Compare Guideline vs Human Interest

Plus $8 per active participant

A seamless Safe Harbor 401(k) for small businesses that want to make an employer contribution

Features

• Payroll integration with Gusto, QuickBooks Online, and 15+ other providers.
• Automated recordkeeping, plan admin, and employee onboarding.
• We serve as your 3(38) and 3(16) fiduciary and handle certain IRS and DOL reporting and filings.

Plus $8 per active participant

A 401(k) for businesses that want the flexibility to pick and choose features to meet their goals

Features

• All features in core plan plus,
• Flexibility to open a Safe Harbor 401(k) plan or traditional 401(k) plan
• Add features like profit sharing and vesting schedules
• We conduct additional IRS nondiscrimination testing for traditional plans

Plus $8 per active participant

Our most customizable 401(k) for business owners who want to maximize savings and receive dedicated support

Features

• All features from flex plus,
• Custom features like new comparability profit sharing
• Dedicated onboarding specialist and Client Relationship Manager
• Support for controlled group plans

Base Fees

Plus $4 per eligible employee

Your affordable all-in-one 401(k) solution

Features

• Integration with 100+ leading payroll providers
• Flexible plan design1
• Automated administration and recordkeeping

Base Fees

Plus $6 per eligible employee

End-to-end 401(k) administration to reduce your liability

Features

• All features from Essentials Plus,
• Human Interest procures your ERISA bond
• Human Interest serves as your plan administrator and 3(16) fiduciary
• Human Interest signs and files your IRS documents

Base Fees

Plus $8 per eligible employee

Dedicated account management for a high touch service experience

Features

• All features from Complete Plus,
• Unlimited access to a dedicated relationship manager
• A single point of contact for plan compliance and administration
• No minimum requirements, additional fees, or meeting caps
• Ongoing plan design consultation and document review