Al-Powered Underwriting Workbench

About Al-Powered Underwriting Workbench

Deep Dive with Clara AI

Built for MGAs and carriers handling commercial and specialty risks, DICEUS AI-Powered Underwriting Workbench combines submission review, risk evaluation, pricing, referrals, and broker activity. It complements existing policy systems and connects to core platforms through open APIs. Using NLP, it converts emails, forms, PDFs, Word files, and spreadsheets into structured records. It detects duplicate submissions and prioritizes the queue with triage, appetite, and win-probability scores. The platform also flags anomalies, potential fraud, and similar portfolio risks. Teams can configure workflows, SLAs, decision criteria, and referral triggers. Pricing tools calculate premiums and generate quotes for review. Clash checks reveal conflicting or duplicate cover and accumulated exposure. Complex cases move to senior underwriters with supporting files. Authority levels, role-based access, and audit records support control, while rules can automatically accept or reject low-risk applications. Account views combine policy and claims history, communications, exposure, and broker relationships. Dashboards and reports track submissions, tasks, goals, KPIs, and broker performance. Other tools cover broker profiles and commissions, alerts, a clause and wording library for document generation, and bordereaux import and mapping. Supported lines include Property, General Liability, Workers’ Compensation, Cyber, and Cargo, with umbrella policies linked to underlying cover. Health and life use separate DICEUS products. APIs connect core systems, rating engines, risk-data providers, and asset-valuation sources. Broker self-service is provided by the separate DICEUS Broker Portal; submissions can also arrive through email or API. Cloud, on-premises, and hybrid deployment are available. Implementation ranges from four weeks to nine months, depending on scope. Adapting the AI Advisor to a company’s portfolio requires 3,000–5,000 historical records from that company.