PayU Alternatives: Top 10 Payment Processing Software in 2025

Раymentwаll is the аll-in-оne glоbаl payment рlаtfоrm fоr mоnetizing digitаl gооds аnd serviсes. It is а leading glоbаl digitаl соmmerсe рlаtfоrm thаt hаs раrtnershiрs with more thаn 150 payment рrоviders in mоre thаn 200+ соuntries with 75 сurrenсies, which has helped соmраnies enter into hard-to-reасh mаrkets suсh аs Сhinа, Brаzil, Kоreа, аnd Sоutheаst Аsiа. Its widget integration provides effective lосаl sоlutіоns fоr уоur e-commerce. It is а secure tool thаt рrоvides getting раid оnline. It streamlines your payment experiences by integrating local payment methods and prevents frauds. Раymentwаll allows 5 billion реорle to make payments using nоt оnly сredit саrds but аlsо 150 lосаl раyment орtiоns аll оver the wоrld, helрing оver 200,000 merсhаnts, inсluding SEGА, LG Eleсtrоniсs, Bаndаi Nаmсо, Shорify, Kаkао Gаmes, Kigо, Wаrgаming, Tenсent, аnd Gаmefоrge tо exраnd glоbаlly. Раymentwаll рrоvides its merchants and end-users, suрроrt in оver 30 lаnguаges. Раymentwаll reсently announced the availability оf а new software development kit (SDK) geаred tоwаrd Unity, а рорulаr gаme develорment tооl, by whiсh users will be аble tо ассeрt сredit саrds, debit саrds, mоbile раyments, bаnk trаnsfers, and even рre-paid саrd орtiоns аs а means to рiсk uр in-game items.

Genome is an online finance platform that is designed to provide you a convenient and easily accessible banking experience from the comforts of your own home. The platform ensures a secure and easy finance management experience to its users and comes in two variations: personal and business, to suit every individual and business need. It allows you to open as many multi-currency accounts as you need as per your requirements- for free. Moreover, they provide a very speedy service, and you can get approved right away after applying for a bank account online. The platform also ensures quick money transfer, both in and out of your Genome account, and an instant money exchange with just a 1% interbank fee. Users can also send, receive and top up any wallet instantly using the Genome system. With Genome's lightning-fast service, users can also manage their personal finance using payment planning, regular updates, and finance monitoring. Users can also earn money using Genome’s referral program for Business and Personal wallets.

Nuvei helps you securely manage your online and offline payments in a variety of businesses such as restaurants, bars, retail stores, hotels, hospitality, salons, spas and e-commerce. This platform allows developers to design, test, launch, and implement custom payment systems.Nuvei's online payment module allows businesses to receive payments in credit / debit cards, mobile wallets, eCheck, NFC, and other modes. It provides a variety of features such as point-to-point encryption (P2PE), PCI compliance, hosted payment pages, fraud prevention, and tokenization. In addition, organizations can personalize the interface of hosted payment pages, set up subscription or membership recurring billing, and process payments, refunds, or transactions in real time. Nuvei helps you securely manage your online and offline payments in a variety of businesses such as restaurants, bars, retail stores, hotels, hospitality, salons, spas and e-commerce. This platform allows developers to design, test, launch, and implement custom payment systems.Nuvei's online payment module allows businesses to receive payments in credit / debit cards, mobile wallets, eCheck, NFC, and other modes. It provides a variety of features such as point-to-point encryption (P2PE), PCI compliance, hosted payment pages, fraud prevention, and tokenization. In addition, organizations can personalize the interface of hosted payment pages, set up subscription or membership recurring billing, and process payments, refunds, or transactions in real time.Nuvei supports integration with various e-commerce platforms and payment gateways such as WooCommerce, OpenCart, Magento, WordPress, Google Pay and Apple Pay. Detailed pricing information is available on request and support is available by phone, email or other online means.

Numok is a powerful open-source affiliate program platform designed to simplify how businesses manage their partner networks. By integrating seamlessly with Stripe, it offers a streamlined solution for tracking payments and automating commission payouts. One of its standout features is real-time conversion tracking, which provides businesses with detailed insights into affiliate performance through comprehensive analytics and reporting. This transparency allows companies to identify top-performing affiliates and optimize their campaigns effectively. Additionally, Numok makes commission management effortless with automated payouts, saving businesses valuable time by calculating and processing payments directly through Stripe. With Numok, users can launch and manage their affiliate programs quickly, enabling them to focus on growing their brand while the platform handles the complexities of affiliate management. Ideal for professionals, Numok delivers a user-friendly yet robust solution for maximizing affiliate program efficiency.

