Leading Alternatives to BizPayO for Your Business

Razorpay is a converged payment solution that allows businesses to accept, process, and dispense online payments across the globe. It enables businesses to accept payments from customers and automate payouts to vendors and employees. New products launched by the platform allows customers to set up recurring payments, offers options such as No cost EMI, pay later, etc. The tool helps businesses accept payments quickly through a payment button and flag risky transactions instantly. Unregistered businesses such as consultants, freelancers, professionals, and homemakers can also easily accept payments using Razorpay products. Users can combine different products from Razorpay’s payment suite to solve specific problems of their businesses. These products include Payment Gateway, Payment Pages, Payment Links, Subscriptions, Smart Collect, and Route. Some important features of this tool are instant activation, easy integration, API-driven automation, multiple payment methods, PCI DSS Level 1 compliance, and real-time data and insights. Razorpay enables businesses to grow their sales by providing a superior checkout experience to the customers.

Cheddar Up is a payment gateway software developed to collect and track payments for groups. It makes it easy for group organizers to create custom forms to collect information along with their payments. No more spreadsheets, lost checks, or paper forms. Cheddar Up enables schools, teams, clubs, non-profits, and individuals to make custom online pages in a minute. Groups and nonprofits use Cheddar Up to securely collect money online for anything – donations, fundraisers, membership dues and fees, merchandise sales, group gifts, events, and more. Groups can also use an integrated credit card reader to collect in-person payments. Cheddar Up is simple to use for group organizers and their community. Set up in minutes, send a custom link to your group, and start collecting! Paying on Cheddar Up is seamless – no app or account necessary.

MultiSafepay is an online payment gateway that offers smarter, innovative and safe payment solutions for users. This software allows users to accept and manage all online sales effortlessly. It also offers better security and perfect checkout experience to users with different payment options. The software has been designed keeping in mind the old and new users, who can access it without any difficulty. The in-house development and certified tech support team of MultiSafepay ensure cutting-edge integration solutions, which help users focus on generating revenue using the best payment techniques. Besides these, there are credit card schemes where one can enjoy one-party credit card payments. This software is ideally an acquirer and processor, which lets one control payments using MultiSafepay Control. As a user, one can access the Go Local feature, where one can sell easily by cross-bordering with the app's multilingual payment pages and other local payment methods. Next, the Recurring Payment option allows users to manage their subscriptions and memberships. Apart from this, one gets to experience the MultiCurrency feature too, where all currencies are accepted from across the globe.

PangoPay is a B2B online payment gateway with which users can make payments faster, better and simpler. This application helps customers to make smoother transactions for their purchases, and one doesn’t have to wait for days to receive invoices. Businesses can accept their payments online with a simple link or through website integration, and receive them directly in their bank account. PangoPay has flexible and simple payment options and allows users to accept card payments. One simply needs to send the payment page of the app to receive debit or credit card payments online. The application enables businesses to improve their revenue collection and also to simplify the lives of the customers. It saves time by eliminating tedious and complex processes of bank transfers. This payment gateway reduces the chances of customer dropoffs resulting out of difficult payment options. Marketing agencies can accept recurring payments easily and close deals faster. Users can add branding to their payment pages with custom logos and colors, and choose their own payment options. Users can add payment buttons or integrate forms to their website, allowing customers to make payments from anywhere. One can track finances through transaction histories and automated reporting via PangoPay’s dashboard.

Moonclerk is a recurring and one-time online payment system, which allows users to deal with secure transactions every time. Users can set up their accounts with ease, without having any technical skills or coding knowledge. Also, one would not require a separate merchant account. After setting up, one can start accepting online payments without delay. With this software, users can easily automate their back-office work with ease. The software assists in sending funds to the bank account automatically. One can easily integrate Moonclerk with different third-party applications like Mailchimp, Quickbooks, Google Drive, Zapier, Google Analytics, and more. Besides, the software also enables users to send automatic and customizable email notifications on various occasions. With Moonclerk, one can take granular control of the payment process, which means users can set custom frequencies, create installment plans/coupons, choose their recurring options and make other changes successfully. One can even retry failed payments automatically, and filter and export essential data. Users can allow their payers to have self-service control over their accounts. Moreover, the application works on all desktop or mobile devices, allowing one to monitor transactions on-the-go.

Atom Paynetz provides the user with 265 payment options and an association with over 1,00,000 merchants, all under one portal. Its features include an integrated dashboard that monitors real-time transactions, accepts international cards and charges no fees on withdrawal. There are no set-up and operational costs involved and the transaction can be begun within 5-6 days after submitting the required documentation. However, the app is only functional on an Android handset at present. ‘Providing payment solutions to all’ as their motto, Atom Paynetz provides a whole range of payment services and solutions with a high success rate, round the clock support and great value additions for boosting businesses. Overall, Atom Paynetz makes for a highly convenient mode for processing payment solutions for Startups, SMEs and enterprise businesses, thereby permitting them to accept online payments through multiple sources like Credit Cards, Debit Cards, UPI, NetBanking and several wallets.

