Gusto vs WavePayroll in July 2026

Remove All

94% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

Gusto

Payroll Software

3.8 2,142 user ratings

View Details

86% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

WavePayroll

Payroll Software

4.3 85 user ratings

View Details

Featured

98% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

Deel

Payroll Software

4.6 5,771 user ratings

Visit Website

Featured

90% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

OnPay

Payroll Software

4.5 280 user ratings

Visit Website

Overview

Description	Gusto is an all-on-one solution that offers HR, benefits, payroll, and time tracking functionality, all from one centralized platform. Gusto’s HR capabilities include the ability to more efficiently and effectively onboard new hires, to ensure they are getting up-to-speed quickly, settling into the company, and gaining the necessary knowledge. Gusto cuts down on your admin and paperwork –– which also provides benefits in terms of sustainability by enabling your employees to sign forms and contracts, as well as enroll in benefits and your company’s payroll scheme, online. This means you don’t have to print any paper forms. Gusto also enables you and your employees to manage PTO better bu automatically syncing with both your company calendar and your payroll system. You can also send out anonymous surveys to find out how your team is doing, get recommendations on how to improve, and receive feedback on what your employees like and don’t like. As Gusto centralizes your data, you can more easily stay complaint with HR regulations. Read more	Wave is a payroll management platform that offers you an intuitive dashboard to keep track of your earnings, spending, payments, and invoices. This configurable invoicing software gets you paid, saves you time, and takes the worry out of client data management. With Wave Payroll, you can issue professional invoices, be paid quickly with a credit card, and have Wave send delinquent warnings on your behalf. You can create and send professional invoices to your clients in seconds. You can ensure that you get paid timely, every time and stop chasing money by setting up regular invoices and automated credit card payments for your recurrent clients. You can choose between automatic and manual billing at any time. With Wave Payroll, you get a free accounting software that instantly syncs all of your invoicing and payment information in one spot. You can view your history with each client, from bills to automatic reminder emails, to get a clear picture of what to focus on. With Wave's free iOS and Android applications, you can send invoices anytime and anywhere you want. Read more	Deel is a platform that enables businesses to make mass payments to remote team members. It also partners with labor law experts to minimize the risk of hiring employees from other nations. They offer localized sample contracts that are in accordance with the labor laws of the involved parties and also mention which documents and permits will be required for onboarding an employee from that party. The employees have access to 200+ currencies and different types of payment methods, which allows bulk payment in one go. Other features such as e-signing, tax compliance, auto-invoicing, and customer support in different languages helps to streamline the hiring process. The employees can also create a contract, sign it, invite a team member, and allow the member to review and sign it. This end-to-end solution makes it easy for businesses to hire and pay people from around the world without worrying about the legal terms, contractor agreements, and different time zones. Consolidate and streamline your international payroll operations. Deel handles compliance, tax deductions and filings wherever you have entities—all supported by our team of in-house payroll experts. Deel is the only platform that actively helps you monitor and flag the latest payroll regulatory changes—with recommended actions—before they become an issue. It’s how we keep you compliant top to bottom, from payments, taxes, benefits, and more. Read more	OnPay offers growing businesses payroll, HR, and benefits that makes their lives a lot easier. Available in 50 states, it allows employers to run payroll from anywhere, pay employees by direct deposit, debit cards or printed checks, and automate all their tax filings and payments. OnPay even handles all the setup and offers a tax accuracy guarantee. Its fee includes unlimited pay runs (and any cancellations), tax filings (including 1099s and W-2s), and best-in-class integrations with QuickBooks, Xero, and top time tracking software. and extends to payroll for organizations like nonprofits, clergy, and agricultural businesses. A full set of HR tools (including self-onboarding, offer letters, and PTO tracking) is also included. When an employer wants to offer more robust benefits, OnPay is a licensed health insurance broker in all 50 states, plus it offers 401(k) and workers' comp plans through seamless integrations. Read more
Pricing Options	Free Trial Not Available Starts at $49.00. Offers Free-forever plan.	Free Trial Not Available Starts at $40.00.	Free Trial Not Available Starts at $29.00. Offers Custom plan.	Free Trial Available Starts at $49.0.
SW Score & Breakdown	94% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more Features The Feature Score % is calculated using the weighted average method, where core features hold more weight in the final calculation. Read more 100% Reviews 75% Momentum 68% Popularity 70%	86% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more Features The Feature Score % is calculated using the weighted average method, where core features hold more weight in the final calculation. Read more 99% Reviews 60% Momentum 60% Popularity 64%	98% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more Features The Feature Score % is calculated using the weighted average method, where core features hold more weight in the final calculation. Read more 100% Reviews 100% Momentum 69% Popularity 69%	90% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more Features The Feature Score % is calculated using the weighted average method, where core features hold more weight in the final calculation. Read more 96% Reviews 71% Momentum 64% Popularity 68%
SaaSworthy Awards	# 2 Most Worthy # 6 Highly Rated	Not Available	# 3 Most Worthy # 2 Fastest Growing	# 3 Highly Rated # 9 Most Popular

