Afterpay Alternatives and Competitors

Sezzle is a certified B Corp that offers financial education and payment options without fees and interest that make it easy for shoppers to budget and manage payments comfortably. It seamlessly integrates with popular tools like Shopify, Shopify plus, WooCommerce and much more.

Zip's merchants enjoy higher AOV and conversion, more repeat purchases, and immediate payment. It provides instant plug and play integration and frictionless UX. No API integration required. It offers seamless integration with popular tools like WooCommerce, Shopify, BigCommerce and much more.

Klarna makes shopping smooth with the aim to become the world’s favorite way to shop. It offer products and services to consumers and retailers within payments, social shopping, and personal finances. It turns any purchase into smaller payments.

Four is a technology company that focuses on buy now, pay later and purchase specific financing options. Four operates in the space of eCommerce plugins that allow Retailers to empower their shoppers with payment options.

At Affirm is using today’s technology to bring significant disruptive innovation to the financial industry. It focus on improving the lives of consumers by delivering simple, honest and transparent financial products. Affirm for merchants: offer customer financing and buy now pay later options for your business

Layby means you pay instalments and get the item once it's paid off. Buy now, pay later means you get the item straight away then pay it off. Consumer laws protect laybys but not buy now, pay later sales.

Splitit is a cutting-edge platform that enables the next generation of Buy Now, Pay Later (BNPL) solutions, specifically through its Installments-as-a-Service platform. Unlike traditional BNPL options, Splitit provides a powerful and effective solution for merchants to create branded installment plans, unlocking BNPL at the point of sale. Splitit helps businesses overcome the challenges associated with legacy BNPL solutions, while also providing a seamless and streamlined experience for card networks, issuers, and acquirers, all through a single network API. With its innovative platform, Splitit is transforming the world of BNPL by empowering merchants to offer flexible payment options to their customers, without the need for extensive integration or complicated software. By offering an intuitive, user-friendly platform that is easy to use, Splitit is poised to revolutionize the world of BNPL and transform the way merchants and customers think about payment solutions.

Wisetack makes it easy for businesses to increase sales by offering consumer-friendly financing options. We have robust APIs for developers, an easy sign-up process for businesses, and a beautifully simple customer experience, all designed to make financing work better.

Selz is a versatile e-commerce platform that enables you to grow your online company by selling physical, digital, and digital-to-physical services and items from a simple, easy-to-use platform. It provides you with all of the tools you need to manage, expand, and launch your company. With Selz, you can sell professional services, physical things, and digital items from a single location. You can create a website with an easy-to-use shop builder, or sell from your current point-of-sale system, website, marketplaces, and social media to everyone and from everywhere. You can use Selz’s built-in tools to optimize, manage, and develop Facebook, Instagram, and Google advertising campaigns. Users can choose from a variety of completely configurable, professionally created themes, then customize it to fit their goods and brand and each theme is included in your Selz membership for free. Additionally, the Selz online shop builder includes a robust and simplified blogging platform, allowing you to easily mix and match your content and product listings. You can engage consumers and improve SEO without having to pay additional hosting bills or operate multiple websites.

As a business owner, it's important to be able to accept payments from customers all over the world. With the right platform, can also gain insights into transactions, reduce costs, and boost acceptance rates. Pay employees, get paid, and manage cash flow all in one place with a platform that makes payments simple.

PayPal Credit is an open end (revolving) credit card account that provides a reusable credit line built into your account with PayPal giving you the flexibility to pay for your purchases right away or pay over time. It's easy to apply, easy to use and there whenever you need it.

Credit Key provides superior business credit solutions that can be integrated into a merchant’s shopping cart, keeping users on site. Credit Key’s patent-protected technology delivers quick and easy credit at the point of purchase. Currently, Credit Key supports the following platforms: Magento, IBM, Shopify, Demandware, Onestop, and custom .Net platforms.

Comfi makes it easy to accept payments from customers without having to worry about the risks associated with such transactions. This underwriting and payments collection process is designed to protect from any potential losses. Through our connected data sources are able to accurately assess the creditworthiness of customers without the need to contact credit agencies, which means that their credit score will remain unaffected. With Comfi, user can confidently accept payments from customers without worrying about any risks.