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Overview

Description At Affirm is using today’s technology to bring significant disruptive innovation to the financial industry. It focus on improving the lives of consumers by delivering simple, honest and transparent financial products. Affirm for merchants: offer customer financing and buy now pay later options for your business Read more PayPal Credit is an open end (revolving) credit card account that provides a reusable credit line built into your account with PayPal giving you the flexibility to pay for your purchases right away or pay over time. It's easy to apply, easy to use and there whenever you need it. Read more
Pricing Options
  • Free Trial Not Available
  • Offers Custom plan.
  • Free Trial Not Available
  • Offers Free-forever plan.

Technical Details

Organization Types Supported
  • Large Enterprises
  • Medium Business
  • Small Business
  • Large Enterprises
  • Medium Business
  • Small Business
Platforms Supported
  • SaaS/Web/Cloud
  • Mobile - Android
  • Mobile - iOS
  • SaaS/Web/Cloud
  • Mobile - Android
  • Mobile - iOS
Modes of Support
  • Online
  • Online

Reviews & Ratings

User Rating
4.5/5 49 user ratings
4/5 61 user ratings
Rating Distribution
  • Excellent

    75.5%
  • Very Good

    10.2%
  • Average

    6.1%
  • Poor

    0%
  • Terrible

    8.2%
  • Excellent

    54.1%
  • Very Good

    19.7%
  • Average

    9.8%
  • Poor

    3.3%
  • Terrible

    13.1%
User Sentiments
    Not Available

    Ease of use, Convenient 0% interest financing options, Widely accepted payment method, Flexible payment options

    High interest rates after promotional period, Poor customer service experiences, Potential for negative credit score impact, Lack of transparency in credit limit adjustments

Review Summary
Not Available

User reviews for PayPal Credit are mixed, with some praising its convenience and ease of use, particularly for online purchases and for accessing funds quickly. Many appreciate the 0% interest financing option for qualifying purchases, enabling them to manage cash flow and make larger purchases. However, several users express concerns about the customer service, including long wait times and difficulty resolving issues. Some also criticize the high interest rates after the promotional period and the lack of transparency in credit limit decisions.

  Read All User Reviews Read All User Reviews

AI-Generated from the text of User Reviews

Pricing

Pricing Options
  • Free Trial Not Available
  • Offers Custom plan.
  • Free Trial Not Available
  • Offers Free-forever plan.
Pricing Plans
Monthly Plans Annual Plans

Affirm Custom

PayPal Credit Free

 
View Detailed Pricing
View Detailed Pricing

Alternatives

 

Screenshots & Videos

Videos Not Available Video Thumbnail

Vendor information

Company Details Located in: San Francisco, California Founded in: 2012 Founded in: 1998
Contact Details

+1 855-423-3729

https://www.affirm.com/business

Not available

https://www.paypal.com/us/webapps/mpp/paypal-credit

Social Media Handles

Not available

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