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About echo money

Clara AI Deep Dive with Clara AI

Echo Money is a global payments infrastructure that helps businesses and freelancers send, receive, and manage money across borders quickly, securely, and at lower costs. With a single API integration, businesses can access cross-border payments across 110+ countries, 70+ currencies, and 215+ local payment methods. This removes the need to integrate with multiple banks and payment providers in different markets, making it easier to expand globally and manage international payments from one platform. Echo Money uses stablecoin-powered payment rails behind the scenes to make cross-border payments faster and more efficient. Businesses can move money internationally and settle payments in under a minute, compared with the delays often associated with traditional banking and SWIFT transfers. Competitive mid-market FX rates also help businesses reduce the cost of international money transfers and keep more value from every transaction. Businesses don't need to understand blockchain or manage crypto infrastructure. Echo Money handles the complex payment and settlement process in the background, giving businesses a simple way to send and receive fiat payments, access local payment rails, and move money across borders. Security and compliance are built into the platform. Echo Money provides automated AML screening, built-in compliance, and safeguarded funds, helping businesses make compliant cross-border payments while operating across multiple countries and currencies. Whether you are paying international employees, collecting payments from customers, paying suppliers, or expanding into new markets, Echo Money provides the global payment infrastructure to move money faster, reduce costs, and simplify international payments. One API. 110+ countries. 70+ currencies. 215+ local payment methods. One simpler way to move money globally.

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Screenshots & Videos

Product dashboard

Pricing

Platforms Supported

  • Browser Based (Cloud)

Organization Types Supported

  • All (Small, Medium, Large)
  • Freelancers
  • Individuals

API Support

  • Available

Modes of Support

  • 24/7 (Live rep)

echo money Features

Payment Processing Features

APIs and SDKs

Developer tools for app integration

ACH Payment Processing

Offers support for ACH, virtual cards, checks, and wire transfers.

Reconciliation Summary

A statement prepared to report total outstanding payments and receipts.

Payment Gateway

Facilitates payments for bills, membership, donation, etc.

Recurring Billing

Enables merchants to charge from customers on a recurring (periodic) basis

White Labeling

To rebrand using customized name, logo and digital impressions

PCI Compliance

Ensures highly secured fund transactions for customer purchases

Refund Management

Initiates and manages refund for cancelled purchase

Multi-Currency

Enables payment and collection in multiple currencies.

Billing and Invoicing

This feature helps in issuing and handling the invoice and bills.

PoS Transactions

Enables merchants to accept payment on Point of Sale

Fraud Prevention

Protects your referral program against abuse/fraudulent transactions

Split Billing

Helps in dividing the service bill into two or multiple parts

Tax Management

Management of finances for payment of tax as well as assessing the advance tax liability to pay your tax in time

Accounts Payable Automation Features

ACH Payment Processing

Offers support for ACH, virtual cards, checks, and wire transfers.

Invoice Matching

Automatically matches invoices with purchase orders and receipts (2-way / 3-way matching).

Invoice Capture

Utilizes OCR technology to efficiently capture and process data from both paper and digital invoices, ensuring accurate and structured data entry.

ERP/Accounting Integration

Seamlessly integrates with ERP and Accounting tools like QuickBooks, Xero, NetSuite, and SAP.

Audit Trail

A record of changes made in chronological order of a user or activity

Compliance Management

Helps in making an assessment of risks, ensures policy comprehension and that policies/procedures are being followed

Vendor Management

Helps to manage necessary data concerning vendors and allows easy access

Fraud Detection

Detect foul practices and handle disputes between participants, if any

Multi-Currency

Enables payment and collection in multiple currencies.

Approval Workflow

Allows to route the documents to one or multiple people for seeking their approval

Duplicate Detection

Detects duplicate data and notifies the users about potential duplicates

Payroll Features

Multi-Currency

Enables payment and collection in multiple currencies.

PEO Services

Professional Employer Organizations (PEOs) offer small and medium-sized businesses affordable HR services and benefits by serving as co-employers and managing compliance, eliminating the need for an in-house HR department.

Tax Filing

Allows the filing of payroll tax forms for federal, state, and local taxes.

EOR Services

Facilitates the management of employment-related responsibilities, compliance, and HR functions associated with Employer of Record (EOR) services

Third-party Integration

Offers synchronization with third-party applications

Wage Garnishment

Helps in deducting the amount from an employee's monetary compensation including salary as per a court order to pay off debt

W-2 Preparation

Helps electronically preparing the W-2 form that reveals the total gross income of an employee.

Leave Tracking (Vacation)

Assist in keeping track of leave and holidays for easing the payment calculation process

Self Service Portal

Provides the employees with a website where they can update their accounts, make bill payments, avail necessary information and other self-help functions

Multi-country

Supports electronically transfer of payments to employees regardless of the country or state

Direct Deposit

Supports direct deposit which is the most popular method for giving paycheques to employees in an electronic form

Deductions Management

Helps optimizing deductions workflow and assist in calculating various deductions or additions like ESI, PF, integrating leave, performance

Compensation Management

Manages employee compensation related data in an organized and automated manner

Check Printing

Allows previewing and printing standard and customized paychecks

Benefits Management

Helps in monitoring and managing non-wage compensation given to employees besides their regular salaries or wages.

