get-free-advice
Clara Icon MEET CLARA - THE AI BEHIND SMARTER SOFTWARE CHOICES
Get Started
Blogs
Software
AI Visibility
/*
Loading...
*/

About Vault AI

Clara AI Deep Dive with Clara AI

Vault AI is a financial management platform for small and mid-sized businesses. It gives founders, finance teams and fractional CFOs a live view of the company's money, without spreadsheets or waiting for month-end reports. Vault AI connects to 2,500+ banks in 30+ countries via Open Banking, plus crypto wallets, so balances and transactions across all accounts and currencies update automatically. On top of that live data, it provides real-time cash flow and P&L reports, a payment calendar for planned and recurring payments, and full multi-currency support. Custom attributes let each business organize its finances its own way: tag transactions by client, project, department, location or any other dimension, with nested subcategories. Custom reports and dashboards are built on top of these attributes, so you can see the P&L by project or revenue by client and compare actual and planned figures. Vault AI works alongside existing bookkeeping: your accountant keeps the statutory books, while you get the management view you need to make decisions. Next, Vault AI is launching invoicing together with AI payment reconciliation, which matches payments to invoices, and AI transaction categorization. Data is hosted in the EU, bank access is read-only, and role-based permissions control who sees what.

Read more

Screenshots & Videos

Live financial dashboard — Total balance across all accounts and currencies, a balance history chart and every transaction tagged with your own attributes.
P&L dashboard — Income, expenses and profit by month, including planned figures, grouped by location or category.
P&L table — Monthly income and expenses with trends, broken down by category and expandable subcategories.

Pricing

SW Score Breakdown The SW Score breakdown shows individual score for product features.Read more

  • Features The Feature Score % is calculated using the weighted average method, where core features hold more weight in the final calculation. Read more
    60%
  • Reviews
    60%
  • Momentum
    60%
  • Popularity
    60%

Platforms Supported

  • Browser Based (Cloud)

Organization Types Supported

  • All (Small, Medium, Large)

API Support

  • Not available

Modes of Support

  • Business Hours

Vault AI Features

Cash Flow Management Features

  • Features: The Feature Score % is calculated using the weighted average method, where core features hold more weight in the final calculation. Read more
    60%

Budget vs Actual Tracking

Enables the comparison of cash flow projections with actual performance.

Real-time Cash Visibility

Allows to view all your account balances seamlessly in a single, streamlined dashboard.

Cash flow Forecasting

Helps to measure the financial position of an entity in the future using cash in and cash out of a business

Bank Feed Sync

Can sync with bank notification and fetch expenses to make entries in the record book.

Multi-Currency

Enables payment and collection in multiple currencies.

Multi-entity Consolidation

Consolidates cash positions across all subsidiaries.

ERP/Accounting Integration

Seamlessly integrates with ERP and Accounting tools like QuickBooks, Xero, NetSuite, and SAP.

Invoice and Bill Tracking

Enables seamless tracking of receivables and payables, fully aligned with your financial forecasts.

Scenario Modeling

Simulates "what-if" scenarios to predict the potential outcomes

Audit Trail

A record of changes made in chronological order of a user or activity

Corporate Performance Management (CPM) Features

Dashboards & Analytics

Data Integration & Management

Profitability & Cost Analysis

Performance Monitoring & KPIs

Financial Reporting & Disclosure

Scenario Planning & What-If Analysis

Financial Consolidation & Close

Budgeting, Planning & Forecasting

Workflow & Approval Management

Financial Analysis Features

KPI & Metrics

Measures the success rate and monitor the performance metrics that matter most to your business.

