Gusto vs SurePayroll vs Justworks vs OnPay in June 2026

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97% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

Gusto

Payroll Software

3.8 2,142 user ratings

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95% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

SurePayroll

Payroll Software

4 1,484 user ratings

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95% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

Justworks

Payroll Software

4.7 495 user ratings

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94% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

OnPay

Payroll Software

4.5 280 user ratings

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Overview

Description	Gusto is an all-on-one solution that offers HR, benefits, payroll, and time tracking functionality, all from one centralized platform. Gusto’s HR capabilities include the ability to more efficiently and effectively onboard new hires, to ensure they are getting up-to-speed quickly, settling into the company, and gaining the necessary knowledge. Gusto cuts down on your admin and paperwork –– which also provides benefits in terms of sustainability by enabling your employees to sign forms and contracts, as well as enroll in benefits and your company’s payroll scheme, online. This means you don’t have to print any paper forms. Gusto also enables you and your employees to manage PTO better bu automatically syncing with both your company calendar and your payroll system. You can also send out anonymous surveys to find out how your team is doing, get recommendations on how to improve, and receive feedback on what your employees like and don’t like. As Gusto centralizes your data, you can more easily stay complaint with HR regulations. Read more	SurePayroll is an advanced payroll management platform that makes it simple to pay your workers, submit payroll taxes, and complete year-end paperwork easily. It provides features for small companies ranging from pay-as-you-go workers' compensation insurance to economical 401(k) plans, all with clear and reasonable pricing and customizable options to meet your requirements. Sure Payroll offers workers' compensation coverage that is simple and pay-as-you-go, along with affordable and transparent retirement and healthcare plans for small enterprises. SurePayroll's Sure401k service provides a wide range of popular and economical 401(k) plans to meet any circumstance, including regular and safe-harbor 401 plans, as well as Solo(k) plans for sole proprietorships and family enterprises. SurePayroll, in cooperation with the Paychex Insurance Agency, helps you locate top-rated health insurance coverage at an affordable price, whether you need to comply with state law, retain workers, or just provide essential health insurance for your family. You also get pre-employment screening tools and new hire reports that assist you in identifying the ideal individual. Additionally, you can pay your nanny, or other domestic workers in minutes with Sure Payroll. Read more	Justworks is a payroll monitoring software that helps businesses to streamline payroll, HR, benefits and compliance in order to work with more confidence. The software automatically calculates benefits, deductions and tax withholdings, making it easier for users to run their payroll. It helps to make off-cycle, contractor and vendor payments whenever required. With Justworks, companies can provide their employees with various benefits including high-quality medical, vision and dental insurance, besides 401(k) saving plans and perks. The software also offers a professional team of HR experts that helps users in online boarding, pre-built reports, PTO management and other areas alike. Justworks support businesses to stay compliant with their employer-related rules and regulations. It helps brands/employees to report and remit their federal, local and state payroll taxes and also to file W-2s and 1099s taxes. Moreover, users also get redressal to all of their payroll related queries from a dedicated team of experts available 24/7 over the phone, chat, email and SMS. Read more	OnPay offers growing businesses payroll, HR, and benefits that makes their lives a lot easier. Available in 50 states, it allows employers to run payroll from anywhere, pay employees by direct deposit, debit cards or printed checks, and automate all their tax filings and payments. OnPay even handles all the setup and offers a tax accuracy guarantee. Its fee includes unlimited pay runs (and any cancellations), tax filings (including 1099s and W-2s), and best-in-class integrations with QuickBooks, Xero, and top time tracking software. and extends to payroll for organizations like nonprofits, clergy, and agricultural businesses. A full set of HR tools (including self-onboarding, offer letters, and PTO tracking) is also included. When an employer wants to offer more robust benefits, OnPay is a licensed health insurance broker in all 50 states, plus it offers 401(k) and workers' comp plans through seamless integrations. Read more
Pricing Options	Free Trial Not Available Starts at $49.00. Offers Free-forever plan.	Free Trial Available Starts at $20.0.	Free Trial Not Available Starts at $8.00.	Free Trial Available Starts at $49.0.
SW Score & Breakdown	97% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more Features The Feature Score % is calculated using the weighted average method, where core features hold more weight in the final calculation. Read more 100% Reviews 82% Momentum 73% Popularity 92%	95% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more Features The Feature Score % is calculated using the weighted average method, where core features hold more weight in the final calculation. Read more 96% Reviews 96% Momentum 68% Popularity 86%	95% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more Features The Feature Score % is calculated using the weighted average method, where core features hold more weight in the final calculation. Read more 100% Reviews 88% Momentum 64% Popularity 88%	94% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more Features The Feature Score % is calculated using the weighted average method, where core features hold more weight in the final calculation. Read more 96% Reviews 93% Momentum 66% Popularity 84%
SaaSworthy Awards	# 2 Most Worthy # 6 Highly Rated	# 2 Highly Rated # 9 Fastest Growing	# 7 Highly Rated # 7 Most Popular	# 3 Highly Rated # 9 Most Popular

