Leading Alternatives to PlanGuru for Your Business

Nilus is a comprehensive cash management platform, that seamlessly automates cash balances, flow, and reconciliation workflows. Designed with AI-powered precision, it empowers businesses to produce cash flow reports in mere seconds. With Nilus, transactions are automatically tagged according to user-defined categories, allowing real-time cash flow analysis at any moment. It aggregates cash data from over 10,000 sources, including banks, PSPs, and ERPs, without the need for engineering expertise. Enterprise-grade protection is ensured with SOC 2 compliance and managed user permissions, allowing users to leave behind cumbersome logins and trust their data with Nilus AI validation. By eliminating double entries and manual spreadsheets, Nilus saves teams valuable hours, enhances employee retention, and optimizes cash flow management. It provides a unified platform that merges finance and accounting, feeding directly into ERPs. This centralized data enables swift report exports and informed decision-making, facilitating new investments and exploring financial products with higher returns. With Nilus, cash flow management software becomes the strategic partner that makes every dollar count more.

Global PayEX is a comprehensive accounts receivable and payable automation solution that helps businesses of all sizes improve their working capital efficiency. The platform offers a variety of features that can help businesses automate their AR and AP processes, including buyer-seller collaboration, AI/ML technology, automated ERP accounting, and more. Global PayEX also offers a best-in-class customer portal that allows businesses to deliver invoices, accept payments, and reconcile transactions all in one place. With Global PayEX, businesses can improve their cash flow, reduce their costs, and increase their efficiency. The platform is easy to use and can be customized to meet the specific needs of any.

Centime Cash Flow Forecasting provides businesses with a clear and concise way to understand and plan their finances for the coming weeks. A rolling 13-week cash forecast offers an effective way of tracking investments while ensuring that their business stays in great financial health and is always prepared with adequate liquidity. With Centime, they'll be able to keep an eye on where their money is going and better manage expenses like payroll, bills, and purchases. Centime will help them save time and energy when looking at financial approaches so users can stay focused on achieving your business's full potential. Take control of their cash flow management today with Centime's Cash Flow Forecasting feature.

CashController is a financial software to control the cash flow. Simply put, CashController takes charge of every activity related to a registered client’s cash. This ranges from real-time insights of incoming and outgoing cash, maintaining budget spreadsheets and cash collections for handling projects of varied sizes. The software is a go-to for eminent clients from various business fields like SMEs, wholesale distributors, accountants, transport, services, start-ups, ICT companies and webshops to mention a few. Further, it also offers clear and interactive dashboards, readable reports, drill down to invoice level and extensive simulations alike. The dashboard is one of the highly reviewed inclusions of a CashController package. Firstly, it offers an overview of the pertinent financial situation. The four most important financial components of business operations that are displayed include sales, gross profit, costs and net profit. Secondly, the insightful reports are prepared with readable details. Thirdly, based on current information automatic rolling forecasts are prepared for clients to take action on. Thus, for companies with multiple main activities, CashController becomes more of a financial assistant than a mere software.

Capchase Expense Financing helps businesses with smooth cash flows, enabling them to avoid impactful cash outflows in an efficient manner. The software works in three simple steps, at first, it integrates with the biggest banks and accounting solutions, facilitating seamless data sync. Secondly, businesses are offered a comprehensive view of unpaid invoices and paid expenses (recent) besides enabling them to make a choice between several repayment terms which starts from 3months and ends with 12months. Finally, businesses are also allowed to spread out legal, marketing and software service-related expenses as per their individual schedules. Capchase Expense Financing with its inbuilt functionalities, help businesses focus on bigger ticket items which can have a potential impact on their cash position. These proceeds as software costs, marketing spend and professional spending. Security being a major issue, Capchase Expense Financing abides by stringent privacy policies and does not share any information with third-party organisations.

Cash Flow Frog is a comprehensive cash flow planning and forecasting software that provides businesses with a clear picture of their current cash balance besides showcasing how much cash they will have at a given point in time in the near future. The software helps users to understand the current status of their finances. It also simulates different what-if scenarios helping businesses pay bills at the right time, hire new employees and get their money-drawing processes completed on the go. Cash Flow Frog includes an easy-to-use reports editor, which makes it simple for businesses to create stunning cash flow reports and share those forecasts and scenarios with reputed clients and colleagues with ease. Also, customer-specific insights provided by the same can be used to rank individual clients based on their sales, payment punctuality levels and overall collections gathered. The same process also helps users to optimise their payment terms and enhance cash flow planning on the go.

Cashforce is a cash forecasting platform that automates the process of cash forecasting via working capital insights. It offers smart logic and AI/ML that provides proactive cash savings via better cash forecasting accuracy, making actuals vs. forecast analysis simple. With Cashforce, you get automated data aggregation, logic, and simple processes that help you organize your forecasting process, saving you time. You can get detailed insights into working capital drivers and improvement opportunities result in working capital savings outside of the treasury department. The platform offers machine learning approaches that help you improve the accuracy of your cash forecasts. You can streamline your organization's cash forecasting procedure and make manual modifications in the same way you would in Excel. You can integrate data from the system and manual uploads along with combining many sources in a seamless manner. You can create your own dashboard to visualize and concentrate important data. Using your FX rate settings, you can keep track of your balances and flows in various currencies. You can manually feed data into your cash flow forecast by integrating company-wide systems.

Vault AI is a financial management platform for small and mid-sized businesses. It gives founders, finance teams and fractional CFOs a live view of the company's money, without spreadsheets or waiting for month-end reports. Vault AI connects to 2,500+ banks in 30+ countries via Open Banking, plus crypto wallets, so balances and transactions across all accounts and currencies update automatically. On top of that live data, it provides real-time cash flow and P&L reports, a payment calendar for planned and recurring payments, and full multi-currency support. Custom attributes let each business organize its finances its own way: tag transactions by client, project, department, location or any other dimension, with nested subcategories. Custom reports and dashboards are built on top of these attributes, so you can see the P&L by project or revenue by client and compare actual and planned figures. Vault AI works alongside existing bookkeeping: your accountant keeps the statutory books, while you get the management view you need to make decisions. Next, Vault AI is launching invoicing together with AI payment reconciliation, which matches payments to invoices, and AI transaction categorization. Data is hosted in the EU, bank access is read-only, and role-based permissions control who sees what.