Home/Expense Management Software/Spendesk vs QontoUpdated on: March 29, 2024

Compare Spendesk vs Qonto

94% The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read More Remove
93% The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read More Remove
Qonto
Qonto Accounting Software (1284 Ratings)
89% The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read More Remove
Zoho Expense
Zoho Expense Expense Management Software (753 Ratings)
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94% The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read More Remove
93% The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read More Remove
Qonto

Qonto

Accounting Software (1284 Ratings)
89% The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read More Remove
Zoho Expense

Zoho Expense

Expense Management Software (753 Ratings)
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Start Free Trial

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Overview

Summary

Spendesk is a management solution that allows the company’s finance teams to manage spend approvals, company cards, invoice management, expense reimbursements, and automated accounting. Spendesk is a scalable solution that is designed to evolve with the organization. It allows users to generate single-use, capped virtual cards for a one-off purchase, preventing internal and external fraud risk. The organizations can reduce risk over pre-payment approvals and unique virtual cards by centralizing control over employee spending. Users can also set limits by defining teams and individual thresholds. Users can streamline approvals by decentralizing authority and defining approval workflows which will give total visibility on spending. Spendesk is an ingenious tool that provides a report that shows a company's purchase history with a full audit trail of requests, reviews, approvals, and exports. Users can view consolidated data for all team transactions in real-time with all vital payment information. This enables them to regulate cash flow and anticipate upcoming supplier payments. ..show more

Qonto is an easy business banking solution for entrepreneurs and startups. This all-in-one online business accounting platform helps SMEs and freelancers create business accounts as per convenience. Thus getting access to simplified accounting flow and transparent solutions. The services and features delivered by this platform are trusted widely by over 2,00,000 businesses located in different parts of the globe. Organizations are provided with a secure platform that safeguards the funds through FGDR (a French financial crises operator) services. Also, access to MasterCard business cards, with SEBA and SWIFT transfers enabled, is available with a subscription to Qonto. Furthermore, users can enjoy facilities like automated bookkeeping and team expense management besides streamlining and optimizing their work effectively. Also, integration with top third-party applications like Slack, Accountable, AXA, Pennylane, Zettle, etc makes user-wise task management a lot simpler to handle. Beyond this, users can also depend on the same to create multiple accounts with dedicated IBANs for organized management of expense items, activities, and team budgeting. ..show more

Zoho Expense is an online expense reporting software that digitizes expense report creation, approvals and reimbursement. It let your employees record expenses just by uploading the receipts. Zoho Expense scans it and pulls out necessary information automatically. It also allows you to sort expenses by category, attach notes with them and add extra entry field to input additional details. You can create per diem rates for your employees travelling abroad, set the separate allowances for each type of expense. This ensures that the expenses are kept under a certain ceiling and doesn’t result in extravagance. It comes pre-equipped with an auto-merging tool that prevents duplication in records. Thereafter, it supports all major currencies and converts exchange rates accordingly. You will also get cloud storage to store the bills online and retrieve them whenever you need. It even allows you to forward receipts right from your inbox to Zoho Expense and it will scan them without any need of interference. The software review expenses and enable you to easily approve and reject expenses for quick reimbursement. ..show more

TECHNICAL DETAILS

Access Monitoring

24/7 (Live rep)

Business Hours

Online

Contact Number/Address

Paris, France

Paris, France / +33 1 76 41 03 08

Pleasanton, California / 8443165544

API

N/A

Deployment

SaaS/Web/Cloud

Mobile - Android

Mobile - iOS

Mobile - Windows

Mobile - BlackBerry

Installed - Windows

Installed - Mac

Customers

Individuals

Freelancers

Large Enterprises

Medium Business

Small Business

Pricing

Pricing Model

Free Trial

Freemium

One-time license

Open-source

Subscription

Quotation Based

Plans

Starter
Custom

Up to 7 Seats

A simple solution for entrepreneurs & SMBs looking to manage all their day-to-day expenses

Features

  • Virtual and physical cards
  • Supplier invoice tracking
  • Expense tracking & reimbursement
  • One approver
  • Automated receipt collection rules
  • Slack integration
  • Custom accounting exports
  • Xero integration
Essentials
Custom