Features

Total Features	18 Features	13 Features	17 Features	14 Features
Common Features for All	Attendance Tracking Helps to quickly and easily track the attendance Benefits Management Helps in monitoring and managing non-wage compensation given to employees besides their regular salaries or wages. Check Printing Allows previewing and printing standard and customized paychecks Compensation Management Manages employee compensation related data in an organized and automated manner Deductions Management Helps optimizing deductions workflow and assist in calculating various deductions or additions like ESI, PF, integrating leave, performance Direct Deposit Supports direct deposit which is the most popular method for giving paycheques to employees in an electronic form EOR Services Facilitates the management of employment-related responsibilities, compliance, and HR functions associated with Employer of Record (EOR) services Leave Tracking (Vacation) Assist in keeping track of leave and holidays for easing the payment calculation process Multi-Currency Enables payment and collection in multiple currencies. PEO Services Professional Employer Organizations (PEOs) offer small and medium-sized businesses affordable HR services and benefits by serving as co-employers and managing compliance, eliminating the need for an in-house HR department. Self Service Portal Provides the employees with a website where they can update their accounts, make bill payments, avail necessary information and other self-help functions Tax Filing Allows the filing of payroll tax forms for federal, state, and local taxes. Third-party Integration Offers synchronization with third-party applications W-2 Preparation Helps electronically preparing the W-2 form that reveals the total gross income of an employee. Wage Garnishment Helps in deducting the amount from an employee's monetary compensation including salary as per a court order to pay off debt + 12 More - Show Less	Attendance Tracking Helps to quickly and easily track the attendance Benefits Management Helps in monitoring and managing non-wage compensation given to employees besides their regular salaries or wages. Check Printing Allows previewing and printing standard and customized paychecks Compensation Management Manages employee compensation related data in an organized and automated manner Deductions Management Helps optimizing deductions workflow and assist in calculating various deductions or additions like ESI, PF, integrating leave, performance Direct Deposit Supports direct deposit which is the most popular method for giving paycheques to employees in an electronic form EOR Services Facilitates the management of employment-related responsibilities, compliance, and HR functions associated with Employer of Record (EOR) services Leave Tracking (Vacation) Assist in keeping track of leave and holidays for easing the payment calculation process Multi-Currency Enables payment and collection in multiple currencies. PEO Services Professional Employer Organizations (PEOs) offer small and medium-sized businesses affordable HR services and benefits by serving as co-employers and managing compliance, eliminating the need for an in-house HR department. Self Service Portal Provides the employees with a website where they can update their accounts, make bill payments, avail necessary information and other self-help functions Tax Filing Allows the filing of payroll tax forms for federal, state, and local taxes. Third-party Integration Offers synchronization with third-party applications W-2 Preparation Helps electronically preparing the W-2 form that reveals the total gross income of an employee. Wage Garnishment Helps in deducting the amount from an employee's monetary compensation including salary as per a court order to pay off debt + 8 More - Show Less	Attendance Tracking Helps to quickly and easily track the attendance Benefits Management Helps in monitoring and managing non-wage compensation given to employees besides their regular salaries or wages. Check Printing Allows previewing and printing standard and customized paychecks Compensation Management Manages employee compensation related data in an organized and automated manner Deductions Management Helps optimizing deductions workflow and assist in calculating various deductions or additions like ESI, PF, integrating leave, performance Direct Deposit Supports direct deposit which is the most popular method for giving paycheques to employees in an electronic form EOR