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Monarch Money Pricing

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Pricing Plans


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Disclaimer: The pricing details were last updated on 08/06/2021 from the vendor website and may be different from actual. Please confirm with the vendor website before purchasing.

Pricing Insights for Personal Finance Software

  • The Average Cost of a basic Personal Finance Software plan is $5 per month.

  • Monarch Money pricing starts at $7.5/month, which is 50% higher than similar services.

  • 27% of Personal Finance Software offer a Free Trial Allows users to try out the software for a limited period before making a purchase decision. , while 44% offer a Freemium Model Allows users to access basic features at no cost..

Monarch Money FAQs

How much does Monarch Money cost?

The pricing for Monarch Money starts at $7.5 per month. Monarch Money has a single plan:

Does Monarch Money offer a free plan?

No, Monarch Money does not offer a free plan.

Learn more about Monarch Money pricing.

Compare Monarch Money Pricing Against Competitors

Product Name Starting Price ($) Billed Unit Free Trial Learn More
Monarch Money Monarch Money 7.5 per month - Monarch Money Pricing
Simplifi Simplifi 3.99 per month - - Simplifi Pricing
Mint Mint - - - - Mint Pricing
Lunch Money Lunch Money 5 per month - + Lunch Money Pricing
Quicken Quicken 35.99 per year - + Quicken Pricing
EveryDollar EveryDollar - - - - EveryDollar Pricing
Pockett Pockett - - - - Pockett Pricing
Money Dashboard Money Dashboard - - - - Money Dashboard Pricing
MoneyCoach MoneyCoach - - - - MoneyCoach Pricing
Personal Capital Personal Capital - - - - Personal Capital Pricing

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Monarch Money Features

Personal Finance Features

  • Features: The Feature Score % is calculated using the weighted average method, where core features hold more weight in the final calculation. Read more

Investment Monitoring

Monitors the performance of savings and investments

Property Management

Track & manage documents, expenses, income, loans, etc related to all rental properties.

Transaction History

Allows to verify or check all your historical transactions anytime

Tax Reports

Helps to calculate the tax payable on different Income types and prepares a tax report

Spending Limit

Allows to set a spending limit to control overspending and ensures it is in-line to budget

Spend Tracker

Tracks expense and spend patterns to make your finances manageable

Financial Dashboard

All in one dashboard that presents the financial performance.

Expense Groups

Allows to categorize or group the transactions with common attributes


Prepares a plan to spend your money by balancing income and expenses.

Bills Management

Facility to add manage purchase bills and get reminded if bills are due

Payment Gateway

Facilitates payments for bills, membership, donation, etc.


Comes with reporting capabilities and features custom pre-built reports


Provides reminders or notifications when a deadline is approaching, an upcoming event or a pending task

Loan Management

Keeps track all your debts, loans, interests and incorporate in your budget


Enables payment and collection in multiple currencies.

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