Home/Payment Gateway Software/Cashfree Payments vs PaystackUpdated on: April 20, 2024

Compare Cashfree Payments vs Paystack

86% The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read More Remove
88% The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read More Remove
Visit Website

Visit Website

ADD PRODUCT
86% The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read More Remove
88% The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read More Remove
Visit Website

Visit Website

Overview

Summary

Cashfree is a solution for online payments and cash on delivery payments designed for companies based in India. It is an easy and quick way to collect and disburse payments for companies. Cashfree is able to disburse bulk payments in an instant, which means that it works faster than banks and it is simpler to use. Cashfree can verify the bank accounts of your customers, including the account and holder name, before any money is sent. Cashfree enables you to accept recurring payments so you can offer subscription packages to your customers. This solutions’ payment gateway allows clients to receive the money from local and international payments within two days through a simple integration. You can also use Cashfree’s payouts capabilities to send money to any bank account, PayTM wallet or UPI address simply by uploading one file or by using an API for integrations. ..show more

Paystack is a financial computations transaction software developed for enterprises of all sizes to facilitate online and offline transactions in Africa. It is ideal for freelancers, individuals and all types of businesses. This software routes payments through the most efficient channels, resulting in the greatest transaction success rates in the industry. Customers may pay you in whatever way they choose once you've integrated Paystack. Paystack protects you from fraudulent transactions and chargeback claims using a combination of automatic and human fraud solutions. Its well-documented APIs allow you to create everything from basic weekend endeavors to large financial solutions that serve hundreds of thousands of clients. The software enables website payments, mobile payments, invoice payments, and PoS transactions to ensure a smooth user friendly experience to its customers. It also provides features to monitor recurring billing to eliminate any chances of fraud or financial error. ..show more

Features

Gift Card Management Manages prepaid payment card processing that helps the cardholder purchase goods online or within a specific retail store

Invoice Payment Enables merchants to accept payments through custom links by creating invoices

Mobile Payments Accept payment directly on your mobile handset

Multiple Currency Processing Enables merchants to accept payment in multiple currencies

PoS Transactions Enables merchants to accept payment on Point of Sale

Recurring Billing Enables merchants to charge from customers on a recurring (periodic) basis

Saved Cards Offers saving credentials of debit and credit cards for faster payment checkout in future

Website Payments Enables merchants to accept payment on websites

TECHNICAL DETAILS

Access Monitoring

24/7 (Live rep)

Business Hours

Online

Contact Number/Address

Bangalore, India

Paystack

API

Deployment

SaaS/Web/Cloud

Mobile - Android

Mobile - iOS

Installed - Windows

Installed - Mac

Customers

Individuals

Freelancers

Large Enterprises

Medium Business

Small Business

Pricing

Pricing Model

Free Trial

Freemium

One-time license

Open-source

Subscription

Quotation Based

Plans

Cashfree Payments
Custom

1. Payment Gateway

  • 1.90% per transaction
    • Visa
    • Mastercard
    • Maestro
    • ICICI
    • Amazonpay
    • Airtel Money
    • Jio Money
    • Phonepe
    • Net Banking
  • 0%* per transaction
    • UPI
    • RuPay
  • Paylater & Cardless EMI: 2.5% per transaction

    • E-paylater
    • Olamoney
    • Zest Money
    • Flexmoney
    • Lazypay
    • ICICI
    • Kotak
    • Yes Bank
    • HDFC
    • HSBC
  • International Cards
    • 3.5% + ₹7 per transaction
      • VISA
      • MasterCard
    • Standard payment gateway charges applicable
      • PayPal
      • Paytm
    • 2.95% per transaction

      • Diners Club
      • American Express

Already using a Payment Gateway

  • Next day settlement
  • International payments in 30 currencies
  • Instant Refunds
  • Dedicated account manager
  • Now Live on Juspay. Connect Today

2. Payout:

  • Visa, Mastercard: Cards: ₹10
  • Amazonpay: Wallets 1.00%
  • Paytm: Wallets (As applicable on your Paytm business account)

3. Cashgram :

  • Basic : ₹2 Cashgram charges + Transfer charges
  • Premium : ₹2 Cashgram charges + ₹2.5 Bank account verification charges + Transfer charges

4. Auto Collect:

Bank Transfer

  • Virtual Account : ₹5 Creation
  • Reconcile IMPS/NEFT/RTGS payments : ₹10 per transaction

UPI

  • Virtual UPI IDs : ₹5 Creation
  • Reconcile UPI payments: 0.30%* per transaction

5. Bank Account Verification: ₹2.50 per Validation

  • Verify UPI IDs, bank acount details and account holder name in real time

6. PAN Verification: ₹1.25 per Validation

  • Verify the user’s PAN details in real-time.

7. Aadhaar Verification: ₹1 per Validation

  • Verify the user’s Aadhaar details instantly.

8. Subscriptions:

  • Cards : 2.25% per creation
  • E - mandate : ₹ 5 Mandate Creation + ₹5 per Debit
  • UPI Autopay (Early Access) : ₹5 + per debit

9. Easy Split : 0.1% per vendor split

  • Automatically split commissions with vendors after every purchase.

All the Plans includes these Features

  • Paperless and same day onboarding
  • Easy to use Dashboard
  • E-commerce Plugins
  • Developer friendly integration kits
View Price Page
Paystack
Others

For Local Transactions: 1.5% + ₦100

For International Transactions: 3.9% + ₦100

Features

  • ₦100 fee waived for transactions under ₦2500
  • Local transactions fees are capped at ₦2000, meaning that's the absolute maximum you'll ever pay in fees per transaction
  • Get paid by your customers from all over the world
  • International cards are charged and settled in Naira by default, but you can also choose to get settled in USD
View Price Page

SCREENSHOTS

Cashfree Payments Screenshots
View 4 screenshot(s)
Paystack Screenshots
View 6 screenshot(s)

INTEGRATIONS

  • OpenCart
  • PayPal
  • WooCommerce
  • Shopify
    NA

ALTERNATIVES

Top alternatives to Cashfree Payments

Razorpay
Razorpay
PayPal
PayPal
Payoneer
Payoneer
Authorize.Net
Authorize.Net
2Checkout
2Checkout

Top alternatives to Paystack

PayPal
PayPal
Stripe Billing
Stripe Billing
Payoneer
Payoneer
Authorize.Net
Authorize.Net
2Checkout
2Checkout