Divisional Analysis

Helps to track and monitor the performance of your individual business unit

Performance Analytics

Helps to predict the future performance of a business using Key Performance Indicators (KPI) and other Metrics

Cash flow Forecasting

Helps to measure the financial position of an entity in the future using cash in and cash out of a business

Market Analysis

Helps to measure your industry status in the overall market using quantitative and qualitative data points

Industry Analysis

Helps to assess the business position against competitors and gain competitive dynamics of an industry

Risk Assessment

Helps to analyze the potential risk factors that cause harm to the business

Dashboard Features

Widgets

Displays often used functions and provides quick way for accessing files

Visual Analytics

Provides analytical reasoning with interactive visual interface

Private Dashboard

Dashboards will remain private and will not share information with other users.

Predefined Templates

It holds a bundle of built-in templates that can be used in the projects

Interactive Dashboard

It provides easy visualization of data

Data Security

Ensures secure storage of data by encryption

Data Integration

Helps in collecting and combining data from multiple data sources and offer them in a unified manner to the user

Key Performance Indicators

Evaluating and measuring the performance of the business which will help you make informed decisions and correcting past mistakes

Public Dashboard

It allows sharing dashboards with multiple users

OLAP

It provides online analytics from multiple data and provides an easy view to the user.

Business Intelligence Features

Trend Indicators

Helps you in understanding the present situation and where your business is heading so that you can make decisions accordingly.

Profitability Analysis

Forecasting the profitability of any particular proposal or optimizing the profitability of an existing project

Key Performance Indicators

Evaluating and measuring the performance of the business which will help you make informed decisions and correcting past mistakes

Data Analysis

Helps in analyzing stored raw data and converting them into useful reports

Dashboard

A digital insight of reports and other workings on a single screen

Ad hoc Reports

Creates impromptu reports as and when the occasion requires

Ad hoc Analysis

A statistical model, analytical report or any other type of data summary particularly designed to answer a single, specific business question.

Strategic Planning

Defining future strategy or direction based on well-detailed reports and forecasts.

Benchmarking

Setting up standards and targets for your team and team members, so that they are performing at their best

Ad hoc Query

Helps in answering a query as and when it arises
Vault AI Pricing

Free Trial

Available

No Credit Card Required, Get Started for Free

Pricing Options

Freemium ( Limited Features )

Premium Plans ( Subscription )

Free Free

For getting started with manual tracking. Up to 3 users, manual accounts and transactions (up to 200 per month), dashboard with balance, income and expenses. No bank connections.

Start Free Trial

Basic $30.00 $30.00 per user / month

For small teams that want live bank data. Up to 2 bank connections via Open Banking (2,500+ banks in 30+ countries), up to 800 transactions per month, cash flow report, payment calendar, multi-currency, role-based access. Annual billing: $300 per user per year.

Start Free Trial

Pro $50.00 $50.00 per user / month

For growing businesses that need full financial visibility. Up to 10 bank connections, crypto wallets, up to 1,500 transactions per month, cash flow, P&L and payment calendar, custom attributes, custom reports and dashboards, flexible access control. 14-day free trial, no credit card required. Annual billing: $504 per user per year.

Start Free Trial

Screenshots of Vendor Pricing Page

Pricing screenshot

Learn more about  Vault AI Pricing

Vault AI Alternatives

View All Vault AI Alternatives

98% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

AGICAP logo
AGICAP A simple way to manage differential cash flows read more

4.9 523 user ratings

View Details

92% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

Cash Flow Frog logo
Cash Flow Frog The simplest way to plan and predict your business-specific cash flows read more

4.9 8 user ratings

View Details

89% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

Caflou logo
Caflou Gain complete control of your company with Caflou read more

5 20 user ratings

View Details

89% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

Bottomline logo
Bottomline Simplify, Automate, and Optimize with Global Cash Management Hub read more

4 1 user ratings

View Details

88% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

Centime logo
Centime Measure what matters with KPI tracking read more

4.9 56 user ratings

View Details

88% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

Nilus logo
Nilus Revolutionize Cash Management with AI Precision and Seamless Automa... read more

5 12 user ratings

View Details

87% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

PlanGuru logo
PlanGuru Allow the Guru to take care of your business and budgets alike read more

4.9 111 user ratings

View Details

84% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

Streamlined logo
Streamlined The Essential Order-to-Cash Solution read more

View Details

82% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

ThinkOut logo
ThinkOut Understand how money moves your business read more

5 3 user ratings

View Details

82% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

Akoni logo
Akoni Take charge of your funds and get a higher rate of return with Akoni read more

4.5 2 user ratings

View Details

Vault AI Reviews

Do You Use Vault AI?

