Mercury Alternatives: Top 10 Digital Banking Platforms in 2025

BankFlex is designed for bank technologies. It has an ultra-modern, non-stop, omni-channel, digital banking solution. It has powerful key features like Personal Mobile Apps, Personal Internet Banking, Corporate Internet Banking and much more.

Cashfree’s Accounts API lets you quickly integrate banking services from leading banks into your product. Enable your users to open accounts, link accounts, accept deposits, make payouts, check balance and earn interest. Cashfree Accounts is built for neo banks, fintechs, and platforms looking to offer financial services. Offer your users banking like never before.

NorthOne is an API-enabled, mobile-first banking platform for freelancers, startups, and small businesses. It is an FDIC-insured bank account that lives on mobile devices. The platform connects to all the financial management tools that businesses already use and intuitively integrate them in one place. In one click, users can keep tabs on their money and easily make payments. It enables the opening of a NorthOne bank account in less than 3 minutes and without the hassle of paperwork or waiting in long lines at the local branches. Payment can be made and received 24 hours a day. Key features are the automation of transaction categorization, read-only access to the company accountant, and controlling NorthOne cards on the phone. Additionally, companies can get a quick insight into their revenue, spending, and balance anywhere and at any time. Instant customer support is made available through email, phone or chat to all the customers.

eBSEG Digital Banking is a premier solution provider for OmniChannel eBusiness Solutions. It offers fundamental features like Account summaries, Credit Cards details, Local and international transfer, Loans Services, Cheque Status and much more.

Temenos Infinity is the platform for business transformation that helps financial institutions to accelerate their digital transformation initiatives.

BankPoint is an intuitive banking platform that covers the core system and provides dramatic improvements in efficiency for staff. It provides the valuable solutions like Pipeline Management, CRM Integration, Portfolio Management, Reporting and much more. It integrates with popular tools like fiserv, fis, sharepoint, and much more.

Bankable is a global architect of innovative digital banking solutions providing a secure and scalable middleware platform. It provides features like IBAN, issue payment cards, access payment schemes including Faster Payments, SEPA transfers and SWIFT payments.

Zil.US provides you with a one-stop solution for all your business needs. In addition to online banking, businesses can use features, including ACH payments, payroll management, check printing, and pay, and they can get paid by eChecks on our platform. Download the Zil mobile app and get access to all features and services for all your banking needs. The Zil mobile app is a convenient, secure, and safe mobile banking application designed for users who are always banking on the go. Getting started with our app lets you access your bank accounts securely from the convenience of your phone.

Sign up for a dedicated business account (IBAN) and start sending and receiving euro payments to and from 100+ countries worldwide in no time. Use powerful integrated solution to work easily with local and international customers and suppliers. Get Narvi and grow globally. It’s the sleek new approach to banking that will immediately benefit business.

Synctera is the perfect solution for all FinTech needs. It gives the platform and resources to help develop, launch, and scale financial technology projects quickly and easily. With Synctera experienced developers have access to the automotive tools and features needed to get a prototype up and running. For those who are new to the technological revolutions in finance, the detailed guides provide easy step-by-step instructions for setting up an MVP. This makes it easy for anyone to benefit from Synctera's powerful platform without needing a lot of technical knowledge. Plus, existing customers can also take advantage of extensive services when introducing new services into their customer base - making them more efficient and profitable. So if the customer is looking for an affordable platform that can fast track FinTech projects - look no further than Synctera!

UltimaBanq is a one-stop all-in-one banking software solution designed to meet the diverse needs and demands of Banks, Electronic Money Institutions, and anyone else managing client accounts and payments. Take advantage of comprehensive card processing to reach high-risk clients that may include unlicensed eCasinos, adult websites, or brokers without worrying about compliance. The Crypto module can help you get into the world of cryptocurrency by turning UltimaBanq into an ideal Crypto Wallet banking solution with functionalities such as exchange capability or high-risk payments. If FX trading is more your thing, the Forex module will turn your platform into a fully independent Forex Trading Platform for Unregulated Forex & CFD Brokers or CIF’s (Cyprus Investment Firms). With regulatory compliant eWallets and integrations with different payment gateways, UltimaBanq makes it easier than ever to keep up with changes in the market while providing convenience to customers through its automated processes. Scaling easy upgrade options let you grow along with your business, giving you everything you need for creating secure client account management solutions tailored to each institution’s requirements.

MobiFin, banks can now bring their services directly to their customers, anytime and anywhere, through the power of digital banking. No longer do they have to rely on traditional bank branches with limited operating hours. MobiFin allows them to access everything from account information to transactions, all on your mobile, computer, or smart device. Say goodbye to the inconvenience and frustration of restricted banking hours, and hello to a seamless and convenient digital journey. But MobiFin is not just about accessibility and convenience. They understand the importance of security and compliance in the banking industry. That's why they have incorporated advanced features such as eKYC, document scan, liveliness checks, video KYC, and blocklist checks to ensure customer safety and fraud prevention. This allows for a smooth and secure onboarding process, so they can start using banking services without ever stepping foot in a branch. With MobiFin, banks can now create a unified digital banking experience for their customers, eliminating the silos and providing a seamless journey from start to finish. For professionals like yourself, MobiFin offers a third-party perspective, allowing them to focus on what they do best while they take care of the digital banking aspect.

Highly customizable Omni-channel digital banking platform to help banks build intuitive applications with low code development tools.

Learn how FIS can design and implement a fully integrated core system or complement your legacy system to transform your bank.

NexorONE® - The Online Banking Software Solution - is the worldwide leading provider for Internet Banking Systems – for a broad variety of financial sectors such as Online and Private Banks, Savings and Loans, Credit Unions, Funds, Trusts & Asset Management Companies

Zil Money allows to pay employees on time and earn cash back rewards using the Payroll by Credit Card feature. Users can also write-off payroll funding by credit card fees as a business expense. Improve cash flow and employee satisfaction with this flexible solution. The cloud-based platform offers various features to improve online financial operations. Move money seamlessly with payment options like ACH, wire transfers, eChecks, printable checks, and more. Users can also customize and print checks instantly on blank stock papers using a regular printer at the office or home. Zil Money is a financial technology company, not a bank or an FDIC member. Zil Money partners with FDIC member banks Silicon Valley Bank and Texas National Bank to offer banking services.

awamo 360 is designed to manage the whole business digitally and with ease. It has valuable features like User Certification, Biometric Security, Action Alerts, Location Data, Client & Group Management, Savings Accounts & Shares and much more.

VeriChannel offers a secure, unified platform that empowers organizations to manage seamless, consistent and engaging customer journeys across multiple customer touch points. As a reliable and scalable platform for Omni-Channel Banking, VeriChannel sits on top of existing IT systems and enables zero footprint and secure integration to disparate business applications. With Internet Banking, Mobile Banking, Kiosk Banking, ATM Screens, Contact Centre Banking and Customer Service Representative modules, it gives customers access to do what they need anytime, anyplace and on any device.

EdgeVerve, a wholly-owned subsidiary of Infosys, offers enterprise software platforms and solutions on Robotic Process Automation (RPA), Artificial Intelligence (AI) and Banking.

Our solutions revive the vision of financial institutions being on a first-name basis with customers.