Features

Total Features	18 Features	15 Features	17 Features	14 Features
Common Features for All	Attendance Tracking Helps to quickly and easily track the attendance Benefits Management Helps in monitoring and managing non-wage compensation given to employees besides their regular salaries or wages. Check Printing Allows previewing and printing standard and customized paychecks Compensation Management Manages employee compensation related data in an organized and automated manner Deductions Management Helps optimizing deductions workflow and assist in calculating various deductions or additions like ESI, PF, integrating leave, performance Direct Deposit Supports direct deposit which is the most popular method for giving paycheques to employees in an electronic form EOR Services Facilitates the management of employment-related responsibilities, compliance, and HR functions associated with Employer of Record (EOR) services Leave Tracking (Vacation) Assist in keeping track of leave and holidays for easing the payment calculation process Multi-Currency Enables payment and collection in multiple currencies. PEO Services Professional Employer Organizations (PEOs) offer small and medium-sized businesses affordable HR services and benefits by serving as co-employers and managing compliance, eliminating the need for an in-house HR department. Self Service Portal Provides the employees with a website where they can update their accounts, make bill payments, avail necessary information and other self-help functions Tax Filing Allows the filing of payroll tax forms for federal, state, and local taxes. Third-party Integration Offers synchronization with third-party applications W-2 Preparation Helps electronically preparing the W-2 form that reveals the total gross income of an employee. Wage Garnishment Helps in deducting the amount from an employee's monetary compensation including salary as per a court order to pay off debt + 12 More - Show Less	Attendance Tracking Helps to quickly and easily track the attendance Benefits Management Helps in monitoring and managing non-wage compensation given to employees besides their regular salaries or wages. Check Printing Allows previewing and printing standard and customized paychecks Compensation Management Manages employee compensation related data in an organized and automated manner Deductions Management Helps optimizing deductions workflow and assist in calculating various deductions or additions like ESI, PF, integrating leave, performance Direct Deposit Supports direct deposit which is the most popular method for giving paycheques to employees in an electronic form EOR Services Facilitates the management of employment-related responsibilities, compliance, and HR functions associated with Employer of Record (EOR) services Leave Tracking (Vacation) Assist in keeping track of leave and holidays for easing the payment calculation process Multi-Currency Enables payment and collection in multiple currencies. PEO Services Professional Employer Organizations (PEOs) offer small and medium-sized businesses affordable HR services and benefits by serving as co-employers and managing compliance, eliminating the need for an in-house HR department. Self Service Portal Provides the employees with a website where they can update their accounts, make bill payments, avail necessary information and other self-help functions Tax Filing Allows the filing of payroll tax forms for federal, state, and local taxes. Third-party Integration Offers synchronization with third-party applications W-2 Preparation Helps electronically preparing the W-2 form that reveals the total gross income of an employee. Wage Garnishment Helps in deducting the amount from an employee's monetary compensation including salary as per a court order to pay off debt + 9 More - Show Less	Attendance Tracking Helps to quickly and easily track the attendance Benefits Management Helps in monitoring and managing non-wage compensation given to employees besides their regular salaries or wages. Check Printing Allows previewing and printing standard and customized paychecks Compensation Management Manages employee compensation related data in an organized and automated manner Deductions Management Helps optimizing deductions workflow and assist in calculating various deductions or additions like ESI, PF, integrating leave, performance Direct Deposit Supports direct deposit which is the most popular method for giving paycheques to employees in an electronic form EOR