Instamojo can be integrated conveniently into any website and offers the simplest API with detailed attestation. With over six lac businesses using this gateway software to collect their payments, Instamojo makes for a highly lucrative deal as all you need to set up this software is a mobile number and a bank account. Marked as one of the simplest, easiest and most popular payment gateways with extremely user-friendly interface, some of the features about this gateway, which attracts users, is that it carries no setup or maintenance charge and works with both Debit and Credit cards, testified with over 58 banks. Moreover, one can even request for international plastic money transactions for overseas orders. It even supports mobile app usage on both Android and iOS handsets and can be tuned in with SMS and WhatsApp with a single zero cost account. With all these key highlights, Instamojo can instantly collect your payments and automatically transfer it to your bank account in no time at all.

Pine Labs provides a merchant platform with technological and financial solutions to assist merchants in boosting revenue, reducing the cost and complexity of running a business, and managing the risks that come with it. The company brings together financial institutions and consumer brands to enable merchants to provide value to their customers. Pine Labs and its technology platform enable physical and online last-mile retail transactions, provide merchants with customer data for targeted sales, and provide risk-managed finance solutions to help them develop their businesses. Pine Labs' platform and solutions are used by over a million merchants in India and other Asian nations to run accessible, affordable, fast, and risk-managed last-mile retail operations. Merchants from a variety of industries employ Pine Labs' solutions, including electronics, food and beverage, fashion, medicine, telecom, and airlines. Over 3,30,000 point-of-sale terminals are powered by the company's cloud-based infrastructure. Every year, Pine Labs' platforms conduct over 550 million digital transactions, assisting over 100 million retail customers. In India and Malaysia, the firm has a presence in 3700 cities and towns. Pine Labs' platform presently includes 15 major banks, seven financial services firms, and over 100 businesses.

PayTrace is motivated by the challenge of delighting merchants. It offers high-value technology solution to businesses that empower sales partners and make merchants happy. PayTrace are committed to provide comprehensive, easy-to-use payment solutions that lower processing costs and increase security. PayTrace is proud to be an advancing payments one relationship at a time.

Cashfree is a solution for online payments and cash on delivery payments designed for companies based in India. It is an easy and quick way to collect and disburse payments for companies. Cashfree is able to disburse bulk payments in an instant, which means that it works faster than banks and it is simpler to use. Cashfree can verify the bank accounts of your customers, including the account and holder name, before any money is sent. Cashfree enables you to accept recurring payments so you can offer subscription packages to your customers. This solutions’ payment gateway allows clients to receive the money from local and international payments within two days through a simple integration. You can also use Cashfree’s payouts capabilities to send money to any bank account, PayTM wallet or UPI address simply by uploading one file or by using an API for integrations.

Better payment is a payment gateway software. Provides services for companies of all types and sizes consist not only of classic online payment but also of services such as the decision engine for fraud prevention. In addition, they offer downstream services such as individualized payment pages (JetztZahlen) and a white label solution that allows users to become a payment service gateway yourself.

India Online Pay is an online payment gateway that enables you to make monetary transactions securely over various digital platforms. Having multi-currency support, this platform processes both International and domestic payments via several financial channels, thus allowing your customers to make transactions efficiently. It comes with a wide range of payment options in various languages and accepts multiple payment methods, thus elimination all chances of a conversion dispute. It allows you to customise your payment methods by designing your eCommerce portal the way you like. With multi-lingual check-out facilities, India Online Pay enables you to make safe and smooth transactions from one IOP wallet to the other at your ease from any place, any time. It comes with an intelligent routing system that helps to make your site dynamic. You can use your own invoice management system to generate, schedule, manage and send your invoices through this app. With its retry system, users will be able to discard failed transactions with ease. It includes a responsive and swift checkout page that enhances your shopping experience. India Online Pay even comes with an analytics tool that provides you with in-depth reports, thus allowing you to make informed decisions.

PayKun is an easy to use, simple, and highly secure online payment gateway solution. It accepts digital payments and the intuitive software is very easy to implement. This enables users to quickly get on board and start using the software without having to go through the hassle of physical paperwork. It even adheres to all the existing policies and laws about payment, finance, banking, and taxation in India. Core capabilities include 120+ payment options, fast settlement, and easy integration that only takes a few hours. Payments can be collected not just locally, but also internationally. Moreover, it has a powerful dashboard that allows users to keep a tab on their transactions, view payment history, and even estimate their weekly/monthly revenue reports. Since security is the topmost concern, the software is equipped with AES 256 encryption, Secure Sockets Layer (SSL), and it is also compliant with PCI DSS.

Adyen is a payment management platform built for every business and every customer journey. It helps businesses to expand into a new market with local acquiring and payment methods. With Adyen, users can increase conversions, optimize individual transaction and drive revenue. The platform offers expert advice and support from a dedicated team of experts. It allows users to accept payment across all sales channels, whether it is through cards, mobile wallets or any other digital channel or device. Customers can choose their preferred payment types through a personalized checkout experience, in-store, in-app or online, no matter where they are in the world. The platform is easy to set up and it comes packed with all the advanced features. It provides a terminal for any need to enhance in-person payment experiences. Adyen helps companies to experience more approvals on every payment with its local and global payment processing, powerful risk management and data-driven features. Users also get a better understanding of their entire businesses with useful insights and reports.

