Home/Payment Processing Software/Stripe Payments vs PayOpUpdated on: April 20, 2024

Compare Stripe Payments vs PayOp

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Overview

Summary

Stripe Payments is a software that permits individuals as well as businesses to receive online payments by providing the essential banking infrastructure, technical expertise and fraud prevention, required for the successful operation of online-payment systems. Stripe speaks of an extremely easy-to-use interface and boasts of a very responsive customer service which makes it quite popular and in-demand payment gateway all across the globe. With a reliable and useful API, Stripe is one such payment gateway which comes with built-in analytics like Sigma and Radar where Sigma stands as their reporting tool and Radar provides advanced fraud protection. Another unique feature of this flawless payment gateway is that it provides a free card swiper that connects to any phone in no time at all, thereby letting you execute transactions very smoothly even while on the go. Hence, Stripe strikes the right cord, required to execute payments over the internet, with complete ease and security. ..show more

PayOp is an online payments tool that includes more than 150 payment method across 170+ countries. It facilitates mass payments through internet banking, card payments, and e-wallet payments. Since PayOp has all the necessary payment systems in place, it can be effectively set up for numerous industry stakeholders such as E-commerce businesses, professional services, freelancers, video games, travel, and others. Users can select the commission rates that are suitable for them and with a single click. While it is free to register on the platform and create an account, commissions are decided on the basis of variables like type of business, monthly turnover, and payment amount. Users can easily enable and disable different payment options right from the tool’s dashboard. Website visitors receive the benefits of a single CTA for more than 200 modes of payment. Other features include creating a dedicated payment page, sending invoices, and fund withdraws by direct bank transfers. ..show more

TECHNICAL DETAILS

Access Monitoring

24/7 (Live rep)

Business Hours

Online

Contact Number/Address

San Francisco, California

Lewes, England

API

Deployment

SaaS/Web/Cloud

Mobile - Android

Mobile - iOS

Installed - Windows

Installed - Mac

Customers

Individuals

Freelancers

Large Enterprises

Medium Business

Small Business

Pricing

Pricing Model

Free Trial

Freemium

One-time license

Open-source

Subscription

Quotation Based

Plans

Pay as you go
Others

Domestic:

  • 2% for Mastercard and Visa cards issued in India
  • 3.5% for American Express cards issued in India

International:

  • 3% for cards issued outside of India
  • 3.5% for American Express cards issued outside of India
  • 4.3% for all cards for international cards with USD or other currency presentment

Included:

  • No setup, monthly, or hidden fees
  • pay icon pay only for what you use
  • reporting iconReal-time fee reporting

Features

  • Smarter saved cards
  • Simple PCI compliance
  • Integrated fraud tools
  • Full data portability
  • Accounting integrations
  • Team security controls
  • iOS Dashboard
  • Webhooks
  • Currency conversions
  • Disputes
Enterprise
Custom

Features

  • Account management
  • Migration assistance
  • Volume discounts
  • Dedicated support
View Price Page
PayOp
Custom

1) International acquiring

International acquiring in more than 200 currencies

  • International cards: from 2.4% plus 0.2 USD fixed fee
  • European cards: from 2.4% plus 0.2 USD fixed fee

Additional fee may apply depends on the industry, risk, and volume of the merchant

  • Chargeback fee from 20 USD
  • Refund fee from 0.5 USD

2) Local acquiring

  • Local markets: from 2.7% plus 0.3 USD fixed fee
  • Argentinian cards: from 4,0% plus 0.3 USD fixed fee
  • Peruvian cards: from 6,5% plus 0.3 USD fixed fee
  • Turkish cards: from 3,9% plus 0.3 USD fixed fee
  • Chilean cards: from 5% plus 0.3 USD fixed fee
  • Colombian cards: from 5,5% plus 0.3 USD fixed fee
  • Indian cards: from 5,0% plus 0.3 USD fixed fee
  • Mexican cards: from 6% plus 0.3 USD fixed fee
  • Uruguayan cards: from 4,5% plus 0.3 USD fixed fee
  • Chinese cards: from 5% plus 0.3 USD fixed fee
  • Brazilian cards: from 2,7% plus 0.3 USD fixed fee
  • Indonesian cards: from 4,3% plus 0.3 USD fixed fee
  • Ukrainian cards: from 2.9% plus 0.2 USD fixed fee

3) Alternative payment methods

  • Alternative payment methods: from 3.0% plus 0.1 USD fixed fee
  • Internet Banking: Poli, Dragonpay, FPX, VTC-Pay, Maybank2u and HLB Connect
  • Bank transfers: iDeal, Klarna, Giropay, PayU, AlfaClick, Trustpay and Trustly
  • eWallets: Alipay, Advcash, Scrill, Qiwi, and PerfectMoney
  • Prepaid vouchers: Paysafecard, Boleto, Safetypay, OXXO, Pago Facil

Features

  • Local Card Acquiring
  • Alternative Payments
  • Mass payments
  • One-click payment
  • Subscriptions
  • Customize
  • Analytics & Reporting
  • Payment processing
View Price Page

SCREENSHOTS

Stripe Payments Screenshots
PayOp Screenshots
View 1 screenshot(s)

INTEGRATIONS

  • Zoho Analytics (Zoho Reports)
  • ProfitWell
  • Slack
  • IFTTT
  • Segment
  • Bench
  • Zapier
  • Automate.io
  • PieSync
  • Zoho Books
  • Xero
  • OpenCart
  • WooCommerce

ALTERNATIVES

Top alternatives to Stripe Payments

OneSoft Connect
OneSoft Connect
Checkout Page
Checkout Page
Square 9 GlobalSearch
Square 9 GlobalSearch
PayPal
PayPal
Crowded
Crowded

Top alternatives to PayOp

PayPal
PayPal
Crowded
Crowded
Collexo
Collexo
Upgrade.chat
Upgrade.chat
Axxonpay
Axxonpay