing.

Learn more about Qonto Pricing.

Qonto Alternatives

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Qonto Reviews

User Rating

4.5/5 (Based on 1,691 Ratings)

Rating Distribution

  • Excellent

  • Very Good

  • Average

  • Poor

  • Terrible


User Sentiments

Easy Account Setup, Efficient Customer Service, User-Friendly Interface, Fast Transaction Speed

Check Deposit Processing Delays, Account Closures, Lack of Physical Branches, Limited International Transfer Options

Do You Use Qonto?

Write a Review

Review Summary

Review analysis indicates that users generally appreciate Qonto's user-friendly interface, efficient customer support, and innovative features for managing finances. Many users highlight the convenience of integrating their business accounts, categorizing transactions, and tracking expenses. However, some reviewers express concerns regarding occasional technical glitches, limited customization options, and high fees associated with specific services. Overall, users acknowledge Qonto's effectiveness in simplifying financial management but suggest improvements in stability, flexibility, and pricing transparency.


  • Userfriendly interface: Simple and intuitive design makes it easy to manage finances.
  • Excellent customer support: Responsive and knowledgeable team provides quick assistance.
  • Streamlined expense management: Easily track and categorize business expenses.


  • Occasional technical glitches: Minor bugs and glitches have been reported by some users.
  • Limited customization: Some users may find the customization options to be somewhat limited.
  • Fees for physical cards: There is a small fee associated with ordering physical cards.

Qonto Reviews

AI-Generated from the text of User Reviews

Videos on Qonto

Qonto FAQs

What is Qonto used for?

Qonto is Accounting Software. Qonto offers the following functionalities:

  • Tax Management
  • Purchasing
  • Project Accounting
  • Payroll
  • Multi-Currency
  • General Ledger
  • Expense Tracking
  • Collections
  • Cash Management
  • Billing and Invoicing
  • Bank Reconciliation
  • Accounts Receivable
  • Accounts Payable

Learn more about Qonto features.

What are the top alternatives for Qonto?

Does Qonto provide API?

Yes, Qonto provides API.

Qonto Contact

Vendor Details

Paris, France Founded : 2016

Contact Details

+33 1 76 41 03 08

Social Media Handles

Grid Report for Qonto



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