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Upstart Reviews

User Rating

4.3/5 (Based on 18 Ratings)

Rating Distribution

  • Excellent

    44.4%
  • Very Good

    44.4%
  • Average

    11.1%
  • Poor

    0%
  • Terrible

    0%

Do You Use Upstart?

Write a Review
Reviews
EJ

Elie J

June 24, 2024 Source: G2.com
Great Information!
What do you like best about Upstart?
With Upstart, any help that is needed can be found. You are even helped with information on small loans.
What do you dislike about Upstart?
Not enough loans help. Can have more support in second chances.
What problems is Upstart solving and how is that benefiting you?
They are trying to solve to give everyone a second chance to pay emergency bills and fix their credit.
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SG

Saurabh G

February 24, 2024 Source: G2.com
Upstart- A personal loan provider:
What do you like best about Upstart?
Upstart provide quick loan approvals by leveraging its automated underwriting technology. It also offers faster decision-making than traditional lenders, enabling borrowers to receive funds more promptly.
What do you dislike about Upstart?
There is nothing that I dislike about Upstart so far.
What problems is Upstart solving and how is that benefiting you?
Upstart's application process is primarily online, and borrowers can apply for loans ranging from a few thousand dollars to $50,000, with repayment terms typically ranging from three to five years.If it is approved borrowers receive funds directly into their bank accounts which is commendable.
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RA

Ronak A

July 22, 2023 Source: G2.com
Choose Best money management
What do you like best about Upstart?
Upstart is the best application that provides personalized loan suggestions, this AI tool do all the market research and give you the best option of finance and loans.
What do you dislike about Upstart?
There is no point to dislike about Upstart. It is best application.
What problems is Upstart solving and how is that benefiting you?
Helping me find the best loans and providing the best support to clients.
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MV

Manisha V

July 11, 2023 Source: G2.com
Upstart is a AI lending platform who provides a loans such as education and employment.
What do you like best about Upstart?
Upstart develope income and default prediction model to determine creditworthiness of a potential borrower.we need to pay the interest only when we are use the funds.it provide a flexible access and cashflow system.
What do you dislike about Upstart?
In which interest rate are variable.it can change any time and then bank issue a letter to you in advamce that interest rates are changing.credit score are also depend on loan that you are eligible or not for taken the loan.
What problems is Upstart solving and how is that benefiting you?
If we want to startup the business or we want to continue our study it provide us loan and fullfill our requirements.even we need not to put any assets to collateral when it comes to unsecured personal loans.
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NP

Nilay P

June 26, 2023 Source: G2.com
Unbound Upstart
What do you like best about Upstart?
Personal loans - Upstart Fintech Dashboard - Auto Lending - AI Lending Platform - Affordable Credits - Fixed Interest Rates - Accessibility - User Friendly - Feasible.
What do you dislike about Upstart?
The most disliked thing is its website it should be more approachable & fancy. They should provide more offers on loans & lending platforms for customer acquisition.
What problems is Upstart solving and how is that benefiting you?
Upstart is solving the most beneficial for lending loans on low & fixed rates of interest. It is straightforward to apply & access. It is simple & good to use.
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VE

Verified User in Oil & Energy

June 20, 2023 Source: G2.com
I had a high interest rate card that was at 25% and was able to get a loan for 11% Straightforward Loan Terms
What do you like best about Upstart?
The immediacy of funds being available. I think it took maybe 1 full day.
What do you dislike about Upstart?
Not as many partners registered. You get a lower rate if you elect refinancing and to pay directly to creditor but couldn't find my creditor.
What problems is Upstart solving and how is that benefiting you?
Interest rate financing.
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AK

Anna K

June 20, 2023 Source: G2.com
This helps me long term paying off a lot of my debt I have from grad school and credit cards for sure Wonderful experience- easy to use
What do you like best about Upstart?
Convenient to use. User friendly. Definitely helps the consumer quite a bit. I liked the customer service also. They helped answer a lot of my questions regarding my loans
What do you dislike about Upstart?
The amount of loan options were the main thing I wasn't a big fan of. The interest rates weren't too bad but just the loan options could've been a little better
What problems is Upstart solving and how is that benefiting you?
They are helping me pay off debt and consolidate my loans.
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VI

Verified User in Insurance

June 15, 2023 Source: G2.com
Legitimate Platform for loans
What do you like best about Upstart?
This platform is fair with their credit rankings and assist people who legitimately need a loan by weighing their creditworthiness with factors other than your score.
What do you dislike about Upstart?
There are no dislikes in my opinion with this platform. Obviously the interest rates vary and can be high but you have that with any other company depending on the rating.
What problems is Upstart solving and how is that benefiting you?
Needed a loan for medical issues and they came through for me.
Read more
DK

Danish K

July 16, 2023 Source: G2.com
Best platform to take loans
What do you like best about Upstart?
Upstart helps in finding the best lender from market.
What do you dislike about Upstart?
Platform has only two repayment term option.
What problems is Upstart solving and how is that benefiting you?
It helps me to take a loan online and connect with the lender which is appropriate as per my cibil
Read more
JA

John A

June 22, 2023 Source: G2.com
Great option for consolidating debt
What do you like best about Upstart?
Low-interest rates
What do you dislike about Upstart?
automatic payments
Recommendations to others considering Upstart?
No pre-payment penalty
What problems is Upstart solving and how is that benefiting you?
UI could be better as a whole experience.
Read more

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