SAP Concur Expense vs Brex vs Coupa Expense Management vs Ramp in June 2026

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86% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

SAP Concur Expense

Expense Management Software

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95% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

Brex

Expense Management Software

4.1 583 user ratings

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84% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

Coupa Expense Management

Expense Management Software

4.2 60 user ratings

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95% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

Ramp

Expense Management Software

3.4 171 user ratings

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Overview

Description

Concur Expense is a cloud-based travel and expense management software that allows users to maintain travel expenses by featuring travel processes from booking to approval to payment. This tool enables small and medium-sized businesses to track employee expenses and to review and approve invoices promptly. SAP concur software is a very useful tool that integrates all the users' expenses, travel, and vendor invoices pending in one system. It offers a single way to maintain pending from end to end transactions, acquire great visibility into transactions, enhances compliance, and simplify the process. Concur comprises an intelligence feature that allows employees to create customized dashboards offering an overview of multiple reports that allows finance managers to keep track of it. Moreover, the software automates data capture from receipt images and submits expense records for approvals. Concur software unlocks the robust sides, helps businesses reduce complications, and offers a clear view of invoices. It automates the accounts payable process by using predefined reports and templates. Make customize workflows and automate vendor business payments easily with Concur pricing strategy of $9 per report average price. Read more

Brex is an expense management solution for startups and e-commerce. Use the partner directory to market your services to thousands of well-funded, fast-growing Brex customers. Get a dedicated Brex account manager, co-branded marketing materials, and financial incentives to share in the upside. Get a complete, centralized view of your clients’ expenses, without tracking and reimbursing spend across hundreds of individual cards. Startup clients enjoy high-value rewards and e-commerce clients enjoy interest-free financing, built to help companies scale. Read more

Coupa Expense Management is an appropriate travel and expense management solution that helps companies identify their savings, ensure end-to-end control over expenses and boost growth. The solution makes users monitor a variety of pre-approved and post-approved spendings in one place, besides measuring program wise performance and identifying savings related opportunities, accordingly. Accountants can track real-time prices for airline and travel expenses to help their companies capture significant savings when prices get low. Also, they can detect fraud and errors effectively with the help of the Spend Guard facility, powered by Community Intelligence. With Coupa Expense Management’s SmarterTrip feature, companies can easily track business expenses based on location by automating receipt capture, mileage tracking and more. Further, with advanced OCR technology, it saves users time by eliminating manual data entry processes. Spend analysis, strategic sourcing, treasury management, supplier monitoring and supply chain designing & planning are some of the essential features of this software. Read more

Ramp is a corporate card platform that has been designed to help clients regulate their payments. The software along with the digital card tracks every transaction and notifies the user of the amount left and how it can be saved. Since it is an automated platform, the operations are all streamlined to cut down manual labour required to scale a minimum of thousand employees at a go. Every transaction made with Ramp is accompanied by guaranteed cashback, points and insights that are aimed at maximising savings. Further, the expense policies can be digitised with Ramp so that clients can check their future spending and cut down on the extra expenditure significantly. Ramp further goes on to collect and verify receipts accurately so that the clients can proceed over to hassle-free payments. This is arguably also the most powerful accounting experience and it eliminates the need for account books or Excel sheets to keep a track of multiple entities and custom fields. Read more

Pricing Options

Free Trial Available
Offers Custom plan.

Free Trial Available
Offers Custom plan.

Free Trial Not Available
Offers Custom plan.

Free Trial Not Available
Starts at $15.0. Offers Free-forever and Custom plan.

SW Score & Breakdown

86% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

Features The Feature Score % is calculated using the weighted average method, where core features hold more weight in the final calculation. Read more

100%
Reviews

84%
Momentum

60%
Popularity

60%

95% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

Features The Feature Score % is calculated using the weighted average method, where core features hold more weight in the final calculation. Read more

100%
Reviews

91%
Momentum

63%
Popularity

93%

84% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

Features The Feature Score % is calculated using the weighted average method, where core features hold more weight in the final calculation. Read more

95%
Reviews

75%
Momentum

60%
Popularity

62%

95% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

Features The Feature Score % is calculated using the weighted average method, where core features hold more weight in the final calculation. Read more

