PayPal Credit

About PayPal Credit

PayPal Credit is an open end (revolving) credit card account that provides a reusable credit line built into your account with PayPal giving you the flexibility to pay for your purchases right away or pay over time. It's easy to apply, easy to use and there whenever you need it.

Screenshots & Videos

Pricing

Free Trial Not Available
Offers Free-forever plan.
View Detailed Pricing

Platforms Supported

Browser Based (Cloud)

Organization Types Supported

All (Small, Medium, Large)

API Support

NA

Modes of Support

Online

PayPal Credit Pricing

Free Trial

Not available

Pricing Options

Freemium ( Limited Features )

Pricing Plans

PayPal Credit Free

Features

Purchase Protection
Fast Checkout
No Annual Fee
purchase Payment Security

Disclaimer: The pricing details were last updated on 10/08/2022 from the vendor website and may be different from actual. Please confirm with the vendor website before purchasing.

Learn more about PayPal Credit Pricing

PayPal Credit Alternatives

View All PayPal Credit Alternatives

Klarna Login, Track Purchases, Make Payments read more

4.4 2,709 user ratings

Visit Website PayPal Credit Vs Klarna

Four Buy Now Pay Later Software read more

4.1 7 user ratings

Visit Website

Laybuy Get it now, pay in 6. Interest-free. Easy read more

4.4 10 user ratings

Visit Website

Affirm Best customer financing read more

4.5 49 user ratings

Visit Website PayPal Credit Vs Affirm

Afterpay Get New Customers with Afterpay read more

4.2 37 user ratings

Visit Website

Splitit Buy Now Pay Later Services for Business read more

4.6 19 user ratings

Visit Website

Payline Data Transparent Pricing. Same Day Approvals read more

4.8 16 user ratings

Visit Website

Zip Buy Now Pay Later read more

4.5 20 user ratings

Visit Website

Checkout.com connects your platform to all major credit cards read more

3.4 40 user ratings

Visit Website

Wisetack Buy now, pay later for in-person services read more

4.8 18 user ratings

Visit Website

PayPal Credit Reviews

User Rating

4/5 (Based on 61 Ratings)

Rating Distribution

Excellent
54.1%
Very Good
19.7%
Average
9.8%
Poor
3.3%
Terrible
13.1%

User Sentiments

Ease of use, Convenient 0% interest financing options, Widely accepted payment method, Flexible payment options

High interest rates after promotional period, Poor customer service experiences, Potential for negative credit score impact, Lack of transparency in credit limit adjustments

Do You Use PayPal Credit?

Write a Review

Review Summary

User reviews for PayPal Credit are mixed, with some praising its convenience and ease of use, particularly for online purchases and for accessing funds quickly. Many appreciate the 0% interest financing option for qualifying purchases, enabling them to manage cash flow and make larger purchases. However, several users express concerns about the customer service, including long wait times and difficulty resolving issues. Some also criticize the high interest rates after the promotional period and the lack of transparency in credit limit decisions.

Pros

PayPal Credit is easy to use and offers rewards without annual fees.
It is accepted by many retailers, making it a flexible payment method.
Offers 0% financing for a limited time on qualifying purchases, allowing customers to pay over time without interest.

Cons

PayPal Credit can have highinterest rates if not paid off in full within the promotional period.
Customer service can be difficult and slow to resolve issues.
Security concerns have been raised by some users, with reports of fraudulent activity and difficulties resolving disputes.

PayPal Credit Reviews

AI-Generated from the text of User Reviews

Did you find this information valuable?

YES NO

Videos on PayPal Credit

Life Moments with...

PayPal Credit FAQs

What are the top alternatives for PayPal Credit?

Here`s a list of the best alternatives for PayPal Credit:

Does PayPal Credit provide API?

No, PayPal Credit does not provide API.

PayPal Credit Contact

Vendor Details

Founded : 1998

Contact Details

Not available

https://www.paypal.com/us/webapps/mpp/paypal-credit

Social Media Handles

Not available

Disclaimer

This research is curated from diverse authoritative sources; feel free to share your feedback at [email protected]

PayPal Credit

About PayPal Credit

Screenshots & Videos

PayPal Credit Alternatives

PayPal Credit Reviews

User Rating

Rating Distribution

User Sentiments

Do You Use PayPal Credit?

Review Summary

Pros

Cons

Videos on PayPal Credit

PayPal Credit FAQs

PayPal Credit Contact

Disclaimer

We understand SaaS better

SaaSworthy helps stakeholders choose the right SaaS platform based on detailed product information, unbiased reviews, SW score and recommendations from the active community.

Buyers

Makers