Services Facilitates the management of employment-related responsibilities, compliance, and HR functions associated with Employer of Record (EOR) services Leave Tracking (Vacation) Assist in keeping track of leave and holidays for easing the payment calculation process Multi-Currency Enables payment and collection in multiple currencies. PEO Services Professional Employer Organizations (PEOs) offer small and medium-sized businesses affordable HR services and benefits by serving as co-employers and managing compliance, eliminating the need for an in-house HR department. Self Service Portal Provides the employees with a website where they can update their accounts, make bill payments, avail necessary information and other self-help functions Tax Filing Allows the filing of payroll tax forms for federal, state, and local taxes. Third-party Integration Offers synchronization with third-party applications W-2 Preparation Helps electronically preparing the W-2 form that reveals the total gross income of an employee. Wage Garnishment Helps in deducting the amount from an employee's monetary compensation including salary as per a court order to pay off debt + 11 More - Show Less	Attendance Tracking Helps to quickly and easily track the attendance Benefits Management Helps in monitoring and managing non-wage compensation given to employees besides their regular salaries or wages. Check Printing Allows previewing and printing standard and customized paychecks Compensation Management Manages employee compensation related data in an organized and automated manner Deductions Management Helps optimizing deductions workflow and assist in calculating various deductions or additions like ESI, PF, integrating leave, performance Direct Deposit Supports direct deposit which is the most popular method for giving paycheques to employees in an electronic form EOR Services Facilitates the management of employment-related responsibilities, compliance, and HR functions associated with Employer of Record (EOR) services Leave Tracking (Vacation) Assist in keeping track of leave and holidays for easing the payment calculation process Multi-Currency Enables payment and collection in multiple currencies. PEO Services Professional Employer Organizations (PEOs) offer small and medium-sized businesses affordable HR services and benefits by serving as co-employers and managing compliance, eliminating the need for an in-house HR department. Self Service Portal Provides the employees with a website where they can update their accounts, make bill payments, avail necessary information and other self-help functions Tax Filing Allows the filing of payroll tax forms for federal, state, and local taxes. Third-party Integration Offers synchronization with third-party applications W-2 Preparation Helps electronically preparing the W-2 form that reveals the total gross income of an employee. Wage Garnishment Helps in deducting the amount from an employee's monetary compensation including salary as per a court order to pay off debt + 9 More - Show Less
Unique Features	401(k) Tracking Helps to track and manage matters concerning 401(k) that is a retirement savings plan sponsored by an employer. Multi-country Supports electronically transfer of payments to employees regardless of the country or state Tax Management Management of finances for payment of tax as well as assessing the advance tax liability to pay your tax in time	401(k) Tracking Helps to track and manage matters concerning 401(k) that is a retirement savings plan sponsored by an employer. Multi-country Supports electronically transfer of payments to employees regardless of the country or state Tax Management Management of finances for payment of tax as well as assessing the advance tax liability to pay your tax in time	401(k) Tracking Helps to track and manage matters concerning 401(k) that is a retirement savings plan sponsored by an employer. Multi-country Supports electronically transfer of payments to employees regardless of the country or state Tax Management Management of finances for payment of tax as well as assessing the advance tax liability to pay your tax in time	401(k) Tracking Helps to track and manage matters concerning 401(k) that is a retirement savings plan sponsored by an employer. Multi-country Supports electronically transfer of payments to employees regardless of the country or state Tax Management Management of finances for payment of tax as well as assessing the advance tax liability to pay your tax in time

