Home/Compare/Paytm Payment Gateway vs Razorpay
Updated on: July 4, 2020

Paytm Payment Gateway vs Razorpay

85% The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read More
Paytm Payment Gateway
(803 Ratings)
88% The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read More
Razorpay
(127 Ratings)
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85% The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read More
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Paytm Payment Gateway
(803 Ratings)
88% The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read More
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Razorpay
(127 Ratings)
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Overview

Summary

Paytm Payment Gateway offers a multitude of payment options to both online as well as physical merchants through its digital wallet, e-commerce payment gateway and QR-based mobile payments. What makes Paytm so popular and user-friendly is the smoothness and convenience with which it can be operated. There is no maintenance, setup or withdrawal charge involved while operating Paytm. This Payment gateway software supports almost all domestic debit and credit cards, along with net banking of over 50 banks. However, the biggest drawback of Paytm is it does not support international credit cards and is conducive to only the Indian currency (Rupees). A round-the-clock customer service is available to solve grievances of customers at any hour of the day. With Paytm, you can make digital payments for all your necessities, book movie and flight tickets, shop for comforts and luxuries and even make your utility bill payments, just with this one app. With Paytm, life becomes easy and the world comes one step closer. ..read more

Razorpay software is a Payment Processor Solution in India used to accept, process and disburse payments. Make your online payment using Credit/Debit cards, Netbanking, UPI, Wallets in minutes. Monitor the performance in real-time data and insights via the Dashboard to make informed business decisions. It integrates with WooCommerce, Magento, CS-Cart, OpenCart, and more. Freelancers, Small, Medium and Large companies make use of the software. ..read more

Features

Gift Card Management

Invoice Payment

Mobile Payments

Multiple Currency Processing

PoS Transactions

Recurring Billing

Saved Cards

Website Payments

TECHNICAL DETAILS

Access Monitoring

24/7 (Live rep)

Business Hours

Online

Contact Number/Address

Uttar Pradesh, India

Bangalore, India / 1800 123 1272

API

Deployment

SaaS/Web/Cloud

Mobile - Android

Mobile - iOS

Mobile - Windows

Mobile - BlackBerry

Installed - Windows

Installed - Mac

Customers

Individuals

Freelancers

Large Enterprises

Medium Business

Small Business

Pricing

Pricing Model

Free Trial

Freemium

One-time license

Open-source

Subscription

Quotation Based

Plans

All-In-One QR Code
Others

Features

UPI

  • MDR: 0%
  • Monthly Acceptance Limits: Unlimited

Paytm Payments Bank

  • Transaction Charges: 1.99%
  • Monthly Acceptance Limits - Unlimited

Paytm Wallet

  • Transaction Charges: 1.99%
  • Monthly Acceptance Limits - Unlimited

Credit Card

  • Transaction Charges: 1.99%
  • Monthly Acceptance Limits - Unlimited

Debit Card

  • Transaction Charges
    • 0.4% + GST for transaction amount <= 2000
    • 0.9% + GST for transaction amount > 2000

  • Monthly Acceptance Limits - Unlimited

Net Banking (50+ Banks)

  • Transaction Charges - 1.99% + GST
Payment Gateway
Others

Features

UPI

  • Transaction Charges: 0%
  • Monthly Payment Acceptance Limits: Unlimited

Paytm Payments Bank

  • Transaction Charges: 1.99% + GST
  • Monthly Payment Acceptance Limits: Unlimited

Paytm Wallet

  • Transaction Charges: 1.99% + GST
  • Monthly Payment Acceptance Limits: Unlimited

Credit Card

  • Transaction Charges: 1.99% + GST
  • Monthly Payment Acceptance Limits: Unlimited

Debit Card

  • Transaction Charges
    • 0.4% + GST for transaction amount <= 2000
    • 0.9% + GST for transaction amount > 2000
  • Monthly Payment Acceptance Limits: Unlimited

Net Banking (50+ Banks)*

  • Transaction Charges: 1.99% + GST
  • Monthly Payment Acceptance Limits: Unlimited
Paytm Smart Retail Point of Sale (Smart Retail) Software
Others

₹999 billed monthly

₹5699 billed half-yearly

₹10999 billed yearly

Features

  • GST-Enabled Billing
  • Cloud-based Solution (Works Offline & Online)
  • Inventory & Purchase Management
  • Physical & Digital Invoices
  • Dashboard & Real-Time Reports
  • integrated with Paytm Ecosystem, Credit Debit Cards
  • Paytm Smart Payment
  • Supports 3rd Party Hardwares
Loyalty and CRM suite (Smart Retail) Software
Others

₹999 billed monthly

₹5499 billed half-yearly

₹9999 billed yearly

Features

  • With 100 SMS free
  • Additional SMS at 15 paise per SMS
Smart Retail Payments Hardware
Others

Features

  • Refundable security deposit: One-time amount you need to pay while renting a device.
    • All In One Pos Edc: ₹ 8,000
    • Smart Payment Edc: ₹ 5,000
  • Device Rental: Amount you need to pay every month for your subscription
    • All In One Pos Edc: ₹ 499 per month
    • Smart Payment Edc: ₹ 499 per month
  • 4G SIM data connectivity (1GB data): Best Data package from India’s leading and Largest Telecom Company​​​​​​​
    • All In One Pos Edc: ₹ 99 per month
    • Smart Payment Edc: ₹ 99 per month
View Price Page
Standard
Custom

Plan designed for Startups, Small and Medium Enterprises

  • 2 percent per transaction: Indian Credit Cards, Indian Debit Cards, Net Banking from 58 Banks, UPI, Wallets including Freecharge, Mobikwik etc.
  • 3 percent per transaction: Diners and Amex Cards, International Cards, EMI

Plus GST as applicable on fee

Features

  • Email, Chat, and Call Support Available
  • Completely online, paper-less activation
  • Checkout JS, Developer APIs, Mobile SDKs, Payment Gateway Dashboard, Flash Checkout, International Payments and tons of amazing new features that we are building.
Enterprise
Custom

Plan designed for Large Volumes

Features

  • Early Access to New Features
  • 24x7 Priority Support Available
  • Online Activation within 24 hours
  • Pre-assigned Key Account Manager
  • Checkout JS, Developer APIs, Mobile SDKs, Payment Gateway Dashboard, Flash Checkout, International Payments and tons of amazing new features that we are building
View Price Page

SCREENSHOTS

Paytm Payment Gateway Screenshots
View 1 screenshot(s)
Razorpay Screenshots
View 3 screenshot(s)

INTEGRATIONS

    NA
  • OpenCart
  • PrestaShop
  • WordPress
  • Wix
  • CS-Cart
  • Magento
  • WooCommerce
  • Shopify