Bambora is an online payment processing software helping out organisations across North America with billing and transfers, online payments and seamless onboards. Food, non-profit and educational institutes find the software to be of great use. Multiple payment types like credit cards, card brand wallets, Apple pay, ACH & EFT, along with Debit Cards forms an integral part of the same. Also, major leading card brands like American Express, MasterCard, Discover, Visa and JCB are compatible with the same. Bambora with its inbuilt functionalities turns out to be of great help for account managers, product teams, marketing teams, customer care departments and Integration specialists alike. At present, 1000 ISVs are supported by the software, besides processing $330k per minute and offering a 99.99% uptime rate. Also, a dedicated customer support team is always at service enabling seamless business process streamlining. Beyond basic fraud management tools, Bambora is compliant with regular PCI guidelines, risk scoring metrics and card verification values as well.

For online payment collection, Airpay is the best payment gateway in India. Multiple channels, such as credit cards, debit cards, mobile wallets, UPI, Net Banking, and so on, can all be integrated with the software. Because it complies with all essential national and international security criteria, this payment gateway management software assures safe and secure payment. Customers can also make regular payments using Airpay's payment gateway software. It sends consumers email and SMS reminders for payment dates and amounts due. It simplifies and streamlines payment-related procedures. For seamless payment collection, Airpay is simple to set up and utilize. All of your information, as well as complete access and processing rights, is stored in one central location by Airpay Payment Gateway. The programme gives users access to a business's data points as well as processed reports, allowing them to make better decisions. The dashboard component of the Airpay Payment Gateway displays unified MIS and transaction reports, as well as segregated data. Airpay Payment Gateway guarantees prompt payment, resulting in a positive client experience.

mFino and its solution architects, fintech experts, user experience specialists, software engineers and project managers help out businesses to get access to robust digital banks and Fintech solutions, accordingly. Integrated services related to implementation, training and technical support are of great help. Further, extensive customisable options provided by the software helps out analysts in every way possible, eliminating out extra costs and time-consuming engineering. Governmental institutes, post offices, smart cities, mobile operators microfinance service providers, shopping malls, retailers and banks depend on the particular with their regular operations. Integrated feature suite covers up metrics like bill pay, B2B, group pay, e-commerce pay, prepaid cards, merchant wallet, mobile wallet and more. Businesses can also depend on the intuitive chatbots provided by the software to automate operations, reach out to more and more clients and optimise services on the go. An advanced social media banking system available within helps with seamless payment transfers over messaging platforms like Twitter, Facebook, Whatsapp and more. Further, template-based loyalty and reward marketing protocol helps with enhanced customer engagement rates and extended benefits alike.

MobiKwik Payment Gateway offers payment solutions to both individual users as well as business firms with an extremely mobile-friendly user interface and checkout design. It offers seamless integration that supports WordPress, Magento, Java, PHP, and Asp.Net interfaces. MobiKwik Payment Gateway offers the best conversion rates and is compatible with Android, iOS and Windows handsets. So, irrespective of the size of your business or the nature of usage, MobiKwik Payment Gateway is one gateway which meets the needs of every kind of payments made to individual accounts or businesses to initiate successful, secure and safe monetary transactions. In a nutshell, MobiKwik Payment Gateway is extremely mobile -friendly as it has been optimised for a huge range of screen sizes and operating systems, offers diverse payment options, is geared for successful completion of all transaction paths, provides seamless integration, offers the highest rate of security protocols and even offers deep insights into user behaviour and portal performance.

PayDo, a UK-regulated Electronic Money Institution offering global payment solutions for businesses—ranging from multicurrency IBANs and mass payouts to virtual and physical cards. PayDo, which operates in more than 25 industries and more than 150 countries, provides a single platform for users to open multicurrency IBAN accounts, issue virtual and physical Visa cards, and access a comprehensive suite of merchant tools. Whether it’s sending international transfers, accepting customer payments, or managing expenses, everything is handled from one dashboard. PayDo is unique in that it offers safe and adaptable solutions that are customised to meet the needs of each client, supporting both high-risk and mainstream industries like e-commerce, digital services, and iGaming.

Canopus EpaySuite, the fintech software, focuses exclusively on the integrated automation of the payment institutions. It is compliant with the RTS of payment directives PSD2 and GDPR. With the help of this software, one can add funds through bank remittance, e-wallets, credit cards, vouchers, etc. With Canopus EpaySuite, users can perform client registration through AML/KYC procedures, client documentation, and authentication, etc. One can issue payment products such as virtual cards, vouchers, make the internet and mobile-based payments, give mass payouts and much more. In order to ensure the operation of the process participants, the software comes inbuilt with four interconnected modules which are operator and administrator module, mobile bank and web bank. The software identifies users through two-factor authentication, provides customization of business logic and alert case monitoring. Canopus Epaysuite incorporates the metadata document concept for the quick creation of new financial transactions. Users can get multi-currency accounting in real-time through the IFRS-based accounting system of the software. The strong report generating system present in the software helps users in generating reports of any complexity.