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98% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

Klarna logo
Buy Now Pay Later Platforms

4.2 4,465 user ratings

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77% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

PayPal Credit logo
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Overview

Description Klarna is revolutionizing the shopping experience, striving to be the ultimate way to shop! It provides an impressive suite of products and services for both consumers and retailers, spanning payments, social shopping, and personal finances. Klarna transforms any purchase into manageable, smaller payments, making budgeting a breeze. Experience secure shopping, lightning-fast checkout, and flexible payment options tailored to your needs. With Klarna's flexible payment solutions, you gain greater control over your budget, paying over time without any surprise fees or charges. Enjoy a quick, seamless checkout process that simplifies and speeds up your shopping. Shop with complete confidence thanks to Klarna's robust security features and buyer protection, ensuring peace of mind with every transaction. Plus, you can earn cashback, explore all your favorite stores, and effortlessly stay on top of your spending. Klarna empowers you to shop smarter and smoother every step of the way! Read more PayPal Credit is an open end (revolving) credit card account that provides a reusable credit line built into your account with PayPal giving you the flexibility to pay for your purchases right away or pay over time. It's easy to apply, easy to use and there whenever you need it. Read more
Pricing Options
  • Free Trial Not Available
  • Offers Custom plan.
  • Free Trial Not Available
  • Offers Free-forever plan.
SW Score & Breakdown

98% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

  • Features The Feature Score % is calculated using the weighted average method, where core features hold more weight in the final calculation. Read more
    60%
  • Reviews
    76%
  • Momentum
    73%
  • Popularity
    88%

77% SW Score The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read more

  • Features The Feature Score % is calculated using the weighted average method, where core features hold more weight in the final calculation. Read more
    60%
  • Reviews
    68%
  • Momentum
    60%
  • Popularity
    64%

Features

Total Features
0 Features
Not Available
Common Features for All
    Not Available

Technical Details

Organization Types Supported
  • Individuals
  • Large Enterprises
  • Medium Business
  • Small Business
  • Individuals
  • Large Enterprises
  • Medium Business
  • Small Business
Platforms Supported
  • SaaS/Web/Cloud
  • Mobile - Android
  • Mobile - iOS
  • SaaS/Web/Cloud
  • Mobile - Android
  • Mobile - iOS
Modes of Support
  • Online
  • Online

Reviews & Ratings

User Rating
4.2/5 4,465 user ratings
4/5 61 user ratings
Rating Distribution
  • Excellent

    74.6%
  • Very Good

    3.2%
  • Average

    2.4%
  • Poor

    2.4%
  • Terrible

    17.4%
  • Excellent

    54.1%
  • Very Good

    19.7%
  • Average

    9.8%
  • Poor

    3.3%
  • Terrible

    13.1%
User Sentiments

    Flexible Payment Options, Ease of Use, Convenient Buy Now Pay Later service, Helpful Customer Support

    Inconsistent Purchase Power Limits, Unreliable Customer Service , Confusing Return Process, Hidden Fees

    Ease of use, Convenient 0% interest financing options, Widely accepted payment method, Flexible payment options

    High interest rates after promotional period, Poor customer service experiences, Potential for negative credit score impact, Lack of transparency in credit limit adjustments

Review Summary

Users appreciate Klarna's user-friendly interface, highlighting its seamless checkout process and intuitive design. Many reviewers emphasize the convenience and flexibility offered by Klarna's payment options, enabling them to make purchases without having to pay the full amount upfront. Additionally, Klarna's customer service is frequently praised for its responsiveness and helpfulness in addressing any issues or inquiries. However, some reviewers express concerns about occasional technical glitches and occasional delays in processing refunds.

User reviews for PayPal Credit are mixed, with some praising its convenience and ease of use, particularly for online purchases and for accessing funds quickly. Many appreciate the 0% interest financing option for qualifying purchases, enabling them to manage cash flow and make larger purchases. However, several users express concerns about the customer service, including long wait times and difficulty resolving issues. Some also criticize the high interest rates after the promotional period and the lack of transparency in credit limit decisions.

  Read All User Reviews Read All User Reviews

AI-Generated from the text of User Reviews

Pricing

Pricing Options
  • Free Trial Not Available
  • Offers Custom plan.
  • Free Trial Not Available
  • Offers Free-forever plan.
Pricing Plans
Monthly Plans Annual Plans

Klarna Custom

PayPal Credit Free

 
View Detailed Pricing
View Detailed Pricing

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Screenshots & Videos

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Vendor information

Company Details Located in: Stockholm, Sweden Founded in: 2005 Founded in: 1998
Contact Details

Not available

https://www.klarna.com/us/

Not available

https://www.paypal.com/us/webapps/mpp/paypal-credit

Social Media Handles

Not available

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