Unlimited Users

For SMBs looking to streamline their spend management process, all in one place

Features

  • Virtual and physical cards
  • Supplier invoice tracking
  • Expense tracking & reimbursement
  • Unlimited approvers
  • Automated receipt collection rules
  • Slack integration
  • Custom accounting exports
  • Xero integration
  • Advanced set-up rules for physical cards
Scale
Custom

Unlimited Users

For established and growing businesses needing more flexibility, automation & control

Features

  • Everything in Essentials plus:
  • Invoice tracking and payments
  • Purchase orders & 3-way matching (beta)
  • Team budgets
View Price Page
Solo
Others

€9 per month excl. VAT

Capital deposit : €120 excl. VAT (€50 excl. VAT) billed Yearly

Features

  • 20 SEPA transfers and direct debits
  • 1 Mastercard physical card
  • Optional Mastercard virtual cards
  • Optional check cashing
  • 1 member
  • FR, IT, ES or DE IBANs
  • International transfers (SWIFT)
  • Unlimited transaction history
  • Real-time payment notifications
  • Accounting tools compatibility
  • 7 days a week customer support
Standard
Others

€29 per month excl. VAT

Capital deposit : €300 excl. VAT (€50 excl. VAT) billed Yearly

Features

  • 100 SEPA transfers and direct debits
  • 2 Mastercard physical cards
  • 2 Mastercard virtual cards
  • 3 checks to cash
  • Up to 5 members
  • Includes features of Solo plan, plus
  • Dedicated access for your accountant
  • Automatic VAT detection
  • Expenses categorization
  • Roles and permissions
  • Multiple accounts
Premium
Others

€99 per month excl. VAT

Features

  • 500 SEPA transfers and direct debits
  • 5 Mastercard physical cards
  • Unlimited Mastercard virtual cards
  • 10 checks to cash
  • Unlimited members
  • Includes features of Standard plan, plus
  • Management of transfers as a team
  • Top priority customer support
  • Individual account management
  • Manager's role and team budget (coming soon)
View Price Page
Free
Free

For small businesses and freelancers to track expenses and mileage claims.

Features

  • Up To 3 Users
  • 5 GB Receipt Storage
  • 20 Receipt Autoscans
  • Muticurrency Expenses
  • Mileage Expenses
  • Customer/Project Tracking
  • Accounting Integration
Premium
$8 /User/Month

Minimum users: 3

For global businesses with high volume of expenses, in need of powerful controls and robust workflows.

Features

  • Includes features of Free plan, plus
  • Unlimited Users
  • Unlimited Receipt Autoscans
  • Travel Requests
  • Advanced Approval
  • Per Diem Automation
  • Advanced Customization
Enterprise Plan
$12 /User/Month

Minimum users: 500

Built for businesses that need a highly customizable and integrated solution to suit their complex needs.

Features

  • Includes features of Premium plan, plus
  • TMC/OTA Integration
  • ERP Integration
  • Single Sign On (SAML)
  • Dedicated Account Manager
  • Advanced Audit Trail Report
View Price Page

SCREENSHOTS

Spendesk Screenshots
View 2 screenshot(s)
Qonto Screenshots
Zoho Expense Screenshots
View 4 screenshot(s)

INTEGRATIONS

  • Slack
  • Quickbooks
  • NetSuite
  • Zapier
  • Xero
    NA
  • Sage Accounting (Sage One)
  • Zoho Cliq
  • Slack
  • Zoho Invoice
  • Zoho CRM
  • Zoho Analytics (Zoho Reports)
  • Microsoft Dynamics 365 for Sales
  • Quickbooks
  • Zoho Projects
  • Zoho Books
  • Zoho People
  • Xero

ALTERNATIVES

Top alternatives to Spendesk

Concur Expense
Concur Expense
Expensify
Expensify
Qonto
Qonto
Payhawk
Payhawk
Pleo
Pleo

Top alternatives to Qonto

Wise Agent
Wise Agent
Shine Interview
Shine Interview
Tiime Receipt
Tiime Receipt
Quickbooks
Quickbooks
Freshbooks
Freshbooks