Gusto vs APS Payroll in September 2026

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98% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

Gusto

Payroll Software

4.4 5,445 user ratings

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85% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

APS Payroll

Payroll Software

4.7 553 user ratings

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96% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

Paycor

Payroll Software

3.6 604 user ratings

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Featured

89% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

OnPay

Payroll Software

4.8 1,015 user ratings

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Overview

Description	Gusto is an all-on-one solution that offers HR, benefits, payroll, and time tracking functionality, all from one centralized platform. Gusto’s HR capabilities include the ability to more efficiently and effectively onboard new hires, to ensure they are getting up-to-speed quickly, settling into the company, and gaining the necessary knowledge. Gusto cuts down on your admin and paperwork –– which also provides benefits in terms of sustainability by enabling your employees to sign forms and contracts, as well as enroll in benefits and your company’s payroll scheme, online. This means you don’t have to print any paper forms. Gusto also enables you and your employees to manage PTO better bu automatically syncing with both your company calendar and your payroll system. You can also send out anonymous surveys to find out how your team is doing, get recommendations on how to improve, and receive feedback on what your employees like and don’t like. As Gusto centralizes your data, you can more easily stay complaint with HR regulations. Read more	Payroll is responsible for processing payroll for all APS employees. Review the Payroll Summary Audit and Net Pay Comparison for a more accurate payroll process. Your dedicated support team is just a call, email, or support request away to help answer any questions. Use the analytical library of payroll tiles to make data-driven decisions about your most important asset: your people. Managers can quickly approve time cards, review employee accrual balances, and see which employees are in overtime. Read more	Paycor empowers leaders to build and develop winning teams with a modern HR-management tool that revolutionizes the way organizations recruit and nurture talent. Solutions are oriented in accordance with the size of the company, ranging from 1-20 employees to 76-1000+ employees. On one hand, users can directly handle HR benefits and ACA along with accelerating the learning experience of employees. On the other, they can also handle payroll and tax-compliance and keep track of time attendance. The collected data is automatically organized, sorted, and depicted in the form of actionable reports that aid the decision-making process. In essence, Paycor smartly ties the respective business processes with HR structures in a way that optimizes every step of the hiring and employee management processes. Read more	OnPay offers growing businesses payroll, HR, and benefits that makes their lives a lot easier. Available in 50 states, it allows employers to run payroll from anywhere, pay employees by direct deposit, debit cards or printed checks, and automate all their tax filings and payments. OnPay even handles all the setup and offers a tax accuracy guarantee. Its fee includes unlimited pay runs (and any cancellations), tax filings (including 1099s and W-2s), and best-in-class integrations with QuickBooks, Xero, and top time tracking software. and extends to payroll for organizations like nonprofits, clergy, and agricultural businesses. A full set of HR tools (including self-onboarding, offer letters, and PTO tracking) is also included. When an employer wants to offer more robust benefits, OnPay is a licensed health insurance broker in all 50 states, plus it offers 401(k) and workers' comp plans through seamless integrations. Read more
Pricing Options	Free Trial Not Available Starts at $49.0. Offers Free-forever plan.	Free Trial Not Available Offers Custom plan.	Free Trial Available Offers Custom plan.	Free Trial Available Starts at $49.0.
SW Score & Breakdown	98% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more Features The Feature Score % is calculated using the weighted average method, where core features hold more weight in the final calculation. Read more 100% Reviews 77% Momentum 64% Popularity 93%	85% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more Features The Feature Score % is calculated using the weighted average method, where core features hold more weight in the final calculation. Read more 95% Reviews 60% Momentum 63% Popularity 64%	96% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more Features The Feature Score % is calculated using the weighted average method, where core features hold more weight in the final calculation. Read more 97% Reviews 77% Momentum 68% Popularity 90%	89% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more Features The Feature Score % is calculated using the weighted average method, where core features hold more weight in the final calculation. Read more 96% Reviews 74% Momentum 60% Popularity 67%
SaaSworthy Awards	# 2 Most Worthy # 6 Highly Rated	Not Available	# 1 Fastest Growing # 5 Most Popular	# 3 Highly Rated # 9 Most Popular

