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Description | At Affirm is using today’s technology to bring significant disruptive innovation to the financial industry. It focus on improving the lives of consumers by delivering simple, honest and transparent financial products. Affirm for merchants: offer customer financing and buy now pay later options for your business Read more | PayPal Credit is an open end (revolving) credit card account that provides a reusable credit line built into your account with PayPal giving you the flexibility to pay for your purchases right away or pay over time. It's easy to apply, easy to use and there whenever you need it. Read more |
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Ease of use, Convenient 0% interest financing options, Widely accepted payment method, Flexible payment options High interest rates after promotional period, Poor customer service experiences, Potential for negative credit score impact, Lack of transparency in credit limit adjustments |
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User reviews for PayPal Credit are mixed, with some praising its convenience and ease of use, particularly for online purchases and for accessing funds quickly. Many appreciate the 0% interest financing option for qualifying purchases, enabling them to manage cash flow and make larger purchases. However, several users express concerns about the customer service, including long wait times and difficulty resolving issues. Some also criticize the high interest rates after the promotional period and the lack of transparency in credit limit decisions. |
Read All User Reviews | Read All User Reviews |
AI-Generated from the text of User Reviews
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Affirm Custom |
PayPal Credit Free |
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View Detailed Pricing
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Four
4.1 Based on 7 Ratings
Laybuy
4.4 Based on 10 Ratings |
Four
4.1 Based on 7 Ratings
Laybuy
4.4 Based on 10 Ratings
Afterpay
4.2 Based on 37 Ratings |
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Videos | Not Available |
Company Details | Located in: San Francisco, California Founded in: 2012 | Founded in: 1998 |
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+1 855-423-3729 |
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