Home/Payment Gateway Software/Instamojo vs Paytm Payment GatewayUpdated on: April 23, 2024

Compare Instamojo vs Paytm Payment Gateway

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88% The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read More Remove
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86% The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read More Remove
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Overview

Summary

Instamojo can be integrated conveniently into any website and offers the simplest API with detailed attestation. With over six lac businesses using this gateway software to collect their payments, Instamojo makes for a highly lucrative deal as all you need to set up this software is a mobile number and a bank account. Marked as one of the simplest, easiest and most popular payment gateways with extremely user-friendly interface, some of the features about this gateway, which attracts users, is that it carries no setup or maintenance charge and works with both Debit and Credit cards, testified with over 58 banks. Moreover, one can even request for international plastic money transactions for overseas orders. It even supports mobile app usage on both Android and iOS handsets and can be tuned in with SMS and WhatsApp with a single zero cost account. With all these key highlights, Instamojo can instantly collect your payments and automatically transfer it to your bank account in no time at all. ..show more

Paytm Payment Gateway offers a multitude of payment options to both online as well as physical merchants through its digital wallet, e-commerce payment gateway and QR-based mobile payments. What makes Paytm so popular and user-friendly is the smoothness and convenience with which it can be operated. There is no maintenance, setup or withdrawal charge involved while operating Paytm. This Payment gateway software supports almost all domestic debit and credit cards, along with net banking of over 50 banks. However, the biggest drawback of Paytm is it does not support international credit cards and is conducive to only the Indian currency (Rupees). A round-the-clock customer service is available to solve grievances of customers at any hour of the day. With Paytm, you can make digital payments for all your necessities, book movie and flight tickets, shop for comforts and luxuries and even make your utility bill payments, just with this one app. With Paytm, life becomes easy and the world comes one step closer. ..show more

Features

Gift Card Management Manages prepaid payment card processing that helps the cardholder purchase goods online or within a specific retail store

Invoice Payment Enables merchants to accept payments through custom links by creating invoices

Mobile Payments Accept payment directly on your mobile handset

Multiple Currency Processing Enables merchants to accept payment in multiple currencies

PoS Transactions Enables merchants to accept payment on Point of Sale

Recurring Billing Enables merchants to charge from customers on a recurring (periodic) basis

Saved Cards Offers saving credentials of debit and credit cards for faster payment checkout in future

Website Payments Enables merchants to accept payment on websites

TECHNICAL DETAILS

Access Monitoring

24/7 (Live rep)

Business Hours

Online

Contact Number/Address

Bangalore, India

Uttar Pradesh, India

API

Deployment

SaaS/Web/Cloud

Mobile - Android

Mobile - iOS

Installed - Windows

Installed - Mac

Customers

Individuals

Freelancers

Large Enterprises

Medium Business

Small Business

Pricing

Pricing Model

Free Trial

Freemium

One-time license

Open-source

Subscription

Quotation Based

Plans

Lite (Online Store)
Free

Features

  • 5% + ₹3 transaction fee
  • Shopping Cart
  • Unlimited Products
  • Cash on Delivery
  • Shipping Integrations
  • Order Management
  • Google Shopping Integration
  • Categories and Variants
Starter (Online Store)
Others

Features

  • Everything in Lite, plus
  • 5% + ₹3 transaction fee
  • Custom Domain Linking
  • 30+ Premium Themes
  • No Instamojo Branding
  • 3 Images per Product
  • 3 Banner Images
Growth (Online Store)
Others

₹1,499 per Month

Features

  • Includes features of Starter plan, plus
  • SEO options
  • Transaction fee 2% + ₹3
  • Email & SMS campaigns
  • Discount coupons, and more
Do-IT-For-Me
Custom

Features

Get 12-months support and benefits like

  • Full store set up
  • Personalised feature
  • recommendations
  • Dedicated success
  • advisor & more
Online Payments
Others

2% + ₹3 per Transaction excl. GST

1. Payment Modes Supported

  • UPI
  • Domestic Debit /Credit Cards
  • Pay Later
  • Netbanking
  • Wallets

2. International Payment Modes : Available on Request, at 1% additional fee

  • VISA
  • American Express

Features

  • Smart links
  • Embed pay button
  • NEFT using virtual account number
  • Request bulk payments
  • Digital credit (khata) book
View Price Page
Small Medium Business (Online Payments)
Others

Small Medium Business (Online Payments)

  • UPI - Standard - 0%
  • UPI - Subscription - ₹5- 65 per mandate for annual subscription plan
  • Paytm Wallet - 1.99%
  • Credit Card* - 1.99%
  • Debit Card* - Rupay - 0%
  • Debit Card* - Mastercard
  • & VISA - 0.4% for Below ₹2,000
  • 0.9% for more than ₹2,000
  • Netbanking - 1.99%
  • International PG - 2.9%
Enterprise  (Online Payments)
Others

Enterprise (Online Payments)

  • Get in touch for a custom pricing plan designed for your business requirement.
In-Store Payments
Others

In-Store Payments

  • Paytm Wallet - 0%
  • UPI Payment - 0%
  • Rupay Debit Card - 0%
  • Monthly Acceptance Limit - Unlimited
View Price Page

SCREENSHOTS

Instamojo Screenshots
View 4 screenshot(s)
Paytm Payment Gateway Screenshots
View 1 screenshot(s)

ALTERNATIVES

Top alternatives to Instamojo

PayU
PayU
Stripe Billing
Stripe Billing
Paytm Payment Gateway
Paytm Payment Gateway
Cashfree Payments
Cashfree Payments
Dukaan
Dukaan

Top alternatives to Paytm Payment Gateway

PayU
PayU
Razorpay
Razorpay
PayPal
PayPal
Authorize.Net
Authorize.Net
Payoneer
Payoneer