Be The First One To Review!

Write a Review

Vault AI Screenshots

Live financial dashboard — Total balance across all accounts and currencies, a balance history chart and every transaction tagged with your own attributes.

Live financial da...

 P&L dashboard — Income, expenses and profit by month, including planned figures, grouped by location or category.

P&L dashboard — I...

 P&L table — Monthly income and expenses with trends, broken down by category and expandable subcategories.

P&L table — Month...

 Report builder — Build a widget in a few clicks: pick the report type, data source and filters, and see a live preview.

Report builder — ...

 Transaction schema — See all system and custom attributes in one place: types, where they apply and who created them.

Transaction schem...

Vault AI FAQs

What is Vault AI?

Vault AI is a financial management platform for small and mid-sized businesses. It connects your bank accounts and crypto wallets and gives you live cash flow, P&L, a payment calendar and custom reports in one place.

Who is Vault AI for?

Founders and owners of SMBs, finance teams, and fractional CFOs and accountants who manage finances for several companies.

Which banks does Vault AI support?

Vault AI connects to 2,500+ banks in 30+ countries via Open Banking. You can also add manual accounts, for example for cash.

Does Vault AI replace my accounting software?

No. Vault AI works alongside your existing bookkeeping. Your accountant keeps the statutory books, while Vault AI gives you a real-time management view of your finances.

Is my data secure?

Yes. Data is hosted in the EU, bank access is read-only, and Vault AI never initiates payments. Each company’s data is isolated, and role-based permissions and two-factor authentication control who sees what.

Can I track finances in multiple currencies?

Yes. Vault AI supports multi-currency accounts and transactions with automatic conversion into your workspace currency.

Can I organize transactions by client, project or department?

Yes. You can create custom attributes such as client, project, department or location, with nested subcategories, and build reports and dashboards on top of them.

Does Vault AI support crypto?

Yes. On the Pro plan you can connect crypto wallets and track them alongside your bank accounts.

Is there a free trial?

Yes. Every new workspace gets a 14-day free trial of the Pro plan, no credit card required. There is also a free plan for manual tracking.

How much does Vault AI cost?

Vault AI has a free plan. Paid plans start at $30 per user per month (Basic) and $50 per user per month (Pro), with a discount for annual billing. Enterprise pricing is available on request.

Can my accountant or team members access Vault AI?

Yes. You can invite team members, accountants and advisors and control their access with role-based permissions, down to specific accounts.

What is Vault AI used for?

Vault AI is Cash Flow Management Software. Vault AI offers the following functionalities:

  • Budget vs Actual Tracking
  • Real-time Cash Visibility
  • Cash flow Forecasting
  • Bank Feed Sync
  • Multi-Currency

Learn more about Vault AI features.

What are the top alternatives for Vault AI?

Here`s a list of the best alternatives for Vault AI:

Does Vault AI provide API?

No, Vault AI does not provide API.

Vault AI Contact

Vendor Details

Founded : 2026

Contact Details

Not available

https://www.usevault.ai/

Social Media Handles

FTC Disclosure

SaaSworthy may receive compensation from some vendors featured on this page. This does not influence our editorial evaluation or ratings. [email protected]

We understand SaaS better

SaaSworthy helps stakeholders choose the right SaaS platform based on detailed product information, unbiased reviews, SW score and recommendations from the active community.

icon

Buyers

Looking for the right SaaS

We can help you choose the best SaaS for your specific requirements. Our in-house experts will assist you with their hand-picked recommendations.

Give us a shout  
icon

Makers

Want more customers?

Our experts will research about your product and list it on SaaSworthy for FREE.

Get Listed