Features

Total Features	18 Features	13 Features	15 Features	14 Features
Common Features for All	Attendance Tracking Helps to quickly and easily track the attendance Benefits Management Helps in monitoring and managing non-wage compensation given to employees besides their regular salaries or wages. Check Printing Allows previewing and printing standard and customized paychecks Compensation Management Manages employee compensation related data in an organized and automated manner Deductions Management Helps optimizing deductions workflow and assist in calculating various deductions or additions like ESI, PF, integrating leave, performance Direct Deposit Supports direct deposit which is the most popular method for giving paycheques to employees in an electronic form EOR Services Facilitates the management of employment-related responsibilities, compliance, and HR functions associated with Employer of Record (EOR) services Leave Tracking (Vacation) Assist in keeping track of leave and holidays for easing the payment calculation process Multi-Currency Enables payment and collection in multiple currencies. PEO Services Professional Employer Organizations (PEOs) offer small and medium-sized businesses affordable HR services and benefits by serving as co-employers and managing compliance, eliminating the need for an in-house HR department. Self Service Portal Provides the employees with a website where they can update their accounts, make bill payments, avail necessary information and other self-help functions Tax Filing Allows the filing of payroll tax forms for federal, state, and local taxes. Third-party Integration Offers synchronization with third-party applications W-2 Preparation Helps electronically preparing the W-2 form that reveals the total gross income of an employee. Wage Garnishment Helps in deducting the amount from an employee's monetary compensation including salary as per a court order to pay off debt + 12 More - Show Less	Attendance Tracking Helps to quickly and easily track the attendance Benefits Management Helps in monitoring and managing non-wage compensation given to employees besides their regular salaries or wages. Check Printing Allows previewing and printing standard and customized paychecks Compensation Management Manages employee compensation related data in an organized and automated manner Deductions Management Helps optimizing deductions workflow and assist in calculating various deductions or additions like ESI, PF, integrating leave, performance Direct Deposit Supports direct deposit which is the most popular method for giving paycheques to employees in an electronic form EOR Services Facilitates the management of employment-related responsibilities, compliance, and HR functions associated with Employer of Record (EOR) services Leave Tracking (Vacation) Assist in keeping track of leave and holidays for easing the payment calculation process Multi-Currency Enables payment and collection in multiple currencies. PEO Services Professional Employer Organizations (PEOs) offer small and medium-sized businesses affordable HR services and benefits by serving as co-employers and managing compliance, eliminating the need for an in-house HR department. Self Service Portal Provides the employees with a website where they can update their accounts, make bill payments, avail necessary information and other self-help functions Tax Filing Allows the filing of payroll tax forms for federal, state, and local taxes. Third-party Integration Offers synchronization with third-party applications W-2 Preparation Helps electronically preparing the W-2 form that reveals the total gross income of an employee. Wage Garnishment Helps in deducting the amount from an employee's monetary compensation including salary as per a court order to pay off debt + 8 More - Show Less	Attendance Tracking Helps to quickly and easily track the attendance Benefits Management Helps in monitoring and managing non-wage compensation given to employees besides their regular salaries or wages. Check Printing Allows previewing and printing standard and customized paychecks Compensation Management Manages employee compensation related data in an organized and automated manner Deductions Management Helps optimizing deductions workflow and assist in calculating various deductions or additions like ESI, PF, integrating leave, performance Direct Deposit Supports direct deposit which is the most popular method for giving paycheques to employees in an electronic form EOR