401(k) Tracking

Helps to track and manage matters concerning 401(k) that is a retirement savings plan sponsored by an employer.

Attendance Tracking

Helps to quickly and easily track the attendance

Tax Management

Management of finances for payment of tax as well as assessing the advance tax liability to pay your tax in time

Enterprise Payment Features

Invoice & Billing Management

Transaction Tracking & Reporting

Recurring Payments & Subscription Billing

PCI Compliance & Data Security

Fraud Detection & Risk Management

Payment Processing (Online & Offline)

Payment Gateway Integration

Multi-Currency & Global Payments

Payment Gateway Features

Invoice Payment

Enables merchants to accept payments through custom links by creating invoices

Multiple Currency Processing

Enables merchants to accept payment in multiple currencies

Recurring Billing

Enables merchants to charge from customers on a recurring (periodic) basis

Website Payments

Enables merchants to accept payment on websites

Mobile Payments

Accept payment directly on your mobile handset

PoS Transactions

Enables merchants to accept payment on Point of Sale

Saved Cards

Offers saving credentials of debit and credit cards for faster payment checkout in future

Gift Card Management

Manages prepaid payment card processing that helps the cardholder purchase goods online or within a specific retail store
echo money Pricing

Free Trial

Available

No Credit Card Required, Get Started for Free

Pricing Options

Freemium ( Limited Features )

Premium Plans ( Quotation Based )

Screenshots of Vendor Pricing Page

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echo money Alternatives

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echo money Reviews

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echo money FAQs

What countries does Echo Money support?

Echo Money provides cross-border payment infrastructure across 110+ countries, enabling localized merchant collections and global payment routing. Our network natively supports regional banking rails across Africa (Nigeria, Kenya, Ghana, South Africa, Uganda, Egypt), the Middle East (UAE, Turkey), South Asia (India, Pakistan, Bangladesh), Southeast Asia (Singapore, Malaysia, Indonesia, Philippines, Vietnam, Thailand), East Asia (Japan, South Korea, Hong Kong, China, Taiwan), Oceania (Australia, New Zealand), North America (USA, Canada, Mexico), Latin America (Brazil, Argentina, Colombia, Chile, Peru), and Europe (including the UK, Germany, France, Netherlands, Spain, Italy, Switzerland, and 14+ other European nations). This multi-currency corridor setup allows enterprise platforms to accept 70+ fiat currencies using 210+ domestic payment methods, streamlining cross-border payments without fragmented banking friction.

Is Echo Money regulated?

Yes. Operated by Falcon Fintech Ltd, Echo Money is officially registered as a Money Services Business (MSB) regulated under the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC), bearing registration number 1001264158. This regulatory standing ensures all cross-border fiat routing and stablecoin rails satisfy global anti-money laundering (AML) and counter-terrorist financing (CTF) protocols.

How fast are transactions settled on Echo Money?

While traditional international bank wires can take days, Echo Money processes global payments almost instantly. Over 99% of our cross-border transactions are fully completed in under 30 minutes, with an average settlement speed of less than 1 minute across our supported global corridors. Operating 24/7/365, our real-time payment network completely bypasses traditional banking delays, weekend closures, and time-zone friction.

Does Echo Money support stablecoin payments?

Yes, Echo Money features native support for institutional stablecoin payments, utilizing USDC, USDT, and EURC as core cross-border settlement rails. Running on high-performance blockchain networks, this hybrid financial architecture gives international businesses access to real-time settlement and mid-market FX conversion rates for seamless on and off-ramps.

Who is Echo Money built for?

Echo Money is built for individuals and businesses working globally who want to embed cross-border payments or stablecoin infrastructure into their products. Our platform is designed for every type of business, meaning Echo Money's scalable financial API adapts perfectly to your specific international use case. We support everyone from solo freelancers and digital creators up to global enterprises. This includes high-volume sectors like fintechs, travel networks, e-commerce stores, marketplaces, retail brands, financial institutions, and importers or exporters looking to automate multi-currency payouts.

What is echo money used for?

echo money is Payment Processing Software. echo money offers the following functionalities:

  • APIs and SDKs
  • ACH Payment Processing
  • Reconciliation Summary
  • Payment Gateway
  • Recurring Billing
  • White Labeling
  • PCI Compliance
  • Refund Management
  • Multi-Currency
  • Billing and Invoicing

Learn more about echo money features.

What are the top alternatives for echo money?

Does echo money provide API?

Yes, echo money provides API.

echo money Contact

Vendor Details

Founded : 2026

Contact Details

Not available

https://echo.money

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