PayPal |
| Description | Klarna makes shopping smooth with the aim to become the world’s favorite way to shop. It offer products and services to consumers and retailers within payments, social shopping, and personal finances. It turns any purchase into smaller payments. Read more | PayPal Credit is an open end (revolving) credit card account that provides a reusable credit line built into your account with PayPal giving you the flexibility to pay for your purchases right away or pay over time. It's easy to apply, easy to use and there whenever you need it. Read more |
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Flexible Payment Options, Ease of Use, Convenient Buy Now Pay Later service, Helpful Customer Support Inconsistent Purchase Power Limits, Unreliable Customer Service , Confusing Return Process, Hidden Fees |
Ease of use, Convenient 0% interest financing options, Widely accepted payment method, Flexible payment options High interest rates after promotional period, Poor customer service experiences, Potential for negative credit score impact, Lack of transparency in credit limit adjustments |
| Review Summary |
Users appreciate Klarna's user-friendly interface, highlighting its seamless checkout process and intuitive design. Many reviewers emphasize the convenience and flexibility offered by Klarna's payment options, enabling them to make purchases without having to pay the full amount upfront. Additionally, Klarna's customer service is frequently praised for its responsiveness and helpfulness in addressing any issues or inquiries. However, some reviewers express concerns about occasional technical glitches and occasional delays in processing refunds. |
User reviews for PayPal Credit are mixed, with some praising its convenience and ease of use, particularly for online purchases and for accessing funds quickly. Many appreciate the 0% interest financing option for qualifying purchases, enabling them to manage cash flow and make larger purchases. However, several users express concerns about the customer service, including long wait times and difficulty resolving issues. Some also criticize the high interest rates after the promotional period and the lack of transparency in credit limit decisions. |
| Read All User Reviews | Read All User Reviews |
AI-Generated from the text of User Reviews
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Klarna Custom |
PayPal Credit Free |
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View Detailed Pricing
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Four
4.1 Based on 7 Ratings 
|
Four
4.1 Based on 7 Ratings
Laybuy
4.4 Based on 10 Ratings
Afterpay
4.2 Based on 37 Ratings |
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| Company Details | Located in: Stockholm, Sweden Founded in: 2005 | Founded in: 1998 |
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