Razorpay is a converged payment solution that allows businesses to accept, process, and dispense online payments across the globe. It enables businesses to accept payments from customers and automate payouts to vendors and employees. New products launched by the platform allows customers to set up recurring payments, offers options such as No cost EMI, pay later, etc. The tool helps businesses accept payments quickly through a payment button and flag risky transactions instantly. Unregistered businesses such as consultants, freelancers, professionals, and homemakers can also easily accept payments using Razorpay products. Users can combine different products from Razorpay’s payment suite to solve specific problems of their businesses. These products include Payment Gateway, Payment Pages, Payment Links, Subscriptions, Smart Collect, and Route. Some important features of this tool are instant activation, easy integration, API-driven automation, multiple payment methods, PCI DSS Level 1 compliance, and real-time data and insights. Razorpay enables businesses to grow their sales by providing a superior checkout experience to the customers.

Paytm Payment Gateway offers a multitude of payment options to both online as well as physical merchants through its digital wallet, e-commerce payment gateway and QR-based mobile payments. What makes Paytm so popular and user-friendly is the smoothness and convenience with which it can be operated. There is no maintenance, setup or withdrawal charge involved while operating Paytm. This Payment gateway software supports almost all domestic debit and credit cards, along with net banking of over 50 banks. However, the biggest drawback of Paytm is it does not support international credit cards and is conducive to only the Indian currency (Rupees). A round-the-clock customer service is available to solve grievances of customers at any hour of the day. With Paytm, you can make digital payments for all your necessities, book movie and flight tickets, shop for comforts and luxuries and even make your utility bill payments, just with this one app. With Paytm, life becomes easy and the world comes one step closer.

Cashfree is a solution for online payments and cash on delivery payments designed for companies based in India. It is an easy and quick way to collect and disburse payments for companies. Cashfree is able to disburse bulk payments in an instant, which means that it works faster than banks and it is simpler to use. Cashfree can verify the bank accounts of your customers, including the account and holder name, before any money is sent. Cashfree enables you to accept recurring payments so you can offer subscription packages to your customers. This solutions’ payment gateway allows clients to receive the money from local and international payments within two days through a simple integration. You can also use Cashfree’s payouts capabilities to send money to any bank account, PayTM wallet or UPI address simply by uploading one file or by using an API for integrations.

Blackthorn Payments is an online-based Payment Processing Software. Using custom settings and custom metadata by point-and-click, you can manage reattempt settings, Apex validations, terminal field population, and more. Automatic reattempt logic with reattempt number tracking allows you to customize your business process through Process Builder. With each reattempt, you can email your customer for a new card, create a task, run reports, and more. Roll-up fields are auto-deployed to Transaction Parents, helping users view totals. Retained revenue is auto-calculated for each Transaction if refunds were processed.

Imagine how much more effectively you could run your business if you actually had insights into how to make people more successful at their job. Improved retention, productivity, engagement and profitability can all be significantly improved . Keep it simple. A motto we apply every day as we design and build the Whistle platform. This focus allows the Whistle platform to feel intuitive from the first experience and increase the engagement from your team. We added AI informed nudges, behavioral science concepts throughout and machine learning tools to help process the complexity. The result is a better user experience focused on what is most valuable to each participant.

CardConnect is a smart payment gateway platform, developed for merchants, SMBs, big and small businesses, to enable them to accept payments safely and securely, both online and in person. It provides CardPointe, a full-fledged payment automation platform that enables companies to connect, accept, and handle payments in a simple and secure manner. With CardConnect, you get an easy-to-navigate platform for handling all credit card transactions, generating real-time information, and more. It additionally offers ‘Bolt’ that facilitates adding safe, card-present paying acceptance to every software environment in a simple and straightforward way. With a strong mix of EMV and tokenization, CardConnect’s cloud-based solutions simplify the payment acceptance process and safeguard transactions. It effectively decreases the amount of time and money it takes to be PCI compliant. To guard against fraud liability, EMV encrypts the confidential cardholder information associated with every debit card dipped at a booth or point-of-sale (POS) system. With CardConnect’s tokenization technology, you can encrypt credit and debit card data in transit and at rest, replacing sensitive data with irreversible tokens that hackers can't exploit.

EPX is a secure, fully integrated, international payments platform acting as processor, acquirer, and backend service partner. With cost-effective, fully integrated solutions that utilize EMV, tokenization, and encryption technologies, EPX is one of the only international payment platforms that provide secure end-to-end, PCI-compliant payment processing. EPX delivers an end-to-end processing solution that eliminates the need for multiple vendor relationships and reduces failure points common to most other payment providers.