Services Facilitates the management of employment-related responsibilities, compliance, and HR functions associated with Employer of Record (EOR) services Leave Tracking (Vacation) Assist in keeping track of leave and holidays for easing the payment calculation process Multi-Currency Enables payment and collection in multiple currencies. PEO Services Professional Employer Organizations (PEOs) offer small and medium-sized businesses affordable HR services and benefits by serving as co-employers and managing compliance, eliminating the need for an in-house HR department. Self Service Portal Provides the employees with a website where they can update their accounts, make bill payments, avail necessary information and other self-help functions Tax Filing Allows the filing of payroll tax forms for federal, state, and local taxes. Third-party Integration Offers synchronization with third-party applications W-2 Preparation Helps electronically preparing the W-2 form that reveals the total gross income of an employee. Wage Garnishment Helps in deducting the amount from an employee's monetary compensation including salary as per a court order to pay off debt + 10 More - Show Less	Attendance Tracking Helps to quickly and easily track the attendance Benefits Management Helps in monitoring and managing non-wage compensation given to employees besides their regular salaries or wages. Check Printing Allows previewing and printing standard and customized paychecks Compensation Management Manages employee compensation related data in an organized and automated manner Deductions Management Helps optimizing deductions workflow and assist in calculating various deductions or additions like ESI, PF, integrating leave, performance Direct Deposit Supports direct deposit which is the most popular method for giving paycheques to employees in an electronic form EOR Services Facilitates the management of employment-related responsibilities, compliance, and HR functions associated with Employer of Record (EOR) services Leave Tracking (Vacation) Assist in keeping track of leave and holidays for easing the payment calculation process Multi-Currency Enables payment and collection in multiple currencies. PEO Services Professional Employer Organizations (PEOs) offer small and medium-sized businesses affordable HR services and benefits by serving as co-employers and managing compliance, eliminating the need for an in-house HR department. Self Service Portal Provides the employees with a website where they can update their accounts, make bill payments, avail necessary information and other self-help functions Tax Filing Allows the filing of payroll tax forms for federal, state, and local taxes. Third-party Integration Offers synchronization with third-party applications W-2 Preparation Helps electronically preparing the W-2 form that reveals the total gross income of an employee. Wage Garnishment Helps in deducting the amount from an employee's monetary compensation including salary as per a court order to pay off debt + 9 More - Show Less
Unique Features	401(k) Tracking Helps to track and manage matters concerning 401(k) that is a retirement savings plan sponsored by an employer. Multi-country Supports electronically transfer of payments to employees regardless of the country or state Tax Management Management of finances for payment of tax as well as assessing the advance tax liability to pay your tax in time	401(k) Tracking Helps to track and manage matters concerning 401(k) that is a retirement savings plan sponsored by an employer. Multi-country Supports electronically transfer of payments to employees regardless of the country or state Tax Management Management of finances for payment of tax as well as assessing the advance tax liability to pay your tax in time	401(k) Tracking Helps to track and manage matters concerning 401(k) that is a retirement savings plan sponsored by an employer. Multi-country Supports electronically transfer of payments to employees regardless of the country or state Tax Management Management of finances for payment of tax as well as assessing the advance tax liability to pay your tax in time	401(k) Tracking Helps to track and manage matters concerning 401(k) that is a retirement savings plan sponsored by an employer. Multi-country Supports electronically transfer of payments to employees regardless of the country or state Tax Management Management of finances for payment of tax as well as assessing the advance tax liability to pay your tax in time

