Melio

About Melio

Deep Dive with Clara AI

Melio is a secure yet straightforward payment management tool specifically designed for small businesses and startups. The tool can be effectively used to manage both receivables as well as payables. Organizations with the help of Melio can make bank transfers or even mail checks to their clients without any charges. It can be easily linked to Quickbooks with two-way sync, reducing any duplicate data entry. It also supports workflows to ensure necessary approvals are taken before releasing any payments. Melio gives a snapshot of all your client accounts in a single login. Users can also schedule their payments to ensure that the deadlines are not missed. Melio can also be used to collect money digitally from clients without any charges. It can be used to create and send payment requests to clients. Clients can easily click on the link and make payments via bank transfers or even credit cards without signing up on any portal.

Screenshots & Videos

Pricing

Free Trial Not Available
Starts at $20.0. Offers Free-forever and Custom plan.
View Detailed Pricing

SW Score Breakdown The SW Score breakdown shows individual score for product features.Read more

Features The Feature Score % is calculated using the weighted average method, where core features hold more weight in the final calculation. Read more

60%
Reviews

77%
Momentum

66%
Popularity

93%

Platforms Supported

Browser Based (Cloud)

Organization Types Supported

Medium Business
Small Business
Freelancers

API Support

NA

Modes of Support

Online

Melio Pricing

Free Trial

Not available

Pricing Options

Freemium ( Limited Features )

Premium Plans ( Quotation Based / Subscription )

MONTHLY YEARLY

Go Free

Pay vendors and contractors any way you want.

Features

Limited to one user
5 free ACH/month
Pay by ACH, wire, or check
Fast/Instant payments
Set auto-pay
Pay any bill by card
AI bill capture
Pay internationally
10 free QuickBooks Online syncs
10 free Xero syncs
Free AR & Invoicing
Create invoices
Get paid by card or bank
Create payment links

Core $20.00 $25.00 per month

Plus $10/mo per additional user
Plus $8/mo per additional user. Billed annually

Features (Go Plan Plus)

20 free ACH/month
QuickBooks Online sync
Xero sync
Batch payments
Approval workflows
W-9 collection
1099 automation
Dedicated bills inbox
Priority chat support
Create branded invoices

Boost $44.00 $55.00 per month

Unlock advanced automations, custom controls and approvals.
Plus $10/mo per additional user
Plus $8/mo per additional user. Billed annually

Features - Core plan plus

50 free ACH/month
Advanced user roles
Apply vendor credits
Custom approval workflows
Set classes & locations
QuickBooks Desktop sync
Premium phone support

Unlimited $64.00 $80.00 per month

Unlimited free ACH payments and unlimited seats.

Features - Boost plan plus

Unlimited free ACH/month
Unlimited user seats
Dedicated account manager
White-glove onboarding

Platinum Custom

Preferred pricing and terms for high-volume businesses

Screenshots of Vendor Pricing Page

Disclaimer: The pricing details were last updated on 23/10/2025 from the vendor website and may be different from actual. Please confirm with the vendor website before purchasing.

Learn more about Melio Pricing

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Melio Reviews

User Rating

4.3/5 (Based on 965 Ratings)

Rating Distribution

Excellent
77.4%
Very Good
4.5%
Average
1.5%
Poor
2%
Terrible
14.7%

User Sentiments

Great Customer Service, Ease of Use, Quick Payment Processing, Seamless QuickBooks Integration

Delayed Payments, Lack of Phone Support, Inconsistent Payment Delivery, Account Verification Issues

Do You Use Melio?

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Review Summary

Overall, Melio is a well-received online payment solution that simplifies business bill payments and streamlines financial operations. Users praise its user-friendly interface, seamless integration with accounting software, and time-saving features such as automatic bill reminders and scheduled payments. While some reviewers mention occasional glitches and customer service delays, the majority applaud Melio's efficiency, cost-effectiveness, and positive impact on their businesses.

Pros

Simple and intuitive interface, easy to navigate and use.
Streamlined payment process, allowing for quick and efficient payments to vendors and contractors.
Automated reconciliation features, reducing manual tasks and improving accuracy.
Integration with popular accounting software, facilitating seamless data transfer.

Cons

Reporting capabilities are limited, with some users expressing a desire for more comprehensive reporting options.
Occasional technical glitches and bugs reported by users, requiring customer support intervention.
Some users have experienced issues with integration with their accounting software, leading to data discrepancies.
Customer support responsiveness and resolution time can sometimes be slow, affecting user satisfaction.

Melio Reviews

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