95%
Reviews

82%
Momentum

73%
Popularity

94%

Features

Total Features	14 Features	14 Features	12 Features	12 Features
Common Features for All	Bank Feed Sync Can sync with bank notification and fetch expenses to make entries in the record book. Card Spending Tracker Automatically tracks the expense done using a linked debit or credit card. Expense Approval Managers can review and approve expense reports. Expenses not in compliance are automatically flagged or rejected. Mileage Tracking Facilitates tracking mileage automatically and stop recording when a location is reached & it can produce IRS compliant reports Multi-level Approval A sequential and thorough review process to approve expenses. Multiple Reporting Currency Reports entries from different origin currencies in the native exchange rate. Receipt Management Store and manage receipts of the expenses incurred by the employees. Receipt Scanner OCR (Optical Character Recognition) tool to scan and upload a paper receipt to make entries on the go. Reconciliation Summary A statement prepared to report total outstanding payments and receipts. Reimbursement Management Helps in managing employee expenses claims and regularize the approval process. Spend Control To reduce spending and prevent unauthorized use by setting transactional control. Tax Claim Helps with tax reclaim on expenses and maximizes the tax benefit of the organization. Third-party Integration Offers synchronization with third-party applications Time & Expense Tracking Time and Expense is the process of recording and tracking hours worked and expenses as they relate to projects + 11 More - Show Less	Bank Feed Sync Can sync with bank notification and fetch expenses to make entries in the record book. Card Spending Tracker Automatically tracks the expense done using a linked debit or credit card. Expense Approval Managers can review and approve expense reports. Expenses not in compliance are automatically flagged or rejected. Mileage Tracking Facilitates tracking mileage automatically and stop recording when a location is reached & it can produce IRS compliant reports Multi-level Approval A sequential and thorough review process to approve expenses. Multiple Reporting Currency Reports entries from different origin currencies in the native exchange rate. Receipt Management Store and manage receipts of the expenses incurred by the employees. Receipt Scanner OCR (Optical Character Recognition) tool to scan and upload a paper receipt to make entries on the go. Reconciliation Summary A statement prepared to report total outstanding payments and receipts. Reimbursement Management Helps in managing employee expenses claims and regularize the approval process. Spend Control To reduce spending and prevent unauthorized use by setting transactional control. Tax Claim Helps with tax reclaim on expenses and maximizes the tax benefit of the organization. Third-party Integration Offers synchronization with third-party applications Time & Expense Tracking Time and Expense is the process of recording and tracking hours worked and expenses as they relate to projects + 11 More - Show Less	Bank Feed Sync Can sync with bank notification and fetch expenses to make entries in the record book. Card Spending Tracker Automatically tracks the expense done using a linked debit or credit card. Expense Approval Managers can review and approve expense reports. Expenses not in compliance are automatically flagged or rejected. Mileage Tracking Facilitates tracking mileage automatically and stop recording when a location is reached & it can produce IRS compliant reports Multi-level Approval A sequential and thorough review process to approve expenses. Multiple Reporting Currency Reports entries from different origin currencies in the native exchange rate. Receipt Management Store and manage receipts of the expenses incurred by the employees. Receipt Scanner OCR (Optical Character Recognition) tool to scan and upload a paper receipt to make entries on the go. Reconciliation Summary A statement prepared to report total outstanding payments and receipts. Reimbursement Management Helps in managing employee expenses claims and regularize the approval process. Spend Control To reduce spending and prevent unauthorized use by setting transactional control. Tax Claim Helps with tax reclaim on expenses and maximizes the tax benefit of the organization. Third-party Integration Offers synchronization with third-party applications Time & Expense Tracking Time and Expense is the process of recording and tracking hours worked and expenses as they relate to projects + 9 More - Show Less	Bank Feed Sync Can sync with bank notification and fetch expenses to make entries in the record book. Card Spending Tracker Automatically tracks the expense done using a linked debit or credit card. Expense Approval Managers can review and approve expense reports. Expenses not in compliance are automatically flagged or rejected. Mileage Tracking Facilitates tracking mileage automatically and stop recording when a location is reached & it can produce IRS compliant reports Multi-level Approval A sequential and thorough review process to approve expenses. Multiple Reporting Currency Reports entries from different origin currencies in the native exchange rate. Receipt Management Store and manage receipts of the expenses incurred by the employees. Receipt Scanner OCR (Optical Character Recognition) tool to scan and upload a paper receipt to make entries on the go. Reconciliation Summary A statement prepared to report total outstanding payments and receipts. Reimbursement Management Helps in managing employee expenses claims and regularize the approval process. Spend Control To reduce spending and prevent unauthorized use by setting transactional control. Tax Claim Helps with tax reclaim on expenses and maximizes the tax benefit of the organization. Third-party Integration Offers synchronization with third-party applications Time & Expense Tracking Time and Expense is the process of recording and tracking hours worked and expenses as they relate to projects + 9 More - Show Less

