You Need A Budget

About You Need A Budget

You Need A Budget is an interactive finance and budget management software. It helps users monitor their personal expenditures, enhance savings and come out of financial debts. A four rules module, integrated within this program, enables users to optimize their income and plan future expenses in a strategical way. The program combines money management hacks with technology offering robust expense management mechanism. Users of You Need A Budget, can share financial information with their partner, at any time of the day as per their convenience. The software lets users create achievable goals regarding finances and keep expanding their target until they become capable of maintaining complete control. Analytical graphs and chart based reporting module facilitate accurate data analytics. Users can either opt for email-based support or go through more than 100 online, live weekly workshops and use them as a knowledgebase. The software encrypts its users’ data, applies bcrypt hash to user passwords, besides using accredited data centres offering robust data security provision.

Screenshots & Videos

Pricing

Free Trial Available
Starts at $8.25.
View Detailed Pricing

SW Score Breakdown The SW Score breakdown shows individual score for product features.Read more

Features The Feature Score % is calculated using the weighted average method, where core features hold more weight in the final calculation. Read more

93%
Reviews

96%
Momentum

64%
Popularity

90%

Platforms Supported

Browser Based (Cloud)
Mobile App (Android, iOS)

Organization Types Supported

All (Small, Medium, Large)

API Support

Available

Modes of Support

Online

You Need A Budget Awards

# 2 Most Worthy Personal Finance Software
Q2 2021

# 1 Fastest Growing Personal Finance Software
Q2 2021

# 1 Most Popular Personal Finance Software
Q2 2021

You Need A Budget Features

Show Feature Explanation

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Personal Finance Features

Features: The Feature Score % is calculated using the weighted average method, where core features hold more weight in the final calculation. Read more

93%

Investment Monitoring

Monitors the performance of savings and investments

Loan Management

Keeps track all your debts, loans, interests and incorporate in your budget

Property Management

Track & manage documents, expenses, income, loans, etc related to all rental properties.

Transaction History

Allows to verify or check all your historical transactions anytime

Tax Reports

Helps to calculate the tax payable on different Income types and prepares a tax report

Spending Limit

Allows to set a spending limit to control overspending and ensures it is in-line to budget

Spend Tracker

Tracks expense and spend patterns to make your finances manageable

Expense Groups

Allows to categorize or group the transactions with common attributes

Budgeting

Prepares a plan to spend your money by balancing income and expenses.

Bills Management

Facility to add manage purchase bills and get reminded if bills are due

Reports

Comes with reporting capabilities and features custom pre-built reports

Multi-Currency

Enables payment and collection in multiple currencies.

Financial Dashboard

All in one dashboard that presents the financial performance.

Payment Gateway

Facilitates payments for bills, membership, donation, etc.

Alerts

Provides reminders or notifications when a deadline is approaching, an upcoming event or a pending task

You Need A Budget Pricing

Free Trial

Available

Pricing Options

Premium Plans ( Subscription )

Pricing Plans

MONTHLY YEARLY

You Need A Budget $8.25 $14.99 per month

Features

Connect all of your accounts and track them in one place
Set goals and track progress
Assign dollars to expenses and goals
Import transactions and track spending
Stress less knowing have a plan for money
Easy setup mode
Split transactions
Multiple money plans
Widgets
Loan calculator
Spending and net worth reports
Goal tracking

Screenshots of Vendor Pricing Page

Disclaimer: The pricing details were last updated on 27/10/2023 from the vendor website and may be different from actual. Please confirm with the vendor website before purchasing.

Learn more about You Need A Budget Pricing.

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You Need A Budget Reviews

User Rating

4.7/5 (Based on 223 Ratings)

Ratings Distribution

Excellent
75.8%
Very Good
17%
Average
5.4%
Poor
0.9%
Terrible
0.9%

Do You Use You Need A Budget?

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Review Summary

Users widely praise YNAB's intuitive budgeting system, customizable features, and user-friendly interface, highlighting its effectiveness in helping them manage their finances. Reviewers also commend YNAB's excellent customer support, with many users reporting positive experiences and quick response times. YNAB's mobile app is also generally well-received for its convenience and ease of use. However, some users express concerns about the subscription fee and the initial learning curve associated with the software.

Pros

Userfriendly interface simplifies budgeting and tracking expenses.
Intuitive design enables effortless goal setting and progress monitoring.
Robust reporting provides detailed insights into spending habits.
Seamless synchronization across devices ensures data accessibility anytime, anywhere.

Cons

Limited customization options may not suit specific budgeting needs.
Occasional syncing issues can lead to data discrepancies.
Lack of integration with certain financial institutions might limit transaction import.
Steep learning curve for advanced features may require time and effort to master.