Qonto Pricing, Reviews and Features (April 2024)

About Qonto

Qonto is an easy business banking solution for entrepreneurs and startups. This all-in-one online business accounting platform helps SMEs and freelancers create business accounts as per convenience. Thus getting access to simplified accounting flow and transparent solutions. The services and features delivered by this platform are trusted widely by over 2,00,000 businesses located in different parts of the globe. Organizations are provided with a secure platform that safeguards the funds through FGDR (a French financial crises operator) services. Also, access to MasterCard business cards, with SEBA and SWIFT transfers enabled, is available with a subscription to Qonto. Furthermore, users can enjoy facilities like automated bookkeeping and team expense management besides streamlining and optimizing their work effectively. Also, integration with top third-party applications like Slack, Accountable, AXA, Pennylane, Zettle, etc makes user-wise task management a lot simpler to handle. Beyond this, users can also depend on the same to create multiple accounts with dedicated IBANs for organized management of expense items, activities, and team budgeting.

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Pricing

Free Trial Available
View Detailed Pricing

SW Score Breakdown The SW Score breakdown shows individual score for product features.Read More

Features The Feature Score % is calculated using the weighted average method, where core features hold more weight in the final calculation. Read More

94%
Reviews

85%
Momentum

74%
Popularity

88%

Platforms Supported

Browser Based (Cloud)
Mobile App (Android, iOS)

Organization Types Supported

Medium Business
Small Business
Freelancers
Individuals

API Support

Available

Modes of Support

Business Hours, Online

Qonto Awards

# 11 Fastest Growing Software Accounting Software
Q2 2021

# 8 Most Popular Software Accounting Software
Q2 2021

# 14 Highly Rated Accounting Software
Q2 2021

Qonto Features

Show Feature Explanation

Show Missing Features

Accounting Features

Features: The Feature Score % is calculated using the weighted average method, where core features hold more weight in the final calculation. Read More

94%

Tax Management

Management of finances for payment of tax as well as assessing the advance tax liability to pay your tax in time

Purchasing

Acquiring goods or services required for the business at minimal cost

Project Accounting

Creation of financial reports specifically designed to track the financial progress of projects

Payroll

Handling the salary payable to the employees

Multi-Currency

Enables payment and collection in multiple currencies.

General Ledger

Maintaining and recording all the accounting related transactions.

Expense Tracking

Keep a count of your day to day expenses as well as allows you to quickly identify where the expense report is in the approval process.

Collections

Recovery of cash from a business or individual.

Cash Management

Collection and management of cash.

Billing and Invoicing

This feature helps in issuing and handling the invoice and bills.

Bank Reconciliation

Matching the balances of an entity's accounting records with the corresponding information on a bank statement.

Accounts Receivable

Handling the money the client owes to the company.

Accounts Payable

Handling the money owed by a business to its suppliers.

Spend Management

Managing the expenditure of a business in order to build its product or services

Revenue Recognition

Determining the specific conditions under which revenue is recognized or accounted for

Fixed Asset Management

Helps in tracking fixed assets for the purposes of financial accounting, preventive maintenance, and theft deterrence.

CPA Firms

Offers collaboration with a professional expert for financial and consulting services.

Qonto Pricing

Free Trial

Available

Pricing Options

Premium Plans ( Subscription / Quotation Based )

Pricing Plans

Solo Others

€9 per month excl. VAT

Capital deposit : €120 excl. VAT (€50 excl. VAT) billed Yearly

Features

20 SEPA transfers and direct debits
1 Mastercard physical card
Optional Mastercard virtual cards
Optional check cashing
1 member
FR, IT, ES or DE IBANs
International transfers (SWIFT)
Unlimited transaction history
Real-time payment notifications
Accounting tools compatibility
7 days a week customer support

Standard Others

€29 per month excl. VAT

Capital deposit : €300 excl. VAT (€50 excl. VAT) billed Yearly

Features

100 SEPA transfers and direct debits
2 Mastercard physical cards
2 Mastercard virtual cards
3 checks to cash
Up to 5 members
Includes features of Solo plan, plus
Dedicated access for your accountant
Automatic VAT detection
Expenses categorization
Roles and permissions
Multiple accounts

Premium Others

€99 per month excl. VAT

Features

500 SEPA transfers and direct debits
5 Mastercard physical cards
Unlimited Mastercard virtual cards
10 checks to cash
Unlimited members
Includes features of Standard plan, plus
Management of transfers as a team
Top priority customer support
Individual account management
Manager's role and team budget (coming soon)

Screenshots of Vendor Pricing Page

Disclaimer: The pricing details were last updated on 07/09/2020 from the vendor website and may be different from actual. Please confirm with the vendor website before purchasing.

Learn more about Qonto Pricing.

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Qonto Reviews

User Rating

4.4/5 (Based on 1,284 Ratings)

Ratings Distribution

Excellent
80.2%
Very Good
6.2%
Average
0.8%
Poor
1.1%
Terrible
11.7%

Do You Use Qonto?

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Review Summary

Review analysis indicates that users generally appreciate Qonto's user-friendly interface, efficient customer support, and innovative features for managing finances. Many users highlight the convenience of integrating their business accounts, categorizing transactions, and tracking expenses. However, some reviewers express concerns regarding occasional technical glitches, limited customization options, and high fees associated with specific services. Overall, users acknowledge Qonto's effectiveness in simplifying financial management but suggest improvements in stability, flexibility, and pricing transparency.

Pros

Userfriendly interface: Simple and intuitive design makes it easy to manage finances.
Excellent customer support: Responsive and knowledgeable team provides quick assistance.
Streamlined expense management: Easily track and categorize business expenses.

Cons

Occasional technical glitches: Minor bugs and glitches have been reported by some users.
Limited customization: Some users may find the customization options to be somewhat limited.
Fees for physical cards: There is a small fee associated with ordering physical cards.

Qonto User Reviews

AI-Generated from the text of User Reviews