Services Facilitates the management of employment-related responsibilities, compliance, and HR functions associated with Employer of Record (EOR) services Leave Tracking (Vacation) Assist in keeping track of leave and holidays for easing the payment calculation process Multi-Currency Enables payment and collection in multiple currencies. PEO Services Professional Employer Organizations (PEOs) offer small and medium-sized businesses affordable HR services and benefits by serving as co-employers and managing compliance, eliminating the need for an in-house HR department. Self Service Portal Provides the employees with a website where they can update their accounts, make bill payments, avail necessary information and other self-help functions Tax Filing Allows the filing of payroll tax forms for federal, state, and local taxes. Third-party Integration Offers synchronization with third-party applications W-2 Preparation Helps electronically preparing the W-2 form that reveals the total gross income of an employee. Wage Garnishment Helps in deducting the amount from an employee's monetary compensation including salary as per a court order to pay off debt + 11 More - Show Less	Attendance Tracking Helps to quickly and easily track the attendance Benefits Management Helps in monitoring and managing non-wage compensation given to employees besides their regular salaries or wages. Check Printing Allows previewing and printing standard and customized paychecks Compensation Management Manages employee compensation related data in an organized and automated manner Deductions Management Helps optimizing deductions workflow and assist in calculating various deductions or additions like ESI, PF, integrating leave, performance Direct Deposit Supports direct deposit which is the most popular method for giving paycheques to employees in an electronic form EOR Services Facilitates the management of employment-related responsibilities, compliance, and HR functions associated with Employer of Record (EOR) services Leave Tracking (Vacation) Assist in keeping track of leave and holidays for easing the payment calculation process Multi-Currency Enables payment and collection in multiple currencies. PEO Services Professional Employer Organizations (PEOs) offer small and medium-sized businesses affordable HR services and benefits by serving as co-employers and managing compliance, eliminating the need for an in-house HR department. Self Service Portal Provides the employees with a website where they can update their accounts, make bill payments, avail necessary information and other self-help functions Tax Filing Allows the filing of payroll tax forms for federal, state, and local taxes. Third-party Integration Offers synchronization with third-party applications W-2 Preparation Helps electronically preparing the W-2 form that reveals the total gross income of an employee. Wage Garnishment Helps in deducting the amount from an employee's monetary compensation including salary as per a court order to pay off debt + 9 More - Show Less
Unique Features	401(k) Tracking Helps to track and manage matters concerning 401(k) that is a retirement savings plan sponsored by an employer. Multi-country Supports electronically transfer of payments to employees regardless of the country or state Tax Management Management of finances for payment of tax as well as assessing the advance tax liability to pay your tax in time	401(k) Tracking Helps to track and manage matters concerning 401(k) that is a retirement savings plan sponsored by an employer. Multi-country Supports electronically transfer of payments to employees regardless of the country or state Tax Management Management of finances for payment of tax as well as assessing the advance tax liability to pay your tax in time	401(k) Tracking Helps to track and manage matters concerning 401(k) that is a retirement savings plan sponsored by an employer. Multi-country Supports electronically transfer of payments to employees regardless of the country or state Tax Management Management of finances for payment of tax as well as assessing the advance tax liability to pay your tax in time	401(k) Tracking Helps to track and manage matters concerning 401(k) that is a retirement savings plan sponsored by an employer. Multi-country Supports electronically transfer of payments to employees regardless of the country or state Tax Management Management of finances for payment of tax as well as assessing the advance tax liability to pay your tax in time