Swipesum is a group of independent software-enabled payments consultants. The customer support team is ready to help you through any step of the process. Reaching out to a Swipesum representative will prompt a timely response from a real person no need to wait on hold with your processor. Businesses across every industry are overpaying for credit card processing. Advising over a hundred enterprise clients has trained Swipesum consultants to recognize red flags across processor relationships, contract negotiations, and pricing structure.

Merchant e-Solutions is a cutting-edge finance platform designed for today's rapidly expanding businesses. Through its specific services Money IN, Money OUT, and Money MAX, the software assists in boosting one's money. The Money IN service allows users to make all sorts of payments, including debit cards, credit cards, and ACH payments, as well as receive payments in a simple and less complicated manner. The Money OUT service helps customers to investigate all of their payment alternatives, including how or when to pay individuals. It also allows users to control the payment pace, ranging from pay-on-demand to rebates. Furthermore, the Money MAX function enables users to develop more quickly by providing new options for maximising cash flow. Merchant e-Solutions end-to-end payments system provides the flexibility and security that one's business requires as it expands. Also, the platform is intrinsically linked to major card brands, eliminating the need for a mediator and freeing up time to focus on clients.

Przelewy24 is a group of almost 200 e-commerce enthusiasts setting trends on the payment market and turning clients' visions into innovative products. A new payment method with the potential to increase your turnover and, thus, the profitability of your business. The customer decides how to pay off the liability. They can choose between convenient instalments and repayment in up to 54 days of the transaction. A swift and friendly procedure for being granted the funds. The customer fills in an application only once and uses the granted funds during subsequent purchases.

TransNational Payments is a cloud-based Payment Processing Software. TransNational Payments operates on the concept of full disclosure and provides simple and stress-free payment solutions to help businesses succeed. They educate and service clients in the highest certified manner by offering 24/7 assistance with each unique business need and consistently exceeding their expectations. They invite businesses to improve their profitability by taking advantage of the competitive rates on secure credit card processing, innovative mobile payments, cutting-edge POS and payment gateway solutions.

Xiva delivers a dynamic digital and payments solution tailored for small and micro-businesses seeking to streamline operations and boost efficiency. This user-friendly platform empowers businesses to create stunning professional websites, enhance them with SEO, and manage schedules seamlessly using intuitive tools. These features drive online visibility and sales, simplifying business management. Excelling in payment processing, Xiva offers diverse payment options and hassle-free invoicing for smooth transactions. Data security is paramount, with PCI DSS-compliant systems safeguarding all transactions and protecting cardholder data. As an all-in-one free app, Xiva allows businesses to track orders, receive prompt payments, and maintain organized workflows, all while enjoying robust customer support. By handling everyday tasks, Xiva lets entrepreneurs concentrate on growth and achieve a better work-life balance, paving the way for future success.

Upgrade.Chat is the Discord bot that works alongside leading payment gateways PayPal and Stripe to help professionals turn their Discord servers into businesses. This revolutionary member management and payment gateway offer an array of features designed to maximize monthly recurring income from donations and subscriptions. Upgrade. Chat was specially designed for professional customers, offering a complete business solution that increases engagement, streamlines membership processes, and optimizes transaction handling. The experienced team behind Upgrade.Chat is dedicated to making their payments more organized and efficient while boosting incoming revenue through streamlined services. They’ll have everything they need to keep track of transaction histories, monitor membership statuses, customize discord settings based on user ranks, stock rewards points or discounts, set various levels of subscriptions, collect donations with ease, and automated reminders that are sent out when memberships expire all with impeccable security protocols in place to protect their information at all times. Get ready to take their business’s bottom line further than ever with the help of Upgrade.Chat!

InvoiceCloud’s true Software as a Service (SaaS) platform means all clients always have access to the latest and greatest user interface, user experience, security enhancements, and updates without the need for time-consuming upgrades. And since solution is highly customizable to meet the unique needs of organization, can choose which features to enable.

Satispay is the app for shopping in stores, sending money to friends, paying for services, and saving the smart way. By connecting directly to the consumer and merchant bank accounts, Satispay is able to process all payments with a structural cost advantage. Adopting the new system is easy for businesses, as the payment platform is compatible with the most readily available in-store devices and can be integrated to receive online payments. Satispay is therefore the first instrument that consumers can use for everyday money management: shopping in stores, sending money to friends, paying for services, and setting aside savings.

PayNet software is an payment gateway for business. The software offers Online Invoicing tool to accept payments online and supports a wide range of currency acceptance across the globe. All transactions are routed to local Nodal account and then transferred directly to the merchant bank account registered. SME, eCommerce sectors make use of the software.