Technical Details

Organization Types Supported	Freelancers Large Enterprises Medium Business Small Business	Freelancers Large Enterprises Medium Business Small Business	Freelancers Large Enterprises Medium Business Small Business	Freelancers Large Enterprises Medium Business Small Business
Platforms Supported	SaaS/Web/Cloud Mobile - Android Mobile - iOS	SaaS/Web/Cloud Mobile - Android Mobile - iOS	SaaS/Web/Cloud Mobile - Android Mobile - iOS	SaaS/Web/Cloud Mobile - Android Mobile - iOS
Modes of Support	24/7 (Live rep) Business Hours Online	24/7 (Live rep) Business Hours Online	24/7 (Live rep) Business Hours Online	24/7 (Live rep) Business Hours Online
API Support	Available	NA	Available	NA

Reviews & Ratings

User Rating	3.8/5 2,142 user ratings	4/5 1,484 user ratings	4.7/5 495 user ratings	4.5/5 280 user ratings
Rating Distribution	Excellent 68% Very Good 2.1% Average 1% Poor 3.2% Terrible 25.6%	Excellent 68.2% Very Good 4.4% Average 3% Poor 3.8% Terrible 20.7%	Excellent 71.1% Very Good 27.5% Average 0.6% Poor 0% Terrible 0.8%	Excellent 84.3% Very Good 3.9% Average 0.4% Poor 0.4% Terrible 11.1%
User Sentiments	User-friendly Interface, Automated Payroll Processing, Comprehensive Payroll Features, Extensive Integrations Unresponsive Customer Service, Inaccurate Tax Filing, Benefits Management Issues, Limited Payroll Customization	Easy to Use Interface, Excellent Customer Service, Affordable Pricing, Reliable Payroll Processing Inconsistent Tax Filing, Lengthy Customer Service Wait Times, Confusing Software Navigation, Limited Software Capability	User-friendly Interface, Excellent Customer Service, Comprehensive Benefits Package, Efficient Payroll Processing Limited Integrations, Mobile App Functionality Needs Improvement, Document Editing Issues, Limited HR Reporting Options	Excellent Customer Service, Ease of Use, Affordable Pricing, Comprehensive Payroll Features Inaccurate Payroll Processing, Delayed Customer Service Response, Lack of Automated Payroll Feature, Complicated Initial Setup
Review Summary	Users appreciate Gusto's user-friendly interface, comprehensive features, and excellent customer support. They find it easy to use, even for those with limited accounting knowledge. Additionally, users value Gusto's ability to help them save time and money through automation and integration with other software. Gusto also receives praise for its mobile app, which allows users to manage payroll and HR tasks on the go. However, some users have mentioned occasional technical glitches and integration issues, and a few have expressed concerns about the cost. Overall, Gusto is a well-received payroll and HR solution that users find efficient, user-friendly, and supportive.	Overall, users seem satisfied with the user-friendliness, customer support, and payroll processing capabilities of the software. However, there are concerns regarding its reporting features, integration options, and occasional technical glitches. Several reviewers praise the platform's ease of use, commending its intuitive interface and straightforward navigation. The responsive customer support team also receives positive feedback for their promptness and helpfulness in resolving queries. Additionally, the payroll processing functionality is generally reliable and efficient, ensuring timely and accurate payroll delivery.	Overall, Justworks receives positive feedback for its user-friendly interface, comprehensive HR and payroll features, and excellent customer support. Reviewers appreciate the software's ease of use, time-saving capabilities, and helpful features like employee self-service and mobile accessibility. Justworks is particularly praised for its exceptional customer service, with users commending the responsiveness, knowledge, and willingness to go the extra mile demonstrated by the support team. While some reviewers mention occasional glitches or limitations in reporting capabilities, these are generally outweighed by the positive experiences reported by the majority of users.	OnPay is praised for its user-friendly interface, intuitive design, and comprehensive support options. Reviewers highlight the software's ability to streamline payroll processes, including pay runs, tax calculations, and direct deposits. The reporting feature is well-received for its robust insights. Additionally, OnPay's customer service is lauded for its responsiveness, professionalism, and proactive approach in addressing user concerns. However, some users express dissatisfaction with the occasional technical glitches and limited customization options.
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Pricing

Pricing Options	Free Trial Not Available Starts at $49.00. Offers Free-forever plan.	Free Trial Available Starts at $20.0.	Free Trial Not Available Starts at $8.00.	Free Trial Available Starts at $49.0.
Pricing Plans Monthly Plans Annual Plans	Simple $49.00 $49.00 per month Plus $80.00 $80.00 per month Premium $180.00 $180.00 per month Contractor Only Free Solo $49.00 $49.00 per month	No Tax Filing (Small Business Payroll) $20.00 $20.00 per month Full-Service (Small Business Payroll) $29.00 $29.00 per month Nanny & Household Payroll $39.00 $39.00 per month	Payoll $8.00 $8.00 per user / month PEO Basic $59.00 $59.00 per user / month PEO Plus $109.00 $109.00 per user / month EOR $599.00 $599.00 per month	OnPay $49.00 $49.00 per month
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