Home/Payment Gateway Software/Cashfree Payments vs Paytm Payment GatewayUpdated on: March 28, 2024

Compare Cashfree Payments vs Paytm Payment Gateway

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86% The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read More Remove
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Overview

Summary

Cashfree is a solution for online payments and cash on delivery payments designed for companies based in India. It is an easy and quick way to collect and disburse payments for companies. Cashfree is able to disburse bulk payments in an instant, which means that it works faster than banks and it is simpler to use. Cashfree can verify the bank accounts of your customers, including the account and holder name, before any money is sent. Cashfree enables you to accept recurring payments so you can offer subscription packages to your customers. This solutions’ payment gateway allows clients to receive the money from local and international payments within two days through a simple integration. You can also use Cashfree’s payouts capabilities to send money to any bank account, PayTM wallet or UPI address simply by uploading one file or by using an API for integrations. ..show more

Paytm Payment Gateway offers a multitude of payment options to both online as well as physical merchants through its digital wallet, e-commerce payment gateway and QR-based mobile payments. What makes Paytm so popular and user-friendly is the smoothness and convenience with which it can be operated. There is no maintenance, setup or withdrawal charge involved while operating Paytm. This Payment gateway software supports almost all domestic debit and credit cards, along with net banking of over 50 banks. However, the biggest drawback of Paytm is it does not support international credit cards and is conducive to only the Indian currency (Rupees). A round-the-clock customer service is available to solve grievances of customers at any hour of the day. With Paytm, you can make digital payments for all your necessities, book movie and flight tickets, shop for comforts and luxuries and even make your utility bill payments, just with this one app. With Paytm, life becomes easy and the world comes one step closer. ..show more

Features

Gift Card Management Manages prepaid payment card processing that helps the cardholder purchase goods online or within a specific retail store

Invoice Payment Enables merchants to accept payments through custom links by creating invoices

Mobile Payments Accept payment directly on your mobile handset

Multiple Currency Processing Enables merchants to accept payment in multiple currencies

PoS Transactions Enables merchants to accept payment on Point of Sale

Recurring Billing Enables merchants to charge from customers on a recurring (periodic) basis

Saved Cards Offers saving credentials of debit and credit cards for faster payment checkout in future

Website Payments Enables merchants to accept payment on websites

TECHNICAL DETAILS

Access Monitoring

24/7 (Live rep)

Business Hours

Online

Contact Number/Address

Bangalore, India

Uttar Pradesh, India

API

Deployment

SaaS/Web/Cloud

Mobile - Android

Mobile - iOS

Mobile - Windows

Mobile - BlackBerry

Installed - Windows

Installed - Mac

Customers

Individuals

Freelancers

Large Enterprises

Medium Business

Small Business

Pricing

Pricing Model

Free Trial

Freemium

One-time license

Open-source

Subscription

Quotation Based

Plans

Cashfree Payments
Custom

1. Payment Gateway

  • 1.90% per transaction
    • Visa
    • Mastercard
    • Maestro
    • ICICI
    • Amazonpay
    • Airtel Money
    • Jio Money
    • Phonepe
    • Net Banking
  • 0%* per transaction
    • UPI
    • RuPay
  • Paylater & Cardless EMI: 2.5% per transaction

    • E-paylater
    • Olamoney
    • Zest Money
    • Flexmoney
    • Lazypay
    • ICICI
    • Kotak
    • Yes Bank
    • HDFC
    • HSBC
  • International Cards
    • 3.5% + ₹7 per transaction
      • VISA
      • MasterCard
    • Standard payment gateway charges applicable
      • PayPal
      • Paytm
    • 2.95% per transaction

      • Diners Club
      • American Express

Already using a Payment Gateway

  • Next day settlement
  • International payments in 30 currencies
  • Instant Refunds
  • Dedicated account manager
  • Now Live on Juspay. Connect Today

2. Payout:

  • Visa, Mastercard: Cards: ₹10
  • Amazonpay: Wallets 1.00%
  • Paytm: Wallets (As applicable on your Paytm business account)

3. Cashgram :

  • Basic : ₹2 Cashgram charges + Transfer charges
  • Premium : ₹2 Cashgram charges + ₹2.5 Bank account verification charges + Transfer charges

4. Auto Collect:

Bank Transfer

  • Virtual Account : ₹5 Creation
  • Reconcile IMPS/NEFT/RTGS payments : ₹10 per transaction

UPI

  • Virtual UPI IDs : ₹5 Creation
  • Reconcile UPI payments: 0.30%* per transaction

5. Bank Account Verification: ₹2.50 per Validation

  • Verify UPI IDs, bank acount details and account holder name in real time

6. PAN Verification: ₹1.25 per Validation

  • Verify the user’s PAN details in real-time.

7. Aadhaar Verification: ₹1 per Validation

  • Verify the user’s Aadhaar details instantly.

8. Subscriptions:

  • Cards : 2.25% per creation
  • E - mandate : ₹ 5 Mandate Creation + ₹5 per Debit
  • UPI Autopay (Early Access) : ₹5 + per debit

9. Easy Split : 0.1% per vendor split

  • Automatically split commissions with vendors after every purchase.

All the Plans includes these Features

  • Paperless and same day onboarding
  • Easy to use Dashboard
  • E-commerce Plugins
  • Developer friendly integration kits
View Price Page
Small Medium Business (Online Payments)
Others

Small Medium Business (Online Payments)

  • UPI - Standard - 0%
  • UPI - Subscription - ₹5- 65 per mandate for annual subscription plan
  • Paytm Wallet - 1.99%
  • Credit Card* - 1.99%
  • Debit Card* - Rupay - 0%
  • Debit Card* - Mastercard
  • & VISA - 0.4% for Below ₹2,000
  • 0.9% for more than ₹2,000
  • Netbanking - 1.99%
  • International PG - 2.9%
Enterprise  (Online Payments)
Others

Enterprise (Online Payments)

  • Get in touch for a custom pricing plan designed for your business requirement.
In-Store Payments
Others

In-Store Payments

  • Paytm Wallet - 0%
  • UPI Payment - 0%
  • Rupay Debit Card - 0%
  • Monthly Acceptance Limit - Unlimited
View Price Page

SCREENSHOTS

Cashfree Payments Screenshots
View 4 screenshot(s)
Paytm Payment Gateway Screenshots
View 1 screenshot(s)

INTEGRATIONS

  • OpenCart
  • PayPal
  • WooCommerce
  • Shopify
    NA

ALTERNATIVES

Top alternatives to Cashfree Payments

Razorpay
Razorpay
PayPal
PayPal
Payoneer
Payoneer
Authorize.Net
Authorize.Net
2Checkout
2Checkout

Top alternatives to Paytm Payment Gateway

PayU
PayU
Razorpay
Razorpay
PayPal
PayPal
Payoneer
Payoneer
Authorize.Net
Authorize.Net