Technical Details

Organization Types Supported	Freelancers Large Enterprises Medium Business Small Business	Freelancers Large Enterprises Medium Business Small Business	Freelancers Large Enterprises Medium Business Small Business	Freelancers Large Enterprises Medium Business Small Business
Platforms Supported	SaaS/Web/Cloud Mobile - Android Mobile - iOS	SaaS/Web/Cloud Mobile - Android Mobile - iOS	SaaS/Web/Cloud Mobile - Android Mobile - iOS	SaaS/Web/Cloud Mobile - Android Mobile - iOS
Modes of Support	Business Hours Online	Business Hours Online	Business Hours Online	Business Hours Online
API Support	Available	NA	Available	NA

Reviews & Ratings

User Rating	4.4/5 5,445 user ratings	4.7/5 553 user ratings	3.6/5 604 user ratings	4.8/5 1,015 user ratings
Rating Distribution	Excellent 76.1% Very Good 10.3% Average 1.8% Poor 1.5% Terrible 10.4%	Excellent 77% Very Good 19.3% Average 2.7% Poor 0% Terrible 0.9%	Excellent 40.7% Very Good 26.7% Average 7.5% Poor 3.3% Terrible 21.9%	Excellent 90.2% Very Good 4.3% Average 0.9% Poor 0.2% Terrible 4.3%
User Sentiments	User-friendly Interface, Automated Payroll Processing, Comprehensive Payroll Features, Extensive Integrations Unresponsive Customer Service, Inaccurate Tax Filing, Benefits Management Issues, Limited Payroll Customization	Excellent Customer Service, User Friendly Interface, Robust Reporting Capabilities, Efficient Payroll Processing Complicated Time Off Tracking, Limited Report Customization, Slow System Response Times, Lack of Modern User Interface	User-friendly Interface, Comprehensive HR Features, Robust Reporting System, Extensive Integrations Inconsistent Customer Service, Occasional System Glitches, Complex Implementation Process, Limited Mobile App Functionality	Excellent Customer Service, Ease of Use, Affordable Pricing, Comprehensive Payroll Features Inaccurate Payroll Processing, Delayed Customer Service Response, Lack of Automated Payroll Feature, Complicated Initial Setup
Review Summary	Users appreciate Gusto's user-friendly interface, comprehensive features, and excellent customer support. They find it easy to use, even for those with limited accounting knowledge. Additionally, users value Gusto's ability to help them save time and money through automation and integration with other software. Gusto also receives praise for its mobile app, which allows users to manage payroll and HR tasks on the go. However, some users have mentioned occasional technical glitches and integration issues, and a few have expressed concerns about the cost. Overall, Gusto is a well-received payroll and HR solution that users find efficient, user-friendly, and supportive.	Users generally praise the software's user-friendly interface, making it easy to navigate and understand. The payroll processing is highly accurate, ensuring timely and precise payments to employees. The software offers robust reporting features, enabling businesses to generate comprehensive payroll reports effortlessly. Additionally, the customer support team is responsive and helpful, providing prompt assistance when needed. However, some users have experienced occasional glitches and bugs that require updates. Furthermore, the onboarding process can be lengthy and complex, requiring significant time and effort.	Overall, users have mixed feelings about the software. While some appreciate its user-friendly interface, comprehensive features, and helpful customer support, others have experienced issues with its complexity, occasional glitches, and limited customization options. Many users agree that the software is best suited for small to mid-sized businesses and that its strengths lie in its payroll, benefits, and time tracking capabilities. However, some users have expressed concerns about its pricing, suggesting that it may be too expensive for some businesses.	OnPay is praised for its user-friendly interface, intuitive design, and comprehensive support options. Reviewers highlight the software's ability to streamline payroll processes, including pay runs, tax calculations, and direct deposits. The reporting feature is well-received for its robust insights. Additionally, OnPay's customer service is lauded for its responsiveness, professionalism, and proactive approach in addressing user concerns. However, some users express dissatisfaction with the occasional technical glitches and limited customization options.
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Pricing

Pricing Options	Free Trial Not Available Starts at $49.0. Offers Free-forever plan.	Free Trial Not Available Offers Custom plan.	Free Trial Available Offers Custom plan.	Free Trial Available Starts at $49.0.
Pricing Plans Monthly Plans Annual Plans	Simple $49.00 $49.00 per month Plus $80.00 $80.00 per month Premium $180.00 $180.00 per month Contractor Only Free Solo $49.00 $49.00 per month	Payroll Custom Payroll + Attendance Custom Payroll + HR + Attendance Custom	Basic Custom Essential Custom Core Custom Complete Custom	OnPay $49.00 $49.00 per month
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