Technical Details

Organization Types Supported	Freelancers Large Enterprises Medium Business Small Business	Freelancers Large Enterprises Medium Business Small Business	Freelancers Large Enterprises Medium Business Small Business	Freelancers Large Enterprises Medium Business Small Business
Platforms Supported	SaaS/Web/Cloud Mobile - Android Mobile - iOS	SaaS/Web/Cloud Mobile - Android Mobile - iOS	SaaS/Web/Cloud Mobile - Android Mobile - iOS	SaaS/Web/Cloud Mobile - Android Mobile - iOS
Modes of Support	24/7 (Live rep) Business Hours Online	24/7 (Live rep) Business Hours Online	24/7 (Live rep) Business Hours Online	24/7 (Live rep) Business Hours Online
API Support	Available	Available	Available	NA

Reviews & Ratings

User Rating	3.8/5 2,142 user ratings	4.3/5 85 user ratings	4.6/5 5,771 user ratings	4.5/5 280 user ratings
Rating Distribution	Excellent 68% Very Good 2.1% Average 1% Poor 3.2% Terrible 25.6%	Excellent 65.9% Very Good 14.1% Average 11.8% Poor 2.4% Terrible 5.9%	Excellent 88.5% Very Good 2.8% Average 0.3% Poor 0.4% Terrible 8%	Excellent 84.3% Very Good 3.9% Average 0.4% Poor 0.4% Terrible 11.1%
User Sentiments	User-friendly Interface, Automated Payroll Processing, Comprehensive Payroll Features, Extensive Integrations Unresponsive Customer Service, Inaccurate Tax Filing, Benefits Management Issues, Limited Payroll Customization	Not Available	Easy to Use Interface, Fast Transactions, Extensive Withdrawal Options, Helpful Customer Support High Withdrawal Fees, Limited Deel Card Availability, Occasional Payment Delays, Limited Currency Conversion Options	Excellent Customer Service, Ease of Use, Affordable Pricing, Comprehensive Payroll Features Inaccurate Payroll Processing, Delayed Customer Service Response, Lack of Automated Payroll Feature, Complicated Initial Setup
Review Summary	Users appreciate Gusto's user-friendly interface, comprehensive features, and excellent customer support. They find it easy to use, even for those with limited accounting knowledge. Additionally, users value Gusto's ability to help them save time and money through automation and integration with other software. Gusto also receives praise for its mobile app, which allows users to manage payroll and HR tasks on the go. However, some users have mentioned occasional technical glitches and integration issues, and a few have expressed concerns about the cost. Overall, Gusto is a well-received payroll and HR solution that users find efficient, user-friendly, and supportive.	Not Available	Overall, users are generally satisfied with the product, praising its ease of use, time-saving capabilities, and excellent customer support. Many users highlight the platform's user-friendly interface and intuitive design, which simplifies payroll and onboarding processes. The product is also lauded for its ability to automate tasks, such as tax calculations and compliance, saving businesses valuable time and resources. Furthermore, users commend the product's customer support team for their responsiveness, helpfulness, and willingness to go the extra mile. However, some users have expressed concerns regarding the product's occasional technical glitches and limited customization options.	OnPay is praised for its user-friendly interface, intuitive design, and comprehensive support options. Reviewers highlight the software's ability to streamline payroll processes, including pay runs, tax calculations, and direct deposits. The reporting feature is well-received for its robust insights. Additionally, OnPay's customer service is lauded for its responsiveness, professionalism, and proactive approach in addressing user concerns. However, some users express dissatisfaction with the occasional technical glitches and limited customization options.
	Read All User Reviews	Read All User Reviews	Read All User Reviews	Read All User Reviews

AI-Generated from the text of User Reviews

Pricing

Pricing Options	Free Trial Not Available Starts at $49.00. Offers Free-forever plan.	Free Trial Not Available Starts at $40.00.	Free Trial Not Available Starts at $29.00. Offers Custom plan.	Free Trial Available Starts at $49.0.
Pricing Plans Monthly Plans Annual Plans	Simple $49.00 $49.00 per month Plus $80.00 $80.00 per month Premium $180.00 $180.00 per month Contractor Only Free Solo $49.00 $49.00 per month	Wave Payroll $40.00 $40.00 per month	Deel EOR (Employer of Record) (Deel Payroll) $599.00 $599.00 per month Deel Contractor Management (Deel Payroll) $49.00 $49.00 per month Deel Contractor of Record (Deel Payroll) $325.00 $325.00 per month Deel PEO (Deel Payroll) $95.00 $95.00 per month Deel US Payroll (Deel Payroll) Custom Deel Global Payroll (Deel Payroll) $29.00 $29.00 per month	OnPay $49.00 $49.00 per month
	View Detailed Pricing	View Detailed Pricing	View Detailed Pricing	View Detailed Pricing

Have Questions? We can help!

Get personalized recommendations from our experts on call

✔ Trusted by more than 5 Million users across the globe.

Alternatives

	Paychex Flex 1.1 127 ratings Gusto Vs Paychex Flex Justworks 4.7 495 ratings Gusto Vs Justworks OnPay 4.5 280 ratings Gusto Vs OnPay QuickBooks Payroll 3.9 71 ratings Gusto Vs QuickBooks Payroll ADP Payroll Services Gusto Vs ADP Payroll Services	QuickBooks Payroll 3.9 71 ratings WavePayroll Vs QuickBooks Payroll Wave 1.5 179 ratings Paybooks 4.8 16 ratings WavePayroll Vs Paybooks TimePay Square Payroll 4.5 1,808 ratings WavePayroll Vs Square Payroll
	View All Gusto Alternatives	View All WavePayroll Alternatives