Technical Details

Organization Types Supported	Large Enterprises Medium Business Small Business	Large Enterprises Medium Business Small Business	Large Enterprises Medium Business Small Business	Large Enterprises Medium Business Small Business
Platforms Supported	SaaS/Web/Cloud Mobile - Android Mobile - iOS	SaaS/Web/Cloud Mobile - Android Mobile - iOS	SaaS/Web/Cloud Mobile - Android Mobile - iOS	SaaS/Web/Cloud Mobile - Android Mobile - iOS
Modes of Support	Business Hours Online	Business Hours Online	Business Hours Online	Business Hours Online
API Support	Available	NA	NA	Available

Reviews & Ratings

User Rating	Not Available	4.1/5 583 user ratings	4.2/5 60 user ratings	3.4/5 171 user ratings
Rating Distribution	Not Available	Excellent 73.1% Very Good 5.8% Average 1.2% Poor 1.2% Terrible 18.7%	Excellent 45% Very Good 43.3% Average 5% Poor 1.7% Terrible 5%	Excellent 58.5% Very Good 0% Average 1.8% Poor 1.2% Terrible 38.6%
User Sentiments	Mobile App Functionality, Expense Tracking and Reporting, Ease of Use, Extensive Integrations Slow Processing Speed, Outdated User Interface, Confusing Travel Booking, Limited Receipt Management Functionality	Easy to Use Interface, Extensive Integrations, Seamless Expense Tracking, Virtual Card Functionality Account Suspensions, Inconsistent Mobile App Experience, Slow Bank Transfers, Devaluation of Rewards Points	User-Friendly Interface, Efficient Mobile App, Seamless Expense Tracking, Extensive Integrations Complex Report Configuration, Occasional Software Glitches, Inconsistent Customer Support, Limited Customization Options	Easy to Use Interface, Extensive Integrations, Seamless Receipt Management, Effective Spend Controls Fluctuating Credit Limits, Slow Customer Support Response, Lack of Robust Reporting, Limited International Functionality
Review Summary	Users praise Concur for its user-friendly interface, robust expense management capabilities, and seamless integration with other business systems. They appreciate the ability to track and manage expenses, create and approve reports, and enforce company policies. Additionally, users find the mobile app convenient for submitting expenses on the go. However, some users express concerns regarding occasional technical glitches, limited customization options, and the need for better customer support. Overall, Concur is a widely recommended expense management solution for businesses seeking an efficient and user-friendly platform.	Brex, a popular financial management platform, receives mixed feedback from its user base. While many users appreciate its user-friendly interface, seamless expense management, and rewards program, others criticize its occasional technical glitches and limited customer service availability. Users also express concerns over the platform's strict spending limits and fees associated with certain transactions. Despite these drawbacks, users generally acknowledge Brex's potential to enhance financial control and efficiency for businesses.	Users praise Coupa Expense Management's user-friendly interface, intuitive design, and ease of use. They appreciate its robust expense tracking features, including receipt capture, policy compliance checks, and real-time visibility into spending. Additionally, users find the reporting capabilities to be comprehensive and customizable, enabling them to gain valuable insights into their expense data. Reviewers commend Coupa's excellent customer support, noting the responsiveness and helpfulness of the support team. However, some users have reported occasional issues with system downtime and glitches, as well as limitations in the mobile app's functionality.	Overall, Ramp is a popular financial management software praised for its user-friendly interface, efficient expense tracking, and seamless integration with accounting systems. Users appreciate the customizable features, real-time reporting capabilities, and mobile app convenience. Positive feedback highlights its effectiveness in streamlining financial processes and aiding in smart spending decisions. However, some users mention occasional glitches, limited customization options, and a learning curve for certain features. Additionally, there have been concerns regarding customer support responsiveness and pricing transparency.
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Pricing

Pricing Options	Free Trial Available Offers Custom plan.	Free Trial Available Offers Custom plan.	Free Trial Not Available Offers Custom plan.	Free Trial Not Available Starts at $15.0. Offers Free-forever and Custom plan.
Pricing Plans Monthly Plans Annual Plans	Concur Expense Custom	Brex Custom	Coupa Expense Management Custom	Free Free Plus $15.00 $15.